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Discover More Card Review: May 2012

May 30th, 2012 by Elisabeth Chan

The Discover More Card doesn't offer the best rewards program on the market. It also doesn't offer the longest 0% interest promotional period. So why would anyone want to get it, and what makes it Discover's flagship card? What the Discover More Card consistently offers cardholders is a little bit of everything in one package. No annual fee, 0% interest on both purchases and balance transfers, and a cash back program that provides up to a 5% bonus for certain categories throughout the entire year. In addition, Discover doesn't mess around with the card's benefits very often, so consumers have come to know and understand what they can expect from this card.

Ask Creditnet: Is Failure to Pay Off Credit Card Considered Fraud?

May 4th, 2012 by Elisabeth Chan

Dear Creditnet: I've heard that it's considered fraud if you get a credit card, use it, and then can't make any payments. If I unexpectedly lose my job and can't make my credit card payments, could I get sued?

Citi® Platinum Select®/AAdvantage® Visa Signature® Card: 30,000 Sign-up Bonus

April 4th, 2012 by Elisabeth Chan

Update: This offer is no longer available. This card is now titled the Citi® Platinum Select® / AAdvantage® World MasterCard® - find the most up-to-date offer available on Creditnet today!

If you already fly American a lot or are simply on the hunt for another lucrative sign-up bonus to take advantage of this year, here's why you should check out Citi's new offer: Top 5 Things We Like About the New Citi AAdvantage Card

Get Free FICO Scores with Walmart Credit Card

March 10th, 2012 by Elisabeth Chan

We're always on the hunt for new ways to get your hands on free FICO Scores. Not the "FAKO" scores that credit bureaus and free credit report sites will try to pawn off on you, but real FICO scores. You know, the ones lenders actually use to assess your risk as a borrower.

Chase Freedom Card Offers $75 Cash Back at Amazon.com

December 28th, 2011 by Elisabeth Chan

Do you have some post-holiday shopping you've been wanting to do for yourself? If so, Chase just announced a great new promotion for Chase Freedom cardholders to kick off 2012.  When you shop at Amazon.com from 1/1/12 through 3/31/12, you can earn 5% cash back on up to $1,500 in purchases.  That's $75 cash back, which is really a great deal for a credit card with no annual fee.

Americans Are Spending Smarter

December 16th, 2011 by Elisabeth Chan

credit cards

While economists tend to focus their attention on the latest stock market trends and fiscal policy, there are new consumer trends developing that hit much closer to home.  For example, the decisions Americans have been making about how often they reach for their credit cards has changed dramatically over the past few years. Indeed, consumers have adopted new spending habits that speak volumes about the lasting impact of the economic recession.

Here’s a quick glance at an interesting trend we've noticed and what it might say about the rest of the economy as a whole.

Shopping Online? Don't Store Your Credit Card Information

November 28th, 2011 by Elisabeth Chan

 Most of your favorite shopping sites will allow you to store credit card information in order to speed up the checkout process.  Online retailers know this added feature not only saves customers time, but it also helps move a lot more "browsers" to actual buyers.  It's a win-win for merchants. Unfortunately, the problem for consumers is that storing your credit card information on a retailer's servers leaves your personal credit card data at risk.  How much risk?  Well, here's a scary statistic for you.

Ask Creditnet: The Best Travel Rewards Business Credit Card

November 21st, 2011 by Elisabeth Chan

Dear Creditnet: I have 3 small businesses, and I'm looking for the best travel rewards business credit card to rack up miles. The balances are expected to be paid in full each month with a balance of around $5,000 per card.  What card do you recommend and why? 

Small Business Saturday is Back: Get $25 or More on Nov. 26th!

October 21st, 2011 by Elisabeth Chan

Amex Small Business Saturday My favorite Saturday of the year is back! For the 2nd year in a row, American Express is sponsoring Small Business Saturday on November 26th, the day after Black Friday.  If you missed out in 2010, don't make the same mistake again.  This promotion is just too easy for Amex cardholders to pass up, and it's for a great cause too!

Millennials Leading the Way in Healthy Credit Card Habits

September 15th, 2011 by Elisabeth Chan

young credit cards

“Do as I say, not as I do.”

At some point or another, every child in the country will hear his mother or father utter this immortal parenting phrase.  If you've heard it, you know just how annoying it can be.

However, despite the inherent injustice of the phrase, it appears the younger generation of Americans has actually taken this advice to heart.  Well, at least in the world of credit card spending habits.

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