Weekly Tips

Weekly Tips

What's the Best Way to Pay Off Credit Card Debt?

If the only thing that matters to you when paying off debt is saving dollars and cents, the payment strategy that clearly makes the most financial sense is paying off your balance with the highest interest rate first.  So try this method out and start watching your balances shrink!

Updated by Joshua Heckathorn on Mon, 2022-09-26 14:50

Start Teaching Your Children About Money Early

When should you start teaching your children about money?

Many parents simply take care of their family finances, but it is important to educate your children about money early on. You don’t want to wait until your children move out for them to realize that money doesn’t in fact grow on trees. It is incredibly important to start teaching your children about money at a young age so they can become financially responsible adults.

Updated by Joshua Heckathorn on Sat, 2022-09-24 23:54

Pay Off Student Loans or Save for Down Payment?

School is behind you and you've been lucky enough to land a decent job, but cutting monthly rent checks is getting old fast. Is it time to bite the bullet and finally buy a place of your own?

The decision would be a lot easier to make if it weren't for those big student loans hanging over your head. So, should you pay off the student loans faster or put more of your hard-earned money towards a larger down payment?

Updated by Joshua Heckathorn on Tue, 2017-08-08 16:18

How to Prioritize Your Debt.

Depending on how much debt you have and how many bills you need to pay, it may be impossible to pay it all off at once. Instead, it is necessary to prioritize the ones that are most in need of being paid.

Updated by Alice Bryant on Fri, 2017-04-28 11:11

Last-Minute Tax Tips

If you haven’t filed your taxes yet, here are some last minute tips to help you before Tax Day:

Updated by Alice Bryant on Fri, 2017-04-14 09:25

Tips for Keeping Holiday Spending In Line

The holidays are in full swing. With Thanksgiving behind us and Black Friday something of a memory, all of our efforts are placed on Christmas. And now that it's only a matter of weeks away, the shopping scramble has begun. Discounts and deals are being thrown at shoppers from every which angle, flooding inboxes and commercials and all of the junk mail that you can barely keep up with. Given this, it's entirely possible that you could catch shopping fever and go on a spending spree.
 
Updated by Alice Bryant on Mon, 2016-12-12 21:24

Thinking About An Annuity for Your Retirement Fund?

Many investors have grown financial assets in the stock market, and as retirement approaches, they begin to think about buying an annuity. There are two different types of annuities that may help you in retirement: immediate and longevity annuities.

Updated by Alice Bryant on Mon, 2016-10-24 14:35

How to Avoid Credit Card Tipping Scams

Dishonest restaurant servers know how easy it is to overlook an extra 50 cents on a dinner bill, which is why one of the most common credit card scams involves waiters adding just a little extra tip for themselves. To protect yourself from this annoying occurrence, try devising a simple method that will make it easier to check restaurant charges for accuracy when reviewing your credit card statements.

Updated by Joshua Heckathorn on Mon, 2016-09-26 00:01

Learn Your Rights Under the CROA

The Credit Repair Organizations Act, also known as CROA, is a section of the Consumer Credit Protection Act that protects consumers from credit repair scams.

Credit repair organizations can be an easy fix for consumers who are buried in debt with bad credit. By using a credit repair organization, experts can help you control your finances and teach you how to manage your money correctly. These services often offer continuous credit score monitoring and debt management for a monthly payment.
Updated by Joshua Heckathorn on Thu, 2016-09-01 16:46

Beware of Tricky Credit Card Payment Terms

Some consumers find it more convenient to pay off their credit card bills in several payments throughout the month. Why would they want to do that? Well, there are several reasons.

Updated by Joshua Heckathorn on Tue, 2016-08-23 14:26

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