Elisabeth Chan

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Elisabeth Chan

Elisabeth Chan is Creditnet's resident credit card expert. Elisabeth graduated Magna Cum Laude from Brigham Young University's Marriott School of Business.

When she's not rating and reviewing credit cards, Elisabeth enjoys gushing over her daughter (who is her exact clone), eating out (sushi and Chinese are favs), or attempting to conquer the pilates reformer machine (so far, all attempts have been futile).

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Recent Blogs

Americans Are Spending Smarter

credit cards

While economists tend to focus their attention on the latest stock market trends and fiscal policy, there are new consumer trends developing that hit much closer to home.  For example, the decisions Americans have been making about how often they reach for their credit cards has changed dramatically over the past few years. Indeed, consumers have adopted new spending habits that speak volumes about the lasting impact of the economic recession.

Here’s a quick glance at an interesting trend we've noticed and what it might say about the rest of the economy as a whole.

Shopping Online? Don't Store Your Credit Card Information

 Most of your favorite shopping sites will allow you to store credit card information in order to speed up the checkout process.  Online retailers know this added feature not only saves customers time, but it also helps move a lot more "browsers" to actual buyers.  It's a win-win for merchants. Unfortunately, the problem for consumers is that storing your credit card information on a retailer's servers leaves your personal credit card data at risk.  How much risk?  Well, here's a scary statistic for you.

Ask Creditnet: The Best Travel Rewards Business Credit Card

Dear Creditnet: I have 3 small businesses, and I'm looking for the best travel rewards business credit card to rack up miles. The balances are expected to be paid in full each month with a balance of around $5,000 per card.  What card do you recommend and why? 

Small Business Saturday is Back: Get $25 or More on Nov. 26th!

Amex Small Business Saturday My favorite Saturday of the year is back! For the 2nd year in a row, American Express is sponsoring Small Business Saturday on November 26th, the day after Black Friday.  If you missed out in 2010, don't make the same mistake again.  This promotion is just too easy for Amex cardholders to pass up, and it's for a great cause too!

Millennials Leading the Way in Healthy Credit Card Habits

young credit cards

“Do as I say, not as I do.”

At some point or another, every child in the country will hear his mother or father utter this immortal parenting phrase.  If you've heard it, you know just how annoying it can be.

However, despite the inherent injustice of the phrase, it appears the younger generation of Americans has actually taken this advice to heart.  Well, at least in the world of credit card spending habits.

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