Credit Card Legislation News
- Geithner says Dodd-Frank is helping Americans
Category: Credit Card Legislation News
February 3, 2012
Those running for the GOP nomination for president have made the series of financial reform laws passed in the last few years a particularly hot-button issue. However, the U.S. Treasury Secretary warns that repealing them would be damaging.more
- Republican lawmakers again criticize CFPB
Category: Credit Card Legislation News
February 2, 2012
At a recent hearing, the new agency designed to help consumers avoid costly lending practices came under fire from Republican Senators who say it is overstepping its bounds already.more
- Judge could create credit card fee limit this year
Category: Credit Card Legislation News
January 28, 2012
A court ruling could come later this year that would have a dramatic impact on the amount payment processors and banks are allowed to charge businesses for accepting credit card transactions.more
- New Hampshire legislators weigh credit card swipe fee limit
Category: Credit Card Legislation News
January 23, 2012
Lawmakers in the state of New Hampshire are currently mulling whether to pass a bill that would limit the amount payment processors can charge to businesses for accepting a credit card purchase.more
- Minneapolis requiring taxis to accept credit card payments
Category: Credit Card Legislation News
January 16, 2012
A recent ruling means that credit cards will be accepted in all taxis in Minneapolis starting this summer.more
- Possible legal action coming for CFPB
Category: Credit Card Legislation News
January 12, 2012
The new head of the Consumer Financial Protection Bureau was installed to his post in a controversial move by President Barack Obama earlier this month, and now some banking analysts say the appointment could lead to legal action.more
- Supreme Court decision affects credit card arbitration cases
Category: Credit Card Legislation News
January 11, 2012
In the past, consumers who believed they had a legitimate reason to dispute a charge or fee on their credit card accounts would be able to go to court with that claim, but a recent court decision put an end to that.more
- CFPB expands scope under new leader
Category: Credit Card Legislation News
January 6, 2012
Just days after President Barack Obama appointed former Ohio attorney general Richard Cordray to head up the new federal consumer protection agency while Congress was out of session, the bureau vastly expanded its focus.more
- Financial Protection Bureau's Ombudsman fielding complaints
Category: Credit Card Legislation News
December 21, 2011
Thanks to the implementation of a new office at the federal agency in charge of protecting consumers from questionable lending practices, Americans will soon be assured that their concerns are being heard and investigated.more
- Proposed CFPB chief will have to wait for appointment
Category: Credit Card Legislation News
December 20, 2011
The former Attorney General of Ohio, who President Barack Obama picked to head up the new federal agency tasked with protecting consumers' finances, saw another setback in his approval for appointment over the weekend. more
- Consumer Financial Protection Bureau unveils new credit card agreements
Category: Credit Card Legislation News
December 16, 2011
The new federal agency tasked with helping consumers in dealing with credit issues recently revealed a new, simple credit card agreement designed to help them better understand what kind of account they're agreeing to.more
- CFPB asking for consumers' thoughts on new agreements
Category: Credit Card Legislation News
December 14, 2011
The new government agency tasked with creating greater protections for consumers when it comes to lending agreements is now asking for public input on one such proposal.more
- Obama kicks off new push for approval of CFPB head
Category: Credit Card Legislation News
December 13, 2011
President Barack Obama and key Senate Democrats are once again renewing their efforts to lean on GOP lawmakers to confirm the nominee for the new federal agency tasked with helping protect consumers from certain lending practices.more
- Lawmakers want study of Credit CARD Act's effects on consumers
Category: Credit Card Legislation News
December 11, 2011
Some officials are now looking to review the results of the recent Credit CARD Act to see what lessons can be drawn from its implementation.more
- Credit card law may make borrowing problematic for some
Category: Credit Card Legislation News
November 22, 2011
While many of the new regulations for the credit card industry introduced by lawmakers in recent years have had a significant positive impact on consumers, some may also have trouble as a result of one rule in particular.more
- New bill would allow states to set credit card rate limits
Category: Credit Card Legislation News
November 10, 2011
A new piece of legislation recently introduced to the U.S. Senate would have far-reaching implications for the credit card lending industry.more
