Credit Cards

Credit Cards

Kim Kardashian Wedding Madness Reminds Us of Her Insane Credit Card

kardashian credit card

It seems impossible to escape the reach of the Kardashian family these days:

A hit reality show on E! network.

Enough magazine covers to wallpaper an aircraft hangar.

And now Kim Kardashian's wedding has all of Hollywood talking.

Indeed, the omnipresence of the three sisters is inevitable. And this feeling of inescapability is just what the Kardashians like. Don't believe us? Just take a look at the credit card (or shall we say, Kredit Kard) they introduced last year, and you'll see just how predatory these three sisters really are. Thankfully, public backlash against the card's outrageous policies led to its discontinuation just 19 days after its debut.

Ask Creditnet: Carry a Balance or Pay in Full?

MasterCard credit card Dear Creditnet: I have finally received my first credit card for bad credit after bankruptcy. My question is do I charge $400 to the card and make minimum payments over time to establish a track record, or do I charge $40 to $50 monthly and pay off the entire balance?

Debt Ceiling and Credit Cards: Why You Shouldn't Care

congress

Congress has pushed through a last-minute bill that will arrive on President Obama's desk this afternoon. In addition, the White House has already stated that even though this bill is imperfect, the President will immediately sign it to ensure the debt ceiling is raised and our government is able to continue paying its bills.

Hurray, the debt ceiling crisis has been averted. Way to go guys and gals! You beat the deadline by a few hours…it's a miracle.

No Annual Fee Credit Cards: Are They Right For You?

As credit card lenders battle to regain the top spot in our wallets, we're seeing an onslaught of awesome credit card deals offering incentives like huge signup bonuses and newly revamped rewards programs.  However, there is one credit card perk that, at least for me, stands out from the rest—the almighty no annual fee.

No Annual Fee Credit Cards

The importance of no annual fee credit cards is fairly straight forward. While other credit card rewards can be complex and confusing, freeing yourself from a big annual fee benefits everyone in the same two ways:

What is the Future of Credit?

 

Who doesn't love the Jetsons? They had just about every far-flung technological idea imaginable, including hovercrafts, personal robot slaves and cities in the sky...but they didn't have 0% interest credit cards. Even the Jetsons were still using cash in 2062! We may not have reached the Jetson's level of space-age sophistication quite yet, but we've certainly got them beat in the payments department. So what kind of technological advancements will the next 50 years bring us in credit, credit cards, and credit scoring techniques?

Best Credit Card Commercials Ever

The recent ups and downs of the economy provided quite the challenge for credit card companies. While many think they were raking in the cash from fees and interest, we can’t forget all the money they lost because of charge-offs and bankruptcies. As many consumers fled the credit world, Visa, MasterCard and others had to kick their customer-acquisition efforts into high-gear. Because of fluctuating, and often falling, revenues, these companies wanted to be part of our every day laughs and praises to friends. The art of the commercial has thus skyrocketed, and now you can barely turn the TV on without catching a 30-second blip about credit cards. And true, we probably shouldn’t apply for a credit card simply because of an awesome commercial, but we definitely should enjoy all their great work! Below are 5 of the best credit card commercials ever: 5. Capital One, David Spade on Credit Card Rewards http://youtu.be/Mv3M-XotQkQ One of the best ways to overcome the fear and frustration of credit, is to break the tension with humor. Capital One pokes fun at an annoying conversation that we have all had at some point or another. Once we’re all nodding along with the clip, they drop the news that what they have is different - a credit card with rewards program that is easy to understand and use. Very effective.

Save Money with a Summer Staycation

Girl relaxing on her staycationSo you’ve seen the sun, the surf, the sand, and you’re ready for a vacation that doesn’t give you bathing suit anxiety or an empty bank account. You’re not alone.

Conventional vacations can be costly, stressful and leave you feeling like you’ve been through a triathlon rather than tranquility. Many wise travelers have opted for “stay at home vacations”, or staycations, to avoid the expensive hassle and enjoy their immediate environment more than ever before.

How do You Savor a Staycation?

Master the Art of Laying

When’s the last time you curled up under the covers while nibbling on a croissant? You haven’t? I knew it. There’s nothing better than being still and getting cozy.

Sleep in. Eat breakfast in bed. Cultivate calm.

How Young Is Too Young for Credit Cards?

Kids these days grow up so darn fast! When I was younger, I didn’t have a care in the world. I would run around outside for hours, playing games and hanging out with friends. The only time I needed money was if I had a hankering for a Slurpee from 7Eleven. In 2011, it’s different for most adolescents. Online games, iTunes, and $0.99 apps are everywhere, and they all require a credit card. Even those activities of the past cost money now. A child making payments, especially with a credit card, seems somewhat laughable, but it’s a reality.

4 Reasons You Shouldn't Hate Credit Cards

Many of us cringe when the word “credit” meets our ears. Fresh memories, some still in the making, flood our minds of people losing everything during these past few turbulent years.  Unfortunately, we have convinced ourselves to hate something we once loved so much. If you find yourself having turned against your once precious credit cards, here are four reasons you may want to think about rekindling that credit card romance once again:

The Future of Credit Cards: No More Plastic

[caption id="attachment_3226" align="alignleft" width="280" caption=" "]Near Field CommunicationPhoto by Tom Purves[/caption]

There's a battle raging in America, and it’s not one involving weapons or violence. Rather, the fray is seen in the corporate world, and it’s all about our money.

Now, we’re all used to marketing efforts that encourage us to buy from one company instead of another, but this is a different fight.

This isn’t about where we spend our money, it’s about how we spend it.

Near Field Communication

Attention around Near Field Communication is growing throughout mainstream media. Even so, many are unaware of its existence and future possibilities.

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