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Can Student Loan Debt Jeopardize Retirement?

If you have student loan debt, could it hinder your chances of retiring the way you want to or retiring at all? The answer to that question depends on what type of debt you have, how much student debt that you have and what your retirement timeline is. In some cases, cosigning on a student loan could have an impact on the length and quality of your retirement.

No need to wait four more months for Black Friday, the biggest day in shopping. Amazon announced earlier this week that they are declaring a new online shopping day, “Prime Day,” that will occur on July 15. According to Amazon, you’ll be able to “find deals starting at midnight, with new deals starting as often as every ten minutes.” In addition, Prime Day is expected to have even more specials than Black Friday with unlimited free shipping on everything.

Will the Greek Debt Crisis Affect Your Finances?

The Greece debt default has been a major story in Europe for the past several years and has been a major influence on currency markets and international stock markets. Now that Greece has officially defaulted on its debt, the belief is that the country may be about to exit the European Union. Could the issues surrounding Greece's finances have an impact on your personal finances?

Weekly Tip: Be proactive about your credit card security.

Identity theft is a huge problem in today’s world. According to the Federal Trade Commission, 9 million Americans fall victim to identity theft every year. This is a huge number, and although not every attack can be stopped, many can be prevented. The most important way to arm yourself against identity theft is by being proactive about your card.

on Sun, 2015-07-05 10:03

Are You the Right Age for a Mortgage?

Thanks to the Equal Credit Opportunity Act, mortgage lenders are prohibited from using factors such as age, race, color, sex, nation of origin, marital status or receipt of public assistance as cause for denial of a borrower's loan application. But that doesn’t mean you shouldn’t think about your age before applying for a mortgage.

How Big is Your Emergency Fund?

Running a household requires careful planning and preparation for a wide range of potential problems. An emergency fund (rainy day jar) is a way that individuals can demonstrate prudence in acknowledging that while no one can predict when something bad will happen, chances are high that something bad will happen at sometime in all of our lives. How big is your emergency fund?

Are Banks Becoming Obsolete?

With all of the technology involving banking and financial accounts, everyone is beginning to wonder, "Are banks becoming obsolete?" While there are many arguments on both sides, many of the current financial trends (and technology trends) indicate that we could be closer then we think to this scenario. What will it take for us to cross the line or reach the point when we no longer need banks at all?

Is Going Cashless The Next Big Thing?

Going cashless is a trend that is taking over the world of business. Businesses have spent the two decades trying to go paperless, but there is still a need for paper in certain situations. Cashless business are new inventions of the digital age, but business managers must understand how to create a cashless company. The idea behind going cashless is a noble one, but the act if living a cashless lifestyle at work is much more difficult.

On Monday, Discover announced that it will double cash rewards for new Discover it card members in their first year. Consumers who are eligible and apply for a Discover it credit card between June 1 and July 31, 2015 will automatically earn double the cash back rate. 

Are Americans Saving Too Much?

While the economy has pretty much recovered from the economic scare of 2008, it doesn’t appear as if Americans have yet. In recent years, over 700,000 new jobs have entered the workforce, but have Americans begun spending that hard-earned money they are making? No, not yet, and it’s hard to tell when they will start.

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