- Senators call for bank fee disclosures
Category: Credit Card Legislation News
November 8, 2011
In the wake of the national debate about the way financial institutions charge consumers for basic banking services, two of the nation's top lawmakers have asked these companies to voluntarily increase the clarity of their fee structures.more
- Financial institutions deal with new swipe fees
Category: Credit Card Legislation News
October 21, 2011
A rule from the Federal Reserve Board that restricts the amount financial institutions can earn from processing debit card purchases recently took effect, and many are scrambling to find ways to make up for the lost revenue.more
- New fee caps likely to lead to tighter credit
Category: Credit Card Legislation News
October 18, 2011
While many are hailing new limits on the amount payment processing networks can charge as a win for consumers, there may be some peripheral effects that can be troubling for some as well.more
- House bill would repeal Durbin Amendment
Category: Credit Card Legislation News
October 14, 2011
An attempt to dial back some of the financial regulations put in place by lawmakers in the last few years is now moving forward.more
- Head of CFPB approved by lawmakers
Category: Credit Card Legislation News
October 10, 2011
The proposed head of the new federal agency tasked with protecting consumers from confusing or questionable banking practices is now one step closer to officially taking the job, but a partisan battle is still expected.more
- Consumer watchdog wants banking fee transparency
Category: Credit Card Legislation News
October 10, 2011
The new fees that will soon be attached to debit card accounts by Bank of America are just the latest to draw scrutiny from federal lawmakers, prompting the agency in charge of consumer protection to call for more clarity.more
- Credit card swipe fees to be targeted by lobbyists
Category: Credit Card Legislation News
October 6, 2011
After winning a massive battle over the way payment processing companies could charge merchants for accepting debit transactions, the retail lobby is now turning its attention to credit cards in an attempt to cut annual costs.more
- CFPB continues to focus on lending agreement changes
Category: Credit Card Legislation News
October 6, 2011
In an effort to continue to ease the borrowing process for Americans, the new government agency tasked with protecting consumers from questionable practices continues to work on ways to add clarity to lending agreements.more
- FTC looks to change online credit card purchase rule
Category: Credit Card Legislation News
October 5, 2011
Consumers who buy an item online using their credit card may soon have more protections if the business through which they made the purchase cannot deliver the product in a timely fashion.more
- Treasury secretary says bank fee increases untenable
Category: Credit Card Legislation News
October 5, 2011
In the past few days, many consumers have expressed concern over proposed fee increases for banking services such as debit card use, but the U.S. Secretary of the Treasury is vowing a pushback against these changes.more
- Judge rules for upfront credit card fees
Category: Credit Card Legislation News
September 29, 2011
Consumers may continue to be asked to pay higher fees for opening new credit card accounts as a result of a ruling by a U.S. District Judge in South Dakota.more
- Higher bank fees upsetting consumers
Category: Credit Card Legislation News
September 29, 2011
The rising tide of federal regulation against the banking industry is prompting many institutions to introduce fees for debit card use and other services. But the change may also be driving customers away.more
- Swipe fee limits may lead to increase in prices for rental service
Category: Credit Card Legislation News
September 24, 2011
While many consumers have already seen the impact of the Dodd-Frank Act in the form of increased fees for banking services, another potential impact is being reflected by rumors of an increase in the cost of renting from one popular video service.more
- CFPB creates uncertainty for small businesses
Category: Credit Card Legislation News
September 22, 2011
Small businesses that accept credit cards to complete purchases are now facing some uncertainty as a result of the regulatory power recently gained by a new federal agency.more
- CFPB sees glitches in reporting system
Category: Credit Card Legislation News
August 30, 2011
While consumers have been able to report questionable tactics of lenders to a new federal agency for just over a month, it was recently revealed that these reports have not been filtering through to the institutions as a result of a technical glitch.more
- Pressure to apply CARD Act to business accounts grows
Category: Credit Card Legislation News
August 9, 2011
