credit tips

credit tips

Credit Tips for Recent College Grads

Completing college and beginning a career is a heady experience. It is also a time when many people begin the process of building solid credit histories and ratings. Starting off on the right foot will make it easier to build financial security in the years ahead, and always have access to credit when it is needed for major purchases. Here are some tips that will help achieve this goal of financial stability. 

The Pros & Cons of Using a Credit Card in Emergency Situations

A wise man once told me "life is what happens when you're busy making other plans."  Or maybe that's just a popular saying? In any event, unforeseen situations can spring up at any moment, and sometimes they force you to reach for your credit card at the least opportune times. While it's impossible to predict emergency situations before they happen, at the very least you can arm yourself with knowledge of the pros and cons of using your credit card to charge your way out of life's little mishaps. Here's a run-down of a common sticky situation, and how credit cards can and cannot help.

Will St. Patrick's Day Break the Bank?

But that's not to say that St. Patrick's Day isn't mighty. March 17th is about celebrating a nation's heritage as much as it is to indulge in a pint or two (or three). St. Paddy's is often overlooked in favor of such blockbuster boozing holidays as New Year's Eve and the 4th of July. But does it deserve to be stuck in the minor leagues of spending?