balance transfer credit cards

balance transfer credit cards

Infographic: How to Make a 0% Interest Credit Card Balance Transfer

Credit card debt that just keeps on growing is often a product of the high interest consumers are stuck paying on existing balances. Wouldn't it be great if you could just rid yourself of the additional 10, 20 or 25% in interest and start paying down your debt directly?

(The answer is: 'Obviously')

What Does it Mean to Transfer My Credit Card Balance?

You’ve heard of balance transfers, but you may not know exactly what it can do for you. Credit card balance transfers can be a great way to simplify and save. So, if you’ve racked up some debt on a high-interest credit card, transferring the balance to a card with a lower interest rate can help you save some serious cash.

Walmart Credit Card Review: Is It Worth It?

Like most retailers these days, Walmart has its own store credit card, but is it really worth it? Lets take a look.

Promotions

Like most retailers it comes with a lot of flashy promotions. The latest attempt to hook shoppers is a $25 savings when you spend open a Walmart Credit Card and spend $75 in your first visit. Sounds nice, but nothing too special. When you consider most cards on the market these days give you at minimum a year long introductory zero percent APR, a measly $25 bucks really isn't that much in the big picture.

Rewards

Balance Transfer Cards for Climbing Out of Debt

You never thought you’d need a lengthy promotional zero interest period on a balance transfer credit card, but you signed up for one of those infamous store credit cards to try to rack up some rewards, but before you could say triple-points three times fast, you’re a couple grand in debt on a card with ridiculously high interest.
 
Don’t worry, you aren’t the first.
 

Best Balance Transfer Credit Cards of 2013

Balance transfer credit cards are one of the best ways to consolidate debt and save on interest - we've mentioned this time and again over the years, but it's always worth coming back to since they represent such a great deal. (For a quick refresher on how balance transfers work, check out our blog on balance transfer cards.) 

How To Transfer Your Credit Card Balance

Transferring a balance from one credit card to another isn't rocket science. The real science lies in finding the best credit card offer available so as to take advantage of  low introductory interest rates. In addition, there are a number of other equally important tips to consider prior to executing a credit card balance transfer. Almost all of them deal with finding the right "one." I would liken it to dating before marriage. You would never want to put marriage first and dating second. Chances of failure increase almost exponentially if you fail to do your homework and check out various "offers" before you make a decision. Get my drift?

Discover More: 0% Interest Plus No Balance Transfer Fee!

Discover More credit card Every now and then a really great offer comes on the market for consumers looking to finally get rid of their high-interest credit card debt. This is one of those offers folks! Why is it so great? Well, one of the easiest ways to pay off nagging credit card debt that you just can't make headway on is to transfer the balance to a no interest credit card and devise your own plan to pay it off during the promotional period.

Arbitrage Strategy for HELOCs

arbitrage Real estate values continue to do a big cannonball in the deep end, and some lenders are trimming their exposure to home equity by shutting down idle lines of credit on their books.