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Credit Card Tips

Weekly Credit Cards Tips

  • Weekly Tip: Prioritize your debt.
    May 22, 2015
    Depending on how much debt you have and how many bills you need to pay, it may be impossible to pay it all off at once. Instead, it is necessary to prioritize the ones that are most in need of being...
  • Weekly Tip: Lower your debts.
    May 15, 2015
    Everyone has gone through moments in life when bills just add up to the point where there's not enough income to pay everything on time. For anyone that is struggling with money as of late,...
  • Weekly Tip: Last-Minute Tax Tips
    Apr 14, 2015
    If you haven’t filed your taxes yet, here are some last minute tips to help you before Tax Day (April 15): Watch for errors: Even though you don’t have a lot of time left, it is...
  • Weekly Tip: Buy local.
    Apr 03, 2015
    Locally owned companies frequently use suppliers and service providers in the area. All of the income is spent by local family members and employees. It's true that chain stores benefit the...
  • Weekly Tip: Think about waiting before collecting Social Security benefits.
    Mar 20, 2015
    Although you may start collecting Social Security retirement benefits as early as age 62, you may not want to. Obviously if you really need to, it is important to start receiving those benefits....
  • Weekly Tip: Find out whether you are affected by the Obamacare Penalty.
    Feb 13, 2015
    Obamacare has been one of the central topics of Obama’s presidency. And now with the healthcare deadline approaching on February 15th, everyone is scrambling to apply and get covered. That...
  • Weekly Tip: Pay back your student loans in a timely manner.
    Jan 08, 2015
    Do you have student loans? If you’re one of the many Americans who was forced to take out loans in order to afford the exorbitant price of college, you might want to consider paying back...
  • Weekly Tip: Check your credit score before getting Into holiday debt
    Dec 15, 2014
    The holidays are in full swing. With Thanksgiving behind us and Black Friday something of a memory, all of our efforts are placed on Christmas. And now that it is only a matter of weeks away, the...
  • Weekly Tip: Be careful of online scams on Cyber Monday.
    Dec 01, 2014
    Today is Cyber Monday, and that means lots of people will be buying online. And while there might be plenty of good deals, there are also a lot of online scams. So before you buy just anything, it...
  • Weekly Tip: Look out for key terms in credit card agreements
    Oct 24, 2014
    Can you say that you’ve honestly read your entire credit card agreement? With the number of pages and insanely tiny print, reading through the fine print seems awfully similar to reading the...
  • Weekly Tip: Use coupons to save money when buying.
    Oct 16, 2014
    The average American consumer spends a lot of money at stores. There’s around $150 a week on food. Then there’s pharmacy costs, clothing, entertainment, and everything else. Using...
  • Weekly Tip: Learn about your rights under the Credit Repair Organizations Act.
    Sep 12, 2014
    The Credit Repair Organizations Act, also known as CROA, is a section of the Consumer Credit Protection Act that protects consumers from credit repair scams. Credit repair organizations can be an...
  • Weekly Tip: Think about buying secondhand.
    Aug 29, 2014
    Although you might want something new, do you really need it? Oftentimes, buying secondhand can result in huge savings with little or no difference in quality. Used goods can be hundreds, even...
  • Weekly Tip: Avoid overdraft fees.
    Aug 15, 2014
    Although it may seem obvious to avoid overdraft fees, many people overcharge their credit card and end up paying for it. One time might be okay, but these charges add up fast. And if you are...
  • Weekly Tip: Start teaching your children about money early.
    Aug 08, 2014
    When should you start teaching your children about money? Many parents simply take care of their family finances, but it is important to educate your children about money early on. You don’t...
  • Weekly Tip: Buy generic.
    Aug 01, 2014
    Should you get Advil or the CVS version?   A recent study, from economists at Tilburg University in the Netherlands and the University of Chicago, found that smart people tend to buy...
  • Weekly Tip: Beware of credit repair scams.
    Jul 25, 2014
    If you have bad credit, you probably want to fix it quickly so that you can start getting approved for loans with low interest rates, rent properties, get a credit card, and more. Bad credit can...
  • Weekly Tip: Buy your plane ticket early, but not too early.
    Jul 17, 2014
    When should you book your travel tickets?   If you’re planning a trip, you know how hard this question is to answer. Clearly, you want to buy your airline tickets in advance, so...
  • Weekly Tip: Make budgeting a habit.
    Jul 11, 2014
    Waking up, brushing your teeth, taking a shower - these are all things that you don’t even think about. They have become so ingrained in your head that they are now habits. You automatically...
  • Weekly Tip: Use an app to help you manage your finances.
    Jul 02, 2014
    Although it’s easy to swipe your credit card for everything you need, it is important to monitor your spending habits. And what better way to do that then using your smartphone. In the past...
