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Weekly Money Management Tips

Weekly Money Management Tips

  • Register for Small Business Saturday and Get $25 from Amex
    Nov 17, 2011
    Small Business Saturday 2011 is just one week away, so don't forget to register your American Express card this week! Trust us, you don't want to miss out on this opportunity. After registering, all...
  • Online Holiday Shopping: 5 Tips for Bargain Hunters
    Nov 13, 2011
    Black Friday ignites a sense of unbridled excitement in many holiday shopaholics. For the rest of us, it's cause for nothing more than another good reason to stay close to home, sit by the fire and...
  • Paying Taxes on Credit Card Rewards
    Sep 28, 2011
    Expecting a big check this year from your cash back credit card? We hope so. If you are, you may also be wondering if this is considered income and taxable by the IRS. While it's no secret that...
  • ATM Cards vs. Debit Cards vs. Credit Cards
    Aug 22, 2011
    These 3 types of plastic may look alike, but they have very different uses. For example, ATM cards can generally only be used to withdraw cash from an ATM. Debit cards, on the other hand, double as...
  • Pay Off Student Loans or Save Extra for Down Payment?
    Jul 21, 2011
    School is behind you and you've been lucky enough to land a decent job, but cutting monthly rent checks is getting old fast. Is it time to bite the bullet and finally buy a place of your own? The...
  • Make Good Use of Your Tax Refund
    May 19, 2011
    The average American taxpayer received around a $3,000 check from Uncle Sam this year. If you're still sitting on your cash trying to decide how to spend it, here's what you should do: 1.) Pay...
  • Good Credit Saves Big Money
    May 11, 2011
    Everyone loves finding new ways to save money. Some people obsess over cutting the little things from their daily routine, like lunches out with friends and $4 lattes. And while there's nothing...
  • Get Your Free Federal Tax Receipt
    May 05, 2011
    There's a good chance your largest expense in 2010 was the taxes you paid to Uncle Sam. But do you know exactly where your money went? Probably not. ThirdWay, a think-tank based in Washington D.C...
  • What is a 1099-C?
    Apr 11, 2011
    If you went through a foreclosure, sold your home short, or had credit card debt forgiven in 2010, then you probably received a 1099-C in the mail early this year. Hopefully you didn't ignore it and...
  • Say No to Credit Card Protection Plans
    Mar 29, 2011
    Recent studies show that credit card protection plans, often advertised as a way to guard against unexpected events such as unemployment or illness, are not only expensive but also provide little in...
  • Prepare and e-File Your Tax Return for Free
    Feb 15, 2011
    Tax season is upon us yet again! But before you head out to purchase the latest tax software, did you know that you might be able to get it for free? In fact, if your Adjusted Gross Income (AGI)...
  • Take Charge of Your Gift Cards
    Jan 09, 2011
    Do you have a sock drawer full of unused gift cards from the holidays? If so, you're definitely not alone. Some experts believe that consumers leave over $5 billion on gift cards each year. That...
  • Set Your Financial Goals for 2011!
    Dec 27, 2010
    The excitement of Christmas has come and gone, but there's still one week left in 2010. In fact, this is the perfect time to not only reflect upon the previous year, but to also look ahead and set...
  • Check Your Credit Card's Return Protection Policy
    Dec 12, 2010
    Americans love to return things. It's part of our shopping culture. Try buying something in Asia and then returning it a few weeks later because you decided the color just wasn't right. They'll...
  • Make a List and Check it Twice
    Dec 06, 2010
    If you're interested in staying within your holiday shopping budget this year, take some advice from the big guy in the red suit—make a list. And after it's made, check it twice before you hit the...
  • Check Your Credit Card Rewards Bonuses Before Holiday Shopping
    Nov 29, 2010
    The holiday shopping season is in full swing, which means retailers and credit card companies are working overtime to win your business. So what do the retailers have up their sleeves this year?...
  • Consumer Financial Protection Bureau: Will it Help?
    Nov 17, 2010
    The recent economic crisis highlighted serious problems within financial sectors of nations across the globe. In the US, these problems have hit home particularly hard, leaving American families with...
  • How to Avoid Credit Card Tipping Scams
    Oct 31, 2010
    Dishonest restaurant servers know how easy it is to overlook an extra 50 cents on a dinner bill, which is why one of the most common credit card scams involves waiters adding just a little extra tip...
  • When to Pay Extra on Your Mortgage
    Aug 08, 2010
    Everyone's personal financial plan should include a strategy to pay down existing debt. The big question is which debt should be paid down first? In many households the single largest amount of...
  • Beware of Overdraft Fees in Closed Accounts
    Jul 25, 2010
    Credit card users often choose to autopay their monthly credit card bills from a checking or online savings account . While this is a great way to make sure you never miss an on-time payment, it's...
