rewards credit card

rewards credit card

Are You Really Getting All Those Bonus Points?

One of the specific reasons that people sign up for credit cards is the promise of racking up lots of bonus points for spending money on things they ordinarily consume, such as eating out, buying groceries, or having a night out on the town. When you get a glimpse of your monthly statement and see only a pittance in new reward points barely enough to redeem for a set of plastic plates and silverware, it's no wonder why some people wonder if there's a glitch in the credit card company's computers.

Why You Shouldn't Fall for Store Credit Card Offers (and When You Should)

The holiday shopping season is officially upon us, and since Hanukkah starts very early this year (November 27), shoppers are expected to be out in full force from now till Christmas. If you're brave enough to join the masses at your local department store or shopping mall, you're sure to encounter more than your fair share of cash register credit card offers. That's when the helpful attendant ringing up your purchases excitedly informs you that you could save 10, 20, even 25 percent on today's purchases by obtaining a store card right now!