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All Weekly Tips

All Weekly Tips

  • Weekly Tip: Sign up for automatic payments.
    Apr 18, 2014
    If you haven’t already, think about signing up for automatic payments. Everything is done online today, and going paperless can be incredibly helpful. For one, you won’t have to...
  • Weekly Tip: Limit the number of credit cards you have.
    Apr 09, 2014
    Although there is no set number of credit cards you should have at any given time, it is important to keep a limit on the number of credit cards you have open. For one, having too many credit...
  • Weekly Tip: Notify your card issuer if your name or address changes.
    Apr 02, 2014
    If you are in the process of a big change, it’s very easy to be too caught up to even think about your credit card issuers. However, it is very important to notify them in the event of a...
  • Weekly Tip: Think twice before getting a cash advance.
    Mar 27, 2014
    If you are in a lot of debt, a cash advance or payday loan can seem incredibly helpful. With a cash advance, you get cash almost immediately. These loans are easy to get approved for, and you can...
  • Weekly Tip: Have a mixture of different credit types.
    Mar 21, 2014
    In order to have a great credit score, it is important to mix up your credit. While using credit cards will build your credit score, it will only go so far. The 3 major credit bureaus- Experian,...
  • Weekly Tip: Dispute damaged credit card purchases.
    Mar 11, 2014
    Although it is common knowledge that you can dispute billing errors and fraudulent transactions with your credit card issuer, many people do not know that they can dispute charges for damaged...
  • Weekly Tip: Contact Your Credit Card Company Before Traveling
    Mar 05, 2014
    There’s a lot to do before taking a big trip. And although you are sure to pack your credit cards, you may not even think about contacting your credit card company.   It’s...
  • Weekly Tip: Keep Track of Your Credit Card Rewards
    Feb 21, 2014
    You may have a rewards credit card, but are you using those rewards?   According to a survey conducted by Princeton Survey Research Associates International, 73% of Americans who are...
  • Weekly Tip: Know Your Consumer Rights
    Feb 12, 2014
    As a cardholder, you have certain rights under the federal law. The Consumer Credit Protection Act insures that consumers are legally protected when it comes to borrowing money, applying for...
  • Weekly Tip: Save Your Receipts
    Feb 07, 2014
    Weekly Tip: Save Your Receipts   Most people trash their receipts. They add up fast, and before you know it, you have a ton of pieces of paper floating around your purse or lying...
  • Weekly Tip: ALWAYS Read the Fine Print When Signing Up for a New Credit Card
    Jan 30, 2014
    When you’re applying for a new credit card, it’s easy to go for the most popular cards or the ones with flashy promotions. But before you get stuck with a credit card you may not want,...
  • Weekly Tip: Be Smart About Corporate Cards
    Jan 21, 2014
    If you have a company credit card, you may be feeling pretty good. But before you go swiping your card everywhere, know your company’s policy regarding corporate credit card use. Although...
  • Weekly Tip: Is it Bad to Miss a Credit Card Payment?
    Jan 15, 2014
    Missing a credit card payment may not seem like a big deal, but it can easily sink your credit score. When you skip a payment or make a late payment on your credit card, mortgage, or loan, creditors...
  • Weekly Tip: Set a budget for yourself
    Jan 07, 2014
    2014 is the year to get your finances under control and save money, right? Like many New Year’s resolutions, this task may seem daunting. It is hard to save money and change your spending...
  • Weekly Tip: Keep Credit Card Balances Low
    Dec 17, 2013
    It’s easy to keep swiping your card over and over again, especially with the holiday season upon us. But be careful not to get too close to your credit limit when you’re swiping away....
  • Weekly Tip: Preparing Your Credit Card for Holiday Travels
    Dec 10, 2013
    With the holiday break coming up, many people are travelling. Whether you are going overseas for a fun vacation or just returning home for the holidays, there are certain things you should do to get...
  • Weekly Tip: Use credit, not debit, when shopping online
    Dec 04, 2013
    With the holiday season in full swing, shopping is at its peak. But if you’re ordering things on the web, by phone, or mail order, be sure to use a credit card. Consumers often use debit today...
  • Tips for Smart Shopping on Black Friday
    Nov 28, 2013
    With Black Friday coming up and millions of consumers waiting to shop, here are some tips to help you get the most (and spend the least) in your Black Friday experience. 1. There’s no need to...
  • Ignorance isn't Bliss: Why Checking Your Credit Report is a Must
    Oct 03, 2013
    We've all seen the commercials with the hip, lip-syncing bands spitting rhymes about how cool it is to check your credit score. I along with a lot of other people sat there not thinking twice...
