Credit Reports & Credit Scores - Get Yours Today!
If you're not sure what your credit score is, today is the day to find out! Our trusted credit report partners above can grant you immediate access to your credit score, giving you the opportunity to finally discover where you stand with creditors.
Your FICO credit score is generated from a number of factors, and while some of these are easy to identify there are several myths out there concerning what creditors are counting for and against your credit score. Essentially, you're never totally sure what your credit score is until you apply for a report.
If you're thinking about applying for a loan - whether it's for a home, a car or something else - it's imperative to know your credit score ahead of time. In fact, we would recommend purchasing your credit report a few months in advance, that way you still have time to improve your credit score before applying for your big loan and getting the best possible interest rate available to you. (Read our blog on FICO credit-scoring myths for more information and advice on the subject.)
This is precisely what makes for-purchase credit reports like Equifax worthwhile; not only will you have instant access to your credit report and FICO score, but they'll also highlight your errors and make it easy to dispute things that don't look correct online. There's even an Interactive Score Simulator that shows you which actions can have a positive or negative effect on your score. That's what makes Equifax worthwhile, even though we also offer free credit scores on Creditnet, too.
Finally, if you're having trouble figuring out why you can't seem to get approved for a credit card, an Equifax credit report will help you troubleshoot where the weak spots are in your credit history. Perhaps your credit history is too limited or you have some bad blotches that you're not aware of; the quicker you make yourself aware of these issues, the quicker you can resolve them. Sometimes, ignorance is bliss; in the credit world, this just isn't the case.
Find out your credit score today with our safe and secured partners above to begin rebuilding your credit score tomorrow!