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All

I applied for a credit card through Creditnet.com, but I haven't received it yet. When will my credit card arrive?

If you were instantly approved for a credit card, your card could take anywhere from 5 to 30 days to arrive. Some card issuers offer rush delivery for an extra fee. 

What's the deal with 'pre-approved' offers?

While credit card companies have a lot of cash they do not just give it away. Before banks mail out pre-approved offers, they first obtain a list of potential candidates from the credit bureaus. The list is compiled by the bureaus according to criteria set by the individual banks. Once the list is compiled the bank then sends its pre-approved offers with enticing terms to everyone on the list.

I'm not a U.S. resident. What are my options?

We currently market credit cards for U.S., UK (United Kingdom), and Canadian residents. Please visit our UK Credit Cards section or our Canadian Credit Cards section.

I'm in the U.S. military. Can I get a credit card?

While being in the military does not disqualify you from obtaining a credit card, the problem lies with the address that you provide in your application. Most credit card issuers do not accept mailbox-specific addresses such as the U.S. military uses. This makes submitting applications online impossible, and most hard-copy applications do not provide a field to accommodate the special address either. Unfortunately, most credit card issuers do not seem too concerned with this problem.

I'm under 18. Can I get a credit card?

The legal age in the United States to obtain your own credit card is 18 years. Fortunately, there are other options available to you.

What's the best student credit card?

First, good for you for being proactive about building your credit! This is the best time for you to be learning how to use a credit card responsibly so you can have a solid, positive credit history when you enter the working world.

(Note: Some of the below credit card offers may no longer be available. To compare the most current student credit card offers, check out our list of the 5 best student credit cards today.)

How do I cancel my credit card application?

To cancel your credit card application you must contact the issuer of the credit card directly. You may need to provide personal information to the issuer to verify your identity. Most card applications are processed quickly, so the sooner you contact the issuer, the better.

Does applying for a credit card affect my credit?

Yes. Every time you apply for a credit card, department store card, or any other type of credit-related card, an inquiry is made as to your credit status. This inquiry is noted with the respective credit bureau.

Can you mail me a credit card application?

Creditnet does not provide hard-copy applications of credit cards featured on our web site. Creditnet accepts credit cards for marketing on its web site only if the credit card can be obtained through an online application. Credit cards which cannot be applied for online are not featured on our site.

What are the advantages of a business credit card?

Running a business is not easy. On top of ensuring you are offering the best product or service, you also have to worry about finances, which can be day and night compared to your specialty! That's why using a business credit card is so essential for any business. Some main advantages to using a business credit card are as follows:

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