One of the criticisms many experts have leveled at the Credit Card Accountability, Responsibility and Disclosure Act is that while consumers were largely protected by the law, business credit cardholders were still vulnerable.more
- Companies charging illegal fee for using credit card
Category: Credit Card Legislation News
August 6, 2011
In an effort to help defray the cost of processing card transactions, some businesses in California are now illegally adding to the cost of all purchases made with a credit card.more
- Debit interchange fee rule still may be troublesome for banks
Category: Credit Card Legislation News
August 3, 2011
Though the Federal Reserve Board pulled back considerably on its original proposal to cap the amount payment processing companies can charge for debit transactions, many banks still believe the impact of the new limits will be significant.more
- Consumer protection bureau opens hotline for credit card complaints
Category: Credit Card Legislation News
July 29, 2011
Just days after it gained full regulatory power, the new federal agency tasked with shielding consumers from predatory banking practices announced it had launched a hotline for Americans to lodge complaints about their credit card accounts.more
- Consumer Financial Protection Bureau now active
Category: Credit Card Legislation News
July 29, 2011
Americans concerned about their financial health now have a new reason to rest easy: the new government agency in charge of protecting them from questionable lending practices now has full regulatory power.more
- CFPB to take on credit card problems first
Category: Credit Card Legislation News
July 26, 2011
The new federal agency in charge of protecting consumers from lending practices that may be difficult to understand seems as though it will first focus on the credit card industry.more
- Most Americans favor strong Consumer Protection agency
Category: Credit Card Legislation News
July 22, 2011
The Consumer Financial Protection Bureau gained full regulatory power over the banking industry on July 21, and the vast majority of Americans say they want the agency to have a strong hand in protecting their interests.more
- Cordray Tabbed as Consumer Financial Protection Bureau Head
Category: Credit Card Legislation News
July 18, 2011
Though the agency will gain full regulatory power over the lending industry later this week, President Barack Obama waited until Sunday to name the head of the new federal Consumer Financial Protection Bureau.more
- Rejected borrowers will soon be able to receive credit score
Category: Credit Card Legislation News
July 13, 2011
Consumers who are told they do not qualify for new lines of credit will soon learn how the lender reached that decision starting next week.more
- Debit card changes will lead to more banking fees
Category: Credit Card Legislation News
July 10, 2011
The Federal Reserve Board recently announced that it would implement a fee cap of just 21 cents per debit card transaction for payment processing networks. This change will likely prompt banks to increase fees for other services to recoup lost revenues.more
- Experts unsure of effects from new swipe fee rules
Category: Credit Card Legislation News
July 9, 2011
Change is coming to the debit card payment processing industry, but experts are still unsure of just what the future holds with regard to the popular payment method.more
- Less-known mandate will restrict payment network profits
Category: Credit Card Legislation News
July 6, 2011
While much of the focus of the financial industry's lobbying efforts was on Federal Reserve Board's proposed slashing of debit card transaction fees, another requirement could have a similar impact.more
- Banks hoping for slight reprieve from debit swipe fee rule
Category: Credit Card Legislation News
July 3, 2011
While the date by which payment processing networks will have to slash their debit card interchange fees by 70 percent is hurtling nearer, many banks are making a last-ditch effort to ease the coming burden.more
- Fed buckles to industry pressure on swipe fee limits
Category: Credit Card Legislation News
June 30, 2011
Though its original proposal would have cut the amount banks charged for processing debit card purchases by 70 percent, the Federal Reserve Board will instead slash impose limits closer to just 50 percent.more
- Restaurants to see big benefits from lower swipe fees
Category: Credit Card Legislation News
June 24, 2011
A forthcoming rule to cut the amount credit networks can charge for processing debit card purchases by 70 percent is expected to be of particular benefit to the restaurant industry.more
- Lawmakers ask for better business card disclosure
Category: Credit Card Legislation News
June 15, 2011
In an effort to better protect consumers from obtaining credit cards that are not protected by well-known regulations, a group of U.S. Senators recently asked the Federal Reserve Board to increase disclosure requirements for business accounts.more
