Joshua Heckathorn

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Joshua Heckathorn

Joshua Heckathorn is a credit expert and has been featured on CNNMoney, FOX Business, Yahoo Finance, The Street, and many other national publications during the past twenty years.  He received a Bachelor of Science in Management (Finance) from Brigham Young University's Marriott School of Business and earned his MBA from Seattle University.

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Recent Blogs

Why Pay Taxes with a Credit Card?

April 13th, 2016 by Joshua Heckathorn

Do you have a friend who always brags about how big he expects his tax refund to be and what he plans to spend it on? I do.

Every year I bite my tongue as I listen to him go on and on about the huge check he’ll be getting from Uncle Sam and how he’s already spent the money on a new toy of some sort. I just have to nod my head and say, “Great man, great. I’m really happy for you.”

Infographic: How to Make a 0% Interest Credit Card Balance Transfer

March 22nd, 2016 by Joshua Heckathorn

Credit card debt that just keeps on growing is often a product of the high interest consumers are stuck paying on existing balances. Wouldn't it be great if you could just rid yourself of the additional 10, 20 or 25% in interest and start paying down your debt directly?

(The answer is: 'Obviously')

Barclaycard CashForward™ World MasterCard®: 1.5% Cash Back and No Annual Fee!

February 29th, 2016 by Joshua Heckathorn

Never heard of Barclaycard before?  Well, you're not alone here in the United States.  Although Barclaycard has been around for over 50 years and serves 36 million cardholders worldwide, its brand recognition still isn't that great in America.

3 Credit lessons Every 18 Year-Old Should Learn

February 17th, 2016 by Joshua Heckathorn
The public school system doesn’t teach young adults how to use credit wisely. The responsibility to teach youth how credit works and how to use it wisely falls upon the heads of parents, but the fact is most parents either have no clue themselves or simply never take the time to pass this knowledge along to their children.

What's a "Good" FICO Score?

January 21st, 2016 by Joshua Heckathorn

Like it or not, FICO scores have become extremely important numbers in our lives.  So much so that I often refer to them as our "personal reputation" in the financial world. Disregard your FICO scores, and you may find it extremely difficult to get approved for anything from apartment rentals, auto loans, and home loans, to a new rewards credit card.  Even insurance companies are taking a look at your FICO scores these days to determine if you're a risk worth taking, so there's no doubt that keeping your scores in tip-top shape can save you a lot of hassle and money in the future.

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