All

All

Mid-year Check Up: Is Your Money in Order?

August 12th, 2014 by Alice Bryant
Life as a responsible adult means juggling and properly handling finances. The overwhelming majority of all adults throughout the nation have debt, with roughly a third of Americans falling into delinquency, according to a 2014 report from USA Today. The average person also has a minimum of two credit cards, a mortgage or similar loan, and other finances to juggle. Checking your personal finances is a necessity to keep in good standing with creditors and to keep your credit score, investments, interest rates, and other fiscal aspects healthy.
 

New Research Shows “Chip Enabled Credit Cards” Can Still Be Hacked

by on August 8, 2014

Chip enabled credit cards were supposed to be the newest technology to prevent hackings and mass identity theft. But according to the latest Black Hat cybersecurity conference in Las Vegas, that may not be true. Two security researchers showed Thursday that criminals could easily take control of a shop owner’s credit card terminals and steal that information.
 

Is Your Partner Financially Unfaithful?

August 7th, 2014 by Yael Kent
The National Endowment for Financial Education recently published a poll that revealed a startling new statistic: one third of adults involved in relationships that have combined finances admits to deceiving their significant other financially. More than 3 quarters of the individuals surveyed claimed that their relationships have been negatively by financial deceptions.
 

How to Score the Best Deals on Back to School Shopping

August 6th, 2014 by Alice Bryant

With August having started and summer quickly coming to a close, the school season is rapidly approaching. While you may have left over supplies from the previous school year, each teacher inevitably requires either more items or more expensive items, making the end of summer a financial hit only second to the holidays. With careful planning and dedication to that plan, your budget does not have to undergo an entire revamp just to make sure the young ones have a calculator.

Is Peer to Peer Lending the Future?

August 1st, 2014 by Alice Bryant

Traditional banks may be viewed by the government as too big to fail, but they aren't too big to face a growing level of competition from a new, technology-driven lending platform. This platform is known as peer to peer lending. In this nascent lending dynamic, online intermediaries bring borrowers and lenders together without the need for a big bank or financial institution. Lenders in a peer to peer setting are not large, structured entities such as banks, but individual investors seeking a more profitable alternative to traditional bank deposits.

Weekly Tip: Buy generic.

Should you get Advil or the CVS version?
 
Updated by Alice Bryant on Fri, 2014-08-01 10:31

Credit One Bank- Be careful and don't go over your limit!

Anonymous's picture
Overall:

Card Purpose:

Anonymous Would recommend to a friend.
Reviewed on: Wed, 2014-07-30 10:51
Have an issue with this review?
Please login or register to flag this reviewClose
This review is the subjective opinion of a creditnet.com member and not of creditnet.com

The Differences Between Being Cheap vs Being Frugal

July 25th, 2014 by Alice Bryant

Our culture is sometimes a little confused about the virtue of saving money. On one hand, we praise people who get great deals, but if the people in question hunt for the deals too hard, they are dismissed as being cheap and told that they should live a little. The truth is that there are always two sides to every story, and therein lies the important difference between being frugal and being cheap. While these two words can technically describe the same behaviors (i.e. checking deals, looking for bargains, or making comparisons), there is a world of difference between them regarding the attitude that is expressed. Understanding the difference between frugality and being cheap is a good way to develop a mature and nuanced attitude towards money. 

Weekly Tip: Beware of credit repair scams.

If you have bad credit, you probably want to fix it quickly so that you can start getting approved for loans with low interest rates, rent properties, get a credit card, and more. Bad credit can affect a lot of areas of your life, so you definitely want to rebuild your credit fast! But, before you jump into anything, be cautious about how you fix your credit.
 
Updated by Alice Bryant on Fri, 2014-07-25 08:34

How Often Does Your Credit Score Change?

July 24th, 2014 by Alice Bryant
Since credit scores are now so integral in the daily lives of people, even playing a role in whether someone can get a job or a loan, there is a tremendous fascination with them and how often they change. There are actually many circumstances and factors that can trigger a credit score to change. Being aware of how and when credit scores can change makes a huge difference when it is time to look for a good loan or take advantage of a great offer. 

Pages