Credit is not always easy to come by, especially if you're a young adult or student with a limited credit history. Lots of creditors won't extend credit to you unless you have a credit history, but how do you build a credit history unless someone gives you credit? Well, Capital One® Classic Platinum Credit Card for Young Adults is your solution. This card fits the needs of a young adult with a limited credit history, even allowing you to express yourself by uploading your own image to use on your credit card.

You should always use credit responsibly, and there is no better time to train yourself to do so than when you are just beginning to build a credit history. The Capital One® Classic Platinum Credit Card for Young Adults helps you out by charging you no interest on your purchases until October 2009. That means if before October 2009 you happen to mis-budget for one month and are unable to pay your balance in full (read why you should always pay your balance in full each month), you won't have to pay any interest fees.

The Capital One® Classic Platinum Credit Card for Young Adults is not only a way for you to make payments in stores or online, but this credit card also provides you with exclusive benefits, such as the following:

• A  manageable credit line to help control your finances
• 24-hour Roadside Assistance
• Travel Accident Insurance
• Emergency card replacement or cash advance
• 24/7 customer support and online account service

So start your credit off right with the Capital One® Classic Platinum Credit Card for Young Adults.