- Many benefits came from Credit CARD Act
Category: Credit Card Legislation News
June 11, 2011
It has now been two years since the passage of the Credit Card Accountability, Responsibility and Disclosure Act, and the federal regulations that resulted have led to a number of benefits for consumers.more
- Debit fee change delay voted down by Senate
Category: Credit Card Legislation News
June 9, 2011
The U.S. Senate recently voted down a bill that would have delayed the implementation of a proposed rule change from the Federal Reserve Board.more
- Florida legislature mulling credit card theft bill
Category: Credit Card Legislation News
June 7, 2011
Later this year, a popular bill to increase the penalty for using stolen credit cards will likely be put in place in Florida.more
- Debit swipe fee change may be on hold
Category: Credit Card Legislation News
June 7, 2011
A rule that would drastically reduce the amount credit networks can charge for processing debit transactions may hit a roadblock thanks to disagreements between Senate Democrats.more
- Warren emerges as top Consumer Protection candidate
Category: Credit Card Legislation News
June 3, 2011
Elizabeth Warren, the Harvard professor tasked by President Barack Obama with setting up the nation's federal Consumer Financial Protection Bureau, has now been backed by Democrats as the leading candidate for the agency's top position.more
- Congresswoman calls for small business credit card protections
Category: Credit Card Legislation News
May 20, 2011
While the Credit Card Accountability, Responsibility and Disclosure Act of 2009 added significant protections for consumers from high rates and fees for many accounts, it did not extend the same safeguards to small business cards. That may soon change. more
- Credit card laws improve rate disclosure, fees
Category: Credit Card Legislation News
May 11, 2011
In the two years since it was passed, the Credit Card Accountability, Responsibility and Disclosure Act has largely worked as intended, making rates more apparent and reducing or cutting fees.more
- Debit card laws could affect eBay
Category: Credit Card Legislation News, Prepaid/Debit Card News
May 10, 2011
While the focus on the proposed limit for debit card transaction fees has largely been on the nation's largest financial institutions, some analysts now wonder if the rule would also apply to the Internet's most popular and biggest auction site.more
- Retailers and banks still in tug-of-war over interchange fees
Category: Credit Card Legislation News
May 3, 2011
It seems as if the dispute over a proposed rule change regarding bank fees for debit card transactions won't end until a decision is made one way or another regarding the regulation.more
- Durbin says lower debit interchange fee works in Canada
Category: Credit Card Legislation News
May 2, 2011
While banks have gone to war over the proposed changes to debit card processing fees, one of the lawmakers behind the original consumer protection bill said the system already works north of the border.more
- CFPB receives response to call for consumer comments
Category: Credit Card Legislation News
April 11, 2011
Less than a month after it asked Americans to offer comments and complaints about the way the lending industry works, a new government agency has already received hundreds of responses.more
- Judge rules suit over debit card swipe fees can stand
Category: Credit Card Legislation News
April 5, 2011
A bid by the Federal Reserve Board and chairman Ben Bernanke to have a lawsuit over the central bank's proposed debit card swipe fee limits dismissed has been overruled by a South Dakota judge.more
- Congressmen now try to stall swipe fee changes
Category: Credit Card Legislation News
April 1, 2011
As lobbyists from the lending industry continue to peddle influence on Capitol Hill, lawmakers are now trying to stall a rule that would restrict the fees credit networks charge for debit card purchases.more
- CFPB head extends olive branch to critics
Category: Credit Card Legislation News
March 31, 2011
While Elizabeth Warren has faced significant criticism from those in the financial industry, the college professor in charge of setting up the nation's Consumer Financial Protection Bureau recently began lobbying for opponents' grudging support.more
- Federal Reserve will miss swipe fee deadline
Category: Credit Card Legislation News
March 30, 2011
While the Federal Reserve Board originally planned to have a new rule for debit card swipe fees in place by April 21, it recently announced that the date would come and go without the lower charges being enacted.more
- New agency clarifies some consumer credit card protections
Category: Credit Card Legislation News
March 25, 2011
In recent weeks, some of the pledges made by the officials tasked with setting up the new Consumer Financial Protection Bureau have been made clearer, including rules that would increase the information on lending agreements.more
