Joshua Heckathorn

Home / Author / Joshua Heckathorn
Joshua Heckathorn's picture
Joshua Heckathorn

Joshua Heckathorn was President of Creditnet, is a credit expert and has been featured on CNNMoney, FOX Business, Yahoo Finance, The Street, and many other national publications during the past ten years.  He received a Bachelor of Science in Management (Finance) from Brigham Young University's Marriott School of Business and earned his MBA from Seattle University.

Visit 's Google Plus profile for more.

Recent Blogs

Ask Creditnet: What No Pre-set Spending Limit Really Means

Amex Credit Cards Dear Creditnet: I get credit card offers in the mail all the time that say they have no pre-set spending limits. Does this mean that if I'm approved for one of these cards I can charge as much as I want? I run a small business out of my home and have had trouble getting a credit card with a high enough limit to cover my monthly expenses, so a card with no pre-set spending limit sounds like it could be the perfect fit. - Rebecca from NC

Citi Diamond Preferred Review - 18 Months 0% Interest

The Citi Diamond Preferred Card is all about the 0% interest promotion. Beyond that, there's really not much else for cardholders to get excited about, unless a little VIP treatment from time to time will float your boat. Let's be very clear here. If you're looking for a new credit card that's going to reward you for your monthly spend, this isn't the card for you. There are plenty of other rewards credit cards on the market that offer much better deals. But if you're simply looking for the longest 0% interest promotion available without having to pay an annual fee, you might want to take a closer look at what the Citi Diamond Preferred Card has to offer.

Ask Creditnet: Best Way to Get Cash When Traveling Overseas

foreign currency exchange

Dear Creditnet: I don't like carrying cash when traveling, but I'm about to take a trip overseas and I know I'll need plenty of cash while I'm there to cover expenses I won't be able to pay for with my credit card.

How can I get local currency at the best possible rate? Should I use a my credit card or debit card to withdrawal cash at an ATM, or should I plan on exchanging dollars for local currency when I get there?

Best Credit Card Sign-Up Bonuses for Summer Travel

One of the best ways to make this year's summer vacation easier on the bank account is to take advantage of some lucrative credit card sign-up bonuses. By simply signing up for a new credit card and meeting a reasonable spending threshold within the first few months, consumers with good credit scores could rack up more than $500 in free travel awards to use this summer! Not sure where to start searching? Don't worry, because we've already reviewed hundreds of card offers this year in order to find the very best travel rewards credit cards with the most generous sign-up bonuses. Check out our top 5 credit cards for summer travel below and start planning your next free vacation today.

Chase Sapphire® Card Review: Flexible Rewards & No Annual Fee

It's becoming increasingly difficult these days to find no annual fee credit cards that offer flexible yet competitive rewards programs. Chase, however, with its launch of the Sapphire Card a few years ago, is doing its best to fill the void. And while this card probably isn't for the hardcore frequent flier who only cares about one thing - racking up serious miles to redeem for free travel - the Chase Sapphire® Card is definitely a great option for consumers with good credit who want to use their card for travel while retaining the ability to trade points in for cash, gift cards, or other merchandise.

Pages