Having average or fair credit doesn't mean you can't enjoy a little cash back on the purchases you make with your credit card In fact, there are a number of cash back credit cards available for people with less than perfect credit, the best of which we've sorted out for you below.
If you have no credit history and would like to begin the process of building your profile without putting down a security deposit, than the unsecured credit cards for people with no credit are the best places to start. Every credit card newbie has to start somewhere and while it's generally recommended that consumers start with a secured credit card or a student card, the below cards provide an alternative for consumers desperate to build their credit score from scratch.
If you have bad credit but you're unwilling or unable to pay the security deposit for a secured credit card, there are unsecured credit cards for people with less than perfect credit available below.
We haven't been shy about our love for the Discover it™ Card, but what's not to love about a 5 percent cash back card that's got one of the most competitive 0% interest periods on the market today?
The 1-2-3 REWARDS® Visa® Card offer is currently not available from Creditnet.com
However the below card(s) are recommended by Creditnet as a great alternative to the 1-2-3 REWARDS® Visa® Card:
Sometimes it's the most obvious questions that provide the best answers. If you're racking your brain on how to pay down your credit card debt despite high interest, it might have occurred to you to simply ask your credit card company for a lower interest rate.
It's a simple idea; almost too simple, which is why you probably shrugged it off without giving it a second thought.
Dear Creditnet: I just turned 18 and I'm finishing up my freshman year of college in May. My parents are already stressing to me that I need to start thinking about building credit in my name. They're willing to co-sign on a student credit card for me, but I'm pretty much clueless on what to look for in a card. Do you have any suggestions? And what's the most important thing I should consider in a card? Thanks! - Jenna from San Francisco, CA
Credit cards that offer a 0% balance transfer option can be a great way to climb out of debt. My wife and I used these offers to pay more than $20,000 in credit card bills in three years. While the allure of no interest borrowing is very attractive, there are several pitfalls you must avoid. You will