  • Weekly Tip: Carry only the credit cards you need.
    Jun 20, 2014
    If you have a lot of credit cards, you probably have them in your wallet. It’s easy to keep them all in one safe place, but is it the best place for safekeeping?   Although that...
  • Weekly Tip: Protect your smartphone with a password.
    Jun 10, 2014
    Most people have smartphones these days. And most people have personal information on those smartphones - phone contacts, emails, social media accounts, maybe even credit card numbers... It’...
  • Weekly Tip: Contact your credit card issuer to get a lower interest rate.
    Jun 03, 2014
    Are you sick and tired of having a high interest rate? If you have a good payment history with your credit card issuer, you may just want to call and talk to them. Simply asking for a lower...
  • Weekly Tip: Avoid paying unnecessary ATM fees.
    May 28, 2014
    Today consumers are paying billions of dollars a year unnecessarily to banks in the form of ATM fees. If you want to get cash from a bank that is not affiliated with your bank, chances are both...
  • Weekly Tip: Don’t let your credit cards collect dust.
    May 23, 2014
    If you have a lot of credit cards or even just some you use more than others, it’s easy to forget about certain cards. They then end up collecting dust for years. And although you may have...
  • Weekly Tip: Use a credit card with no foreign transaction fees when traveling overseas.
    May 15, 2014
    Traveling internationally is expensive. Travelers have to pay for costly flight tickets and lodging, plus the food, entertainment, and more once they get overseas. And with the U.S. dollar being...
  • Weekly Tip: Start saving for retirement early.
    May 07, 2014
    Retirement may seem like a lifetime away, so many people assume they can hold off on saving now and make it up later. But it is important to start saving as early as you can. Waiting too long can...
  • Weekly Tip: Change your passwords regularly.
    Apr 29, 2014
    It is important to regularly update the passwords on all your accounts. Why?   Although it is a hassle, this can prevent hackers from getting into your account. When you have the same...
  • Weekly Tip: Always pay at least the minimum on your credit card bill.
    Apr 23, 2014
    Whether you are in debt or not, it is important to at least pay the minimum on your credit card bill each month. By paying late, you can significantly damage your credit score. If you miss a...
  • Weekly Tip: Sign up for automatic payments.
    Apr 18, 2014
    If you haven’t already, think about signing up for automatic payments. Everything is done online today, and going paperless can be incredibly helpful. For one, you won’t have to...
  • Weekly Tip: Limit the number of credit cards you have.
    Apr 09, 2014
    Although there is no set number of credit cards you should have at any given time, it is important to keep a limit on the number of credit cards you have open. For one, having too many credit...
  • Weekly Tip: Notify your card issuer if your name or address changes.
    Apr 02, 2014
    If you are in the process of a big change, it’s very easy to be too caught up to even think about your credit card issuers. However, it is very important to notify them in the event of a...
  • Weekly Tip: Think twice before getting a cash advance.
    Mar 27, 2014
    If you are in a lot of debt, a cash advance or payday loan can seem incredibly helpful. With a cash advance, you get cash almost immediately. These loans are easy to get approved for, and you can...
  • Weekly Tip: Have a mixture of different credit types.
    Mar 21, 2014
    In order to have a great credit score, it is important to mix up your credit. While using credit cards will build your credit score, it will only go so far. The 3 major credit bureaus- Experian,...
  • Weekly Tip: Dispute damaged credit card purchases.
    Mar 11, 2014
    Although it is common knowledge that you can dispute billing errors and fraudulent transactions with your credit card issuer, many people do not know that they can dispute charges for damaged...
  • Weekly Tip: Contact Your Credit Card Company Before Traveling
    Mar 05, 2014
    There’s a lot to do before taking a big trip. And although you are sure to pack your credit cards, you may not even think about contacting your credit card company.   It’s...
  • Weekly Tip: Avoid Deferred Interest Credit Cards
    Feb 28, 2014
    Buy now & pay later... It sounds like a deal!    Deferred interest credit cards are advertised as free credit cards that shoppers can get right on the spot. They are offered...
  • Weekly Tip: Keep Track of Your Credit Card Rewards
    Feb 21, 2014
    You may have a rewards credit card, but are you using those rewards?   According to a survey conducted by Princeton Survey Research Associates International, 73% of Americans who are...
  • Weekly Tip: Know Your Consumer Rights
    Feb 12, 2014
    As a cardholder, you have certain rights under the federal law. The Consumer Credit Protection Act insures that consumers are legally protected when it comes to borrowing money, applying for...
  • Weekly Tip: Save Your Receipts
    Feb 07, 2014
    Weekly Tip: Save Your Receipts   Most people trash their receipts. They add up fast, and before you know it, you have a ton of pieces of paper floating around your purse or lying...