It's not uncommon for FICO® scores to vary from bureau to bureau. The FICO® Standard package lets you choose a credit score and credit report from Equifax, TransUnion, or both for a low, set price.

Here's what you'll get when you order the FICO® Standard package:

FICO® Score:
Get your FICO® score as reported by Equifax and/or TransUnion. Along with your actual score, you'll receive a full explanation of your score to help you understand how lenders view your credit risk. You'll also see what affects your score, whether positively or negatively, and learn why.

Credit Report:
Potential lenders pull your credit report so they can see a snapshot of your current credit situation as well as your credit history. This report will state credit accounts opened in your name, including credit cards, mortgages and loans, lines of credit, payment history, delinquent payments, hard/soft inquiries, and more.

FICO® Score Simulator:
Included with FICO® Standard is the FICO® Score Simulator, a tool used to analyze your personal credit file and to simulate the effect of certain types of actions on your credit score. For example, use this tool to see how your score will be affected if you open a new credit card, or pay off a loan.

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