Alice Bryant

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Alice Bryant

Alice Bryant is the Editor of Creditnet and a personal finance expert with over a decade of experience writing about credit cards, credit scores, debt repair, and more.

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Recent Blogs

Budgeting for Study Abroad

September 15th, 2014 by Alice Bryant

Students can truly benefit from studying abroad. With our globalized society providing jobs all around the world, students who immerse themselves in other cultures will have the upper hand. Students can expect to get practical knowledge and understanding while having the time of their lives. That being said, studying abroad is not cheap. There are a number of different costs associated with the experience, requiring a lot of strategic budgeting to succeed. 

All You Need to Know About FICO 9

September 9th, 2014 by Alice Bryant
FICO is the source most lenders use to determine a borrower’s credit score. FICO uses an extensive formula intended to assist financial organizations with making high-volume, complex financial decisions. However, FICO recently announced a new formula called FICO Score 9. Unlike the current model, FICO 9 will remove collection agency accounts which were settled or paid in full. The new formula also distinguishes between medical debt and other forms of unpaid debt.
 

Which Credit Card Rewards Program is Right for You?

August 21st, 2014 by Alice Bryant
It seems nearly every week credit card companies put out a new rewards card or membership bonus that appeal to our desires as consumers who would like to get bonuses and rewards through their credit cards. Credit card companies are currently offering record-breaking sign up bonuses for customers. But with all the great deals and rewards programs that credit card companies are offering, it may be hard to decide what you want. Take a look below and see which rewards program is right for you.

Have You Outgrown Your Credit Card?

August 21st, 2014 by Alice Bryant

Having access to credit is a great thing. You can make large purchases and then pay for them in monthly installments, build a credit history and have an emergency fund in your wallet at all times. However, credit cards have added several new features and perks that older credit cards may not have had. That begs the question of whether or not you have outgrown your current credit card. 

10 Cities with the Top Credit Scores

August 14th, 2014 by Alice Bryant

Basically, one's credit score is a three-digit number that can be generated by a professional mathematical algorithm. It is used in order to help predict if one is at risk of failing to pay back on loans issued to them. The most popular type of credit score is the FICO score, and these scores have a range from 300 to 850. Using this system, lenders can get a better grasp on if people that are asking to lend money are more likely to pay them back or not as they are supposed to.

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