  • Payroll Withholding: Time for a Mid-Year Assessment
    Jul 05, 2010
    We're halfway through the year, which means this is the perfect time to reassess how much you're withholding from your paycheck each month. Did you get a big tax refund last year? If so, shame on...
  • CD Laddering: How it Works
    Apr 18, 2010
    If you're like many consumers these days, you're spending less and saving more. And while high-yield online savings accounts certainly make a great place to stash your savings, their interest rates...
  • Put Your Tax Refund to Good Use
    Mar 07, 2010
    If you aren't getting a tax refund this year, congrats—you successfully avoided giving the government an interest-free loan. On the other hand, if you happen to be one of the millions...
  • Say No to Instant Tax Refunds
    Feb 07, 2010
    RALs, or refund anticipation loans, won't be as heavily advertised this tax season in an effort to avoid bad press. However, most major tax preparation chains will still be promoting these "instant...
  • Pay the First Bill of 2010 to Yourself
    Dec 28, 2009
    Holiday cards from friends and family probably filled your mailbox in December. Unfortunately, something a lot less enjoyable and amusing to read may take their spot in January—the dreaded post-...
  • Conduct a Year-End Credit Card Inventory
    Dec 21, 2009
    Did 2009 bring some unwanted changes to your credit cards' terms and conditions? If not, consider yourself lucky. Skyrocketing interest rates, reduced credit limits, increased minimum payments,...
  • Do I Qualify for the Homebuyers Tax Credit?
    Nov 08, 2009
    If you didn't qualify before, your chances just got much better. The first-time homebuyers tax credit, which was scheduled to lapse on December 1, will now live on until at least June 30, 2010. And...
  • Give Your Holiday Budget a Boost
    Nov 01, 2009
    If there's any time of year when we could all use a few extra bucks in our budget, it's the holiday season. Let's face it, all those gifts, parties, expensive dinners and extra travel to visit...
  • Beware of POS Overdraft Fees
    Oct 25, 2009
    Many consumers, in an effort to avoid ATM fees, take cash withdrawals during point-of-sale transactions at grocery stores or other retail establishments. While this may be a savvy way to avoid...
  • Looking for a Loan? Think Small and Local
    Jul 26, 2009
    The "too-big-to-fail" banks have received billions in taxpayer bailouts, yet purse strings remain tight and credit markets remain frozen across the country. Whether you're looking for a new home...
  • Online Savings Accounts: Top 3 Questions to Ask When Weighing Your Options
    Jul 16, 2009
    A soaring personal savings rate among American consumers confirms that the era of conspicuous consumption is out and frugality is in. So, where's the best place to stash your newfound cash as you...
  • Auto-pay Credit Cards from Online Savings Accounts
    Jul 08, 2009
    Did you know you can set up automatic payments for many of your credit cards directly from an online savings account? This can be an excellent way to earn the highest interest rate possible on your...
  • moneyStrands Helps Put Your Financial House in Order
    May 25, 2009
    Our personal financial lives can quickly become complex and difficult to track. In fact, if you're like most people, you may already have several online bank accounts, a mortgage, HELOC, savings...
  • Should I Pay My Taxes With Plastic?
    Apr 12, 2009
    Tax week is here again! And in a last-ditch effort to boost future e-payment numbers, the IRS recently announced that some taxpayers will now be allowed to deduct the convenience fees card companies...
  • Avoid Credit Card Late Fees: Pay More Often!
    Apr 05, 2009
    The average credit card late fee hovers around $40, which is triple what it was just a decade ago. And it's not just the 40 bucks that will hurt you each time you miss a payment deadline. Punitive...
  • The Right Time to Buy a Car?
    Dec 21, 2008
    The violent winds of the current economy seem to be stirring up the perfect storm for great deals on a new car. Auto manufacturers and dealers are obviously hurting and under pressure to find a way...
  • Times are Tough, but Basic Rules Remain Unchanged
    Oct 04, 2008
    The economy is hurting and credit markets are in the tank. In fact, it's easy to understand why all the media hype concerning the credit crunch has consumers scared about what the future will hold...
  • How to Save 15-75% on Meals
    Jun 26, 2008
    If your busy life forces you to eat out often, then you should know just how painful it can be on the pocketbook. In fact, eating out is by far the biggest variable expense most families have each...
  • Emergency funds - A personal cure for the credit crunch
    May 04, 2008
    Do not rely on credit as an emergency fund. Everyone's personal financial plan should include a goal of having at least six months' worth of living expenses saved in a liquid emergency fund such as...
  • Have trouble making your payments on time?
    Apr 20, 2008
    The best way to prove you are a reliable credit risk is to always make your payments on time. If you find yourself forgetting when your credit card payments are due, take a few moments to set up...