Best 0% APR Credit Cards for Spring, 2013
While it might seem early to declare the best 0% interest credit cards for Spring, 2013, there's no reason to hesitate when it comes to consolidating your debt - or simply saving on interest - with the best 0% APR credit cards available for the upcoming season. It's like spring cleaning, only easier, faster and more prosperous!
So, think warm thoughts and check out the best 0% interest credit card options available for the upcoming season...
The Citi Simplicity Card has long been one of our favorite 0% interest balance transfer cards, and it still ranks as one of the best for the spring of 2013. The Citi Simplicity Card includes 0% interest on new purchases and balance transfers for up to 18 months, there are no late fees (!!) and no interest hikes after late payments (though multiple offenses could make you ineligible for the full 18-month intro period). Finally, once your intro period expires you'll pay the same APR variable on purchases, balance transfers and even cash advances. The Citi Simplicity Card continues to keep it, well, "simple" this spring.
The Discover it™ Card offers cardholders a 14-month 0% intro period on purchases and balance transfers. Beginning April 1st, Discover it™ members can earn 5% cash back on up to $1,500 in purchases on DIY home improvement products when they enroll for free. This is perfect for homeowners ready to do some spring cleaning, and will be available as part of their bonus cash back program of rotating categories through June 30th. That said, if you're more of a pay-a-pro kind of person, you can still earn 1% cash back on all other purchases (like, say, hiring a plumber). This is Creditnet's favorite 0% cash back credit card for spring, 2013.
The Capital One® Cash Rewards - $100 Cash Back Bonus is a zero interest card that rewards cardholders that spend $500 or more within the first three months of the account opening with a $100 cash back bonus. That's on top of the 1% cash back earned on all purchases that don't expire. While this is a solid welcome gift from Capital One, each year cardholders earn an anniversary gift in the form of a 50% cash back bonus on points earned over the year.