  • Mythbusting: Building your credit with debit
    Sep 25, 2013
    One thing that's prevalent through the minds of plenty, especially in the youth, is that prepaid debit and checking account debit cards are ways to build credit. Well I'm here to tell you to...
  • Weekly Tip: Don't lose those hard-earned rewards points
    Sep 16, 2013
    You worked hard to get good credit, which in turn means you’ve worked hard for that high rewards credit card. You’ve also worked really hard to get those points/miles/cash back that come...
  • Weekly Tip: How To Keep From Splurging
    Sep 06, 2013
    Sometimes when you have a problem, the best way to eliminated is to do just that, eliminate it. But if your problem is you use too much of your credit limit every month and have a hard time paying...
  • Weekly Tip: How to stay financially safe on vacation
    Aug 29, 2013
    With the long Labor Day weekend coming up, here are some tips for keeping your financial information, including credit cards, safe during your travels.   1) Take inventory Just...
  • Credit Card Fees and How to Avoid Them
    Aug 22, 2013
    Here's how to avoid credit card fees without too much hassle. Banks like money, fees make money, banks like fees. That's what makes the world turn, but if you can be vigilant and avoid these...
  • Keep your old credit cards open
    Aug 14, 2013
    If you’ve recently thought to yourself, “Should I close this old credit card?”, picture this:   You slide your hand into your mailbox. It’s cold to the touch,...
  • How do I get my free credit report?
    Aug 06, 2013
    Many consumers aren't aware that, by law, Americans are entitled to one free credit report per year. And for those that are aware of this important fact of finance, fewer still know where they...
  • Wait at least 6 months between credit card applications
    Jul 31, 2013
    A common question I receive from Creditnet readers is how long we should wait between credit card applications. Once consumers find out that opening and using a credit card responsibly can help them...
  • Identity Theft Tips: Did you know you could stop pre-approved credit card offers?
    Jun 27, 2013
    Editor's Note: This is the second in a series of tips to help Creditnet readers protect themselves against identity theft. Check out last week's article on mixing up your online passwords....
  • Identity Theft Tips: Mix up your passwords and make them strong
    Jun 20, 2013
    Editor's Note: This is the second in a series of tips to help Creditnet readers protect themselves against identity theft. Check out last week's article on items you should remove from...
  • Identity Theft Tips: Remove these items from your wallet today
    Jun 12, 2013
    Editor's Note: Beginning today, Creditnet.com is starting a new series on how to prevent identity theft. Over the next several weeks, we'll bring you tips on how to prevent ID theft before it...
  • College Credit Card Tips for the Class of 2013
    May 29, 2013
    Is any event in life more bittersweet than graduating from college? It's a huge, coming-of-age moment that solidifies four (plus) years of studying, partying and ultimately (and hopefully)...
  • Start Your 401K Today!
    May 16, 2013
    I'm ashamed to admit that it took me more than a full year after I was eligible before starting my company's matching 401K plan. I really don't have a good excuse for procrastinating, but...
  • Take a Break From Your Credit Score (Really!)
    May 10, 2013
    If there's one thing I've learned in my time as the Editor of Creditnet, it's that your credit score wasn't built in a day, nor will it jump 100 points in the matter of moments. Even...
  • Don't bail on your credit card after the bonus
    May 03, 2013
    I've heard from a number of different consumers that they don't like to stick with a credit card for long once they receive the initial sign-up bonus offered by their card. Be it cash back or...
  • Leave the tip in cash if you can
    Apr 25, 2013
    I recently read this book called Waiter Rant about a full-time waiter and part-time blogger in NYC. The book hit pretty close to home since I spent what little free time I had available in high...
  • Keep your credit cards off public computers
    Apr 19, 2013
    There aren't a ton of us who use public computers; you know, the ones you find at libraries and ... well, libraries. But to some degree even the computer you use at work is a semi-public computer...
  • Can I ask my credit card company to lower my interest?
    Apr 11, 2013
    Sometimes it's the most obvious questions that provide the best answers. If you're racking your brain on how to pay down your credit card debt despite high interest, it might have occurred to...
  • What is Chip and PIN technology? (And when does it come in handy?)
    Apr 02, 2013
    You may have heard the term "Chip and PIN" technology before, maybe on our site or elsewhere while skimming the morning news. Odds are, you had no idea what that was, and you may have just...
  • Can a credit card save you $100 on one purchase?
    Mar 21, 2013
    There are credit cards out there - particularly those offering a $100 cash back bonus when you spend $500 within the first three months - that can save you at least $100 on just one purchase. Granted...
  • ALWAYS put authorization charges on your credit card
    Mar 13, 2013
    Depending on what kind of plastic you use, authorization charges can be either an invisible you charge that's gone before you notice, or an impressive pain that will have you scrambling for a...