Everywhere you look today, people are using their mobile devices to make and accept payments. From the coffee shop to the taxi stand, the wine bar to the tire place, tiny swipe-and-go devices are replacing the traditional cash register.

But is this sudden reliance on all things mobile for transmitting the most sensitive data premature? How can you keep your identity safe, your customers' identities safe and your company safe while still keeping up with the latest technology? Here are five tips to consider as you decide when, where, how, and how much to make the switch.

It is often assumed that rich people have very high credit scores. The reality is that many different factors are considered in a credit score, but the amount of money a person has is not on that list.

One of the specific reasons that people sign up for credit cards is the promise of racking up lots of bonus points for spending money on things they ordinarily consume, such as eating out, buying groceries, or having a night out on the town. When you get a glimpse of your monthly statement and see only a pittance in new reward points barely enough to redeem for a set of plastic plates and silverware, it's no wonder why some people wonder if there's a glitch in the credit card company's computers.