- Consumer groups still fight for credit card reforms
Category: Credit Card Legislation News
March 25, 2011
While numerous federal agencies are still attempting to introduce more consumer protections related to credit cards, some advocate groups say even those don't go far enough.more
- Agencies can pursue credit card debt in Arizona for six years
Category: Credit Card Legislation News
March 24, 2011
Arizona consumers who have defaulted on their credit card debt will now have that balance pursued for up to six years.more
- Federal Reserve proposes changes to credit card laws
Category: Credit Card Legislation News
March 23, 2011
While the Credit Card Accountability, Responsibility and Disclosure Act has changed many aspects of the lending industry in consumers' favor, some aspects of it have been avoided by lenders as a result of vague wording.more
- Consumer Financial Protection Bureau to crystallize credit card agreements
Category: Credit Card Legislation News
March 18, 2011
In an effort to help Americans avoid credit card agreements that could end up being harmful, the new Consumer Financial Protection Bureau hopes to make it easier for borrowers to find and compare rates and fees on these documents.more
- Lawmaker wants swipe fee changes delayed
Category: Credit Card Legislation News
March 16, 2011
While the changes to transaction fee rules proposed by the Federal Reserve Board are expected to be passed in the near future, one U.S. Senator believes they require further studying so their impact on all industries can be fully understood.more
- Government studies show CARD Act is working
Category: Credit Card Legislation News
March 16, 2011
A full year after the passage of the Credit Card Accountability, Responsibility and Disclosure Act, a new government agency conducted several studies and found that the increased regulation has been a boon to consumers.more
- Transaction fee battle rages as deadline approaches
Category: Credit Card Legislation News, Prepaid/Debit Card News
March 14, 2011
In recent weeks, both the banking and retail industries have stepped up efforts to sway lawmakers' opinions over a proposed Federal Reserve Board rule that would limit the price businesses pay to process debit card transactions.more
- NAACP asks for delay on swipe fee rule
Category: Credit Card Legislation News
March 11, 2011
The latest group to voice concerns over the proposed rule that would limit how much banks can charge retailers for processing debit purchases isn't linked to the financial industry, but to civil rights.more
- California court ruling launches credit card disclosure lawsuits
Category: Credit Card Legislation News
March 10, 2011
A recent decision by the highest court in California caused a number of consumers to file class action lawsuits against companies that asked for their ZIP code when competing a credit card transaction.more
- Credit CARD Act brought significant changes for consumers
Category: Credit Card Legislation News
March 10, 2011
The Credit Card Accountability, Responsibility and Disclosure Act turned a year old on February 22. Since its inception, the legislation has helped regulate the credit card industry.more
- Credit networks commit to two-tiered swipe fee system
Category: Credit Card Legislation News, Prepaid/Debit Card News
March 7, 2011
While it was briefly feared that smaller banks would have to pay more to credit processing companies when a customer uses one of their debit cards to make a purchase, five major networks say they will use a two-tiered fee system instead. more
- Schumer calls for better credit card protections from websites
Category: Credit Card Legislation News
February 28, 2011
Consumers who use public Wi-Fi connections to log into websites that may store their personal information might not be as protected as they think, according to one U.S. Senator.more
- Congress may limit funding for consumer protection bureau
Category: Credit Card Legislation News
February 24, 2011
The latest proposed budget from Republicans in the U.S. House of Representatives contained shocking slashes that could cripple the newly formed Consumer Financial Protection Bureau in its infancy.more
- New credit card rules not harming consumers
Category: Credit Card Legislation News
February 21, 2011
Despite banks' warnings that wholesale changes to the lending industry brought by the Credit Card Accountability, Responsibility and Disclosure Act of 2009 could end up costing consumers more in fees, a new study found that this has not been the case.more
- More small business leaders come out against credit card swipe fees
Category: Credit Card Legislation News
February 21, 2011
The interchange fees companies pay to payment processing networks whenever they complete a debit or credit card transaction have long been a point of contention between businesses and financial institutions. more
- Retail industry still pushing for swipe fee reductions
