Credit Repair

Credit Repair

Start the New Year by tackling your credit card debt

New year is traditionally a time for setting new life goals, and mostly it concerns losing weight, quitting smoking, and the like. Although wanting to improve your physical health is a very commendable objective, while you’re at it you might also want to take a look at your financial health. One of the greatest threats to your economic wellbeing is credit card debt.

Should you consider consumer credit counseling?

This guest post was written by Michelle Blackmore; Michelle is a financial writer who has insightful knowledge on the contemporary financial issues and the economic state that the nation is going through. She currently writes financial articles for various websites, communities and blogs.

How to Improve Your Credit Score in the New Year

'How do you plan on improving your credit score in 2013?'

I posted this question to the always reliable and active Credit Talk Forum the other day, and was met with a few responses from some loyal contributors that have been around the forum a lot longer than I have.

Want to repair your credit score? Here are 3 tips to get organized

If you’re looking to improve your less than perfect credit score (and kudos to you for taking a step in the right direction), we know that it can be hard to figure out where to begin. Like, really hard.

Date of First Delinquency (DOFD) and Why It Matters

 We always see increased activity in our Credit Talk Forum as the new year begins.  It makes complete sense since the start of a new year often brings a renewed sense of urgency to get your financial house in order. And for a lot of people these days, the number one thing on their mind is cleaning up their credit reports and getting their credit scores back to an acceptable level so they can purchase a new home, car, or get their foot in the door for a new job.  So how do most people start the process? They typically begin researching online, joining forums, pulling free credit reports, and wondering "when will these old debts I've been trying to ignore for all these years actually go away?"  This is a question I've seen and answered in our forum at least a dozen times this month, so I thought it would be a good idea to quickly address it here on the blog as well.