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Best Credit Cards with Sign-Up Bonuses in 2013, According to Creditnet.com

Creditnet.com (http://www.creditnet.com), a leading consumer credit authority since 1995, announces the top credit card sign-up bonuses of 2013.

San Diego, Calif. (PRWEB) January 12, 2013

Credit card sign-up bonuses and spending incentives have long been a popular way to entice consumers into signing up for a credit card. Double miles, cash back bonuses and 0% interest for a year or more are all some of the very best credit card sign-up incentives on the market today.

A new study out this week from the American Bankers Association says that credit card delinquency is at an 18-year low; this combined with the fact that credit card issuers have never faced more competition means consumers can choose from one of several excellent credit card sign-up bonuses in 2013.

That's according to Creditnet.com, a prominent credit information website since 1995. For consumers with good credit in the market for a new, incentive-laden credit card in the new year, Creditnet today announced its picks for the best credit-card sign up bonuses in 2013.

Creditnet considered the length of an intro period offered by a credit card, the number of months in which it was required for a spending incentive to be met and how realistic a purchasing bonus was for the average consumer in determining which credit cards had the best sign-up bonuses on the market today.

"It's a really opportunistic time to be in the market for a credit card," said Jason Bushey, Creditnet's Vice President of Operations. "If your credit score is good-to-excellent and you know exactly what you're looking for in terms of rewards, there are cards with strong bonuses attached to some reasonably-low spending incentives this year."

Here are Creditnet's picks for the top credit card sign-up bonuses of 2013:

For Initial Cash Back: Capital One® Cash Rewards - $100 Cash Back

This credit card for people with good credit features one of the best sign-up bonuses of any cards available today because it takes only a modest amount of spending to obtain the $100 cash back bonus.

Capital One rewards cardholders with $100 cash back after making $500 in purchases within the first three months of the account opening. So, cardholders only need to spend $167 per month or more for the first three months to earn $100 cash back from Capital One; that's the equivalent of receiving a 20% discount on the first $500 in purchases, making this cash back credit card one of the best for sign-up bonuses in 2013.

For Ongoing Cash Back: Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Similar to the aforementioned Capital One Card, this Citi card will reward shoppers with $100 cash back after $500 in purchases made within three months of the account opening.

The intro period attached to this credit card includes purchases and balance transfers - and cardholders will receive 5% cash back from Citi on rotating categories that change every quarter; through March 31st, this includes purchases made at Zappos.com, fitness clubs and drugstores.

So, while this credit card's sign-up bonus pays off handsomely from the beginning, it's also one of the very best cash back credit cards to own in the long-run as well.

About Creditnet:

Creditnet.com is an online authority on credit card reviews and credit building advice. As the host of Credit Talk, the web's oldest and most comprehensive credit forum, Creditnet has been helping consumers improve their credit since 1995. Creditnet's credit card search tool matches users with the best possible credit card for them, and the blog CreditCents includes credit card news, reviews and tips each week.