Category: Credit Card Legislation News
February 18, 2011
As lawmakers continue to squabble over various aspects of credit card regulation, leaders of the retail industry once again took to Capitol Hill, calling for greater interchange fee reductions for debit and credit card transactions.more
- CFPB could be hurt by lack of a director
Category: Credit Card Legislation News
February 14, 2011
Though Harvard Law professor Elizabeth Warren has long been the face of the new federal agency that will help set rules to protect consumers, the Consumer Financial Protection Bureau still does not have a director in place.more
- Lenders to lose considerably on new regulations
Category: Credit Card Legislation News, Credit Card News
February 8, 2011
Although industry experts expected most credit card issuers would lose considerable revenue as a result of increased regulation of the lending industry, a recent study shows just how costly the new rules will be.more
- CFPB invites public suggestions for credit card rules
Category: Credit Card Legislation News
February 7, 2011
As it gets closer to gaining full regulatory power over the credit card industry, the new government consumer watchdog is taking suggestions from the general public through all types of avenues.more
- Credit card rules force banks to cut free checking
Category: Credit Card Legislation News
February 7, 2011
In response to regulations that made it more difficult for major financial institutions to profit from credit card transactions and accounts, many banks that double as lenders are now cutting free checking.more
- CFPB will push for clearer language
Category: Credit Card Legislation News, Credit Card News
February 2, 2011
While the Consumer Financial Protection Bureau will not have the ability to begin making rules for the lending industry until late July, it has already begun setting up some of the overhauls it will make.more
- Rate decisions must now be disclosed
Category: Credit Card Legislation News
January 31, 2011
When consumers apply for a new credit card, they often may not get the best rate available. But if lenders increase an individual's rate because of information on his or her credit report, they must provide information about their decision.more
- Congressional committee to review debit fee regulations
Category: Credit Card Legislation News
January 27, 2011
A controversial cap on the interchange fees banks charge to retailers when they process a debit card transaction could soon be rejected by lawmakers.more
- Credit card interest rates could be capped by new bill
Category: Credit Card Legislation News, Credit Card News
January 22, 2011
Congress has made a number of changes to credit card rules over the last few years, but a new bill that was recently introduced could bring the biggest alteration yet.more
- Consumers less concerned about reducing debt in 2011
Category: Credit Card Legislation News, Credit Card News
January 17, 2011
The number of Americans who say that they intend to pay off all of their credit card debt in 2011 has dipped slightly.more
- Battle over debit card fee caps continues
Category: Credit Card Legislation News, Credit Card News
January 13, 2011
Recently, federal regulations were proposed that would prevent banks of all sizes from charging anything more than a low flat rate to consumers for processing payments made with a debit card.more
- Debit swipe fee caps would cost lenders billions
Category: Credit Card Legislation News, Credit Card News
January 6, 2011
In recent months, many credit networks have seen profits slip as new regulations limited their revenue streams. Now, a new proposal could have an even bigger impact.more
- Lenders now required to disclose credit report access
Category: Credit Card Legislation News, Credit Card News
January 5, 2011
Financial institutions now have to inform loan applicants as to whether they used credit reports to determine their rate.more
- CARD Act may have locked out subprime borrowers
Category: Credit Card Legislation News, Credit Card News
January 4, 2011
Many consumers no longer have access to credit card accounts because of past money troubles, and some now believe that the Credit Card Accountability, Responsibility and Disclosure Act may have played a role.more
- New Fed credit card rule under fire from major companies
Category: Credit Card Legislation News, Credit Card News
January 3, 2011
A number of major national corporations have come forward recently to voice their concerns over a proposed lending rule from the Federal Reserve Board.more
- Vermont joins credit card antitrust suit too
Category: Credit Card Legislation News, Credit Card News
December 27, 2010
Earlier this fall, the U.S. Department of Justice brought an antitrust suit against the nation's three largest credit card companies. Since then, a number of states, including Vermont, have joined the lawsuit.more
- Credit cards a major cause of bankruptcy among senior citizens
