All

All

Getting a Credit Card

Common myth would have you believe that you cannot get a card if your credit is damaged. Nothing could be further from the truth. Not only can you qualify for a card, you can even choose from several cards. There are, of course, some caveats. 

Analyzing Your Credit Report

If you ordered your credit report(s) through a third party you can skip this section. Otherwise pay close attention to the information contained herein, as you will likely have a hard time making sense of the reports.

Ordering Your Credit Reports

Whether you choose to fight the credit bureaus on your own or through a professional service, you will need to obtain a credit report for your records. There are three bureaus (Equifax, Trans Union, TRW) and each can have a credit file that contains different listings than the other two.

Organizing Yourself

You are going to be dealing with a lot of paperwork and correspondence, so it's a good idea to develop an organizational system which you can use to track and sort all communication with the credit bureaus and the creditors.

Guidelines for Do-It-Yourself Credit Repair

Are you prepared to take matters into your own hands? Home Depot preaches to the world that with a little guidance anyone could take on a renovation project around the house. Likewise, Creditnet.com believes you can learn how to repair your damaged credit by following some simple do-it-yourself guidelines.

Credit Card Rewards That Go Beyond Miles and Points...

A lot of us sign up for credit cards because we want some type of reward for our purchases; cash back, airlines miles, gas rebates cards, etc. And that's great - it's smart to get rewarded for the things you buy, anyways. However, a lot of us gloss over the many other benefits and perks you receive simply for becoming a cardholder, and odds are you might be missing out on some serious peace of mind.

Bankruptcy Consultation

Is bankruptcy the right option for you? Receive a free, no-obligation call with a bankruptcy lawyer to help answer questions and explain the bankruptcy process.

Simply fill out the form below and a local attorney will contact you. If you'd rather talk to someone right away, call our dedicated bankruptcy toll-free number: 1-844-553-3187.

Professional Credit Repair

Old debts can wreak havoc on your credit reports, so credit repair often plays an important role in cleaning up your past and getting your credit back on track.

Do-it-Yourself Debt Reduction

Debt repair does not always require a professional. With a little research, some smart planning and a lot of dedication, you’ll be on your way to DIY debt reduction. Creditnet will connect you with the tools, resources, and advice you need to take your debt repair in to your own hands. Why pay someone else to do what you can handle yourself?

Follow our step-by-step guide below and start repairing your credit today!

Creditnet Debt Calculator

Use our debt calculator below to determine your monthly payment amount or how long it'll take you to pay off your loans.

Info you'll need:

  • Debt balance
  • Interest rate

Step 1

I want to calculate:

Pages