Category: Credit Card Legislation News, Credit Card News
December 26, 2010
The large majority of bankruptcy filings from senior citizens stem from credit card debt.more
- Credit card rate case reaches U.S. Supreme Court
Category: Credit Card Legislation News, Credit Card News
December 23, 2010
A legal battle over retroactive rate hikes as penalty for a late payment recently reached the U.S. Supreme Court. The outcome of the case could affect the way the industry handles such increases in the future.more
- Antitrust suit against credit card companies grows
Category: Credit Card Legislation News, Credit Card News
December 21, 2010
The number of states joining a recent antitrust suit against the country's three largest credit card companies grew once again this week, as Utah entered the legal battle.more
- Lower card transaction fees may not help consumers
Category: Credit Card Legislation News, Credit Card News
December 21, 2010
While many have championed recent rules passed by the Federal Reserve Board, which restrict interchange fees charged to merchants for debit card transactions, some economic experts say they may not help consumers as much as expected.more
- Senators urge Federal Reserve to protect consumers
Category: Credit Card Legislation News, Credit Card News
December 13, 2010
As the Federal Reserve Board is poised to convene for a discussion of how to properly set rules related to debit card swipe fees charged by major lenders, a group of U.S. senators is calling for consumer protections to be part of the rules.more
- Debit card transaction fees may soon be limited by Fed
Category: Credit Card Legislation News, Credit Card News
December 12, 2010
Interchange fees for debit cards, charges retailers pay for every debit transaction they process, may soon be limited by the Federal Reserve Board.more
- Minnesota attorney general sues Discover over consumer deception
Category: Credit Card Legislation News, Discover Credit Card News
December 8, 2010
In recent weeks, numerous consumer groups have complained about deceptive lending practices from Discover that lead to customers being enrolled in payment protection programs, and now Minnesota is suing the company over these procedures.more
- Warren vows clarified language in credit card agreements
Category: Credit Card Legislation News, Credit Card News
December 7, 2010
In a recent speech, Elizabeth Warren said she believes one of the primary duties of the new federal consumer protection agency should be to make sure credit card agreements are easier for consumers to understand.more
- Government agency targets credit card ambiguities
Category: Credit Card Legislation News, Credit Card News
November 11, 2010
The new head of the Consumer Financial Protection Bureau said the first order of business for her agency is to iron out some of the unclear parts of the latest credit card reforms.more
- Obama says Republican Congress may repeal credit card protections
Category: Credit Card Legislation News, Credit Card News
October 21, 2010
For the past few weeks, President Barack Obama has been stumping for Democratic congressional candidates all across the country. He has warned consumers the many reforms his party has passed in the last two years could be repealed if Republicans recapture Capitol Hill.more
- Federal Reserve Board proposes new credit card protections
Category: Credit Card Legislation News
October 19, 2010
While many consumers have benefited from the protections afforded by the Credit Card Accountability, Responsibility and Disclosure Act, the Federal Reserve Board has proposed a new rule to address protection gaps.more
- Visa, MasterCard near antitrust settlement over interchange fees
Category: Credit Card Legislation News, Credit Card News
October 14, 2010
The way the world's two largest credit networks deal with swipe fees may soon change as part of an ongoing investigation into how they charge retailers to process their cards.more
- New campus cards not affected by overhaul laws
Category: Credit Card Legislation News, Credit Card News, Student Credit Card News
October 5, 2010
Congress enacted a series of laws designed to help protect college students from harmful practices that could lead to piling up thousands of dollars worth of credit card debt. But a new offer that's grown increasingly popular on campus is not governed by these rules.more
- Warren promises quick credit card reforms
Category: Credit Card Legislation News
October 1, 2010
On top of the practices that were outlawed as part of the Credit Card Accountability, Responsibility and Disclosure Act, the new advocate for the Consumer Financial Protection Bureau is promising simpler agreements for mortgages and credit cards.more
- Americans believe competition protects them from lenders
Category: Credit Card Legislation News
September 27, 2010
While the newly created Consumer Financial Protection Bureau officially got its director last week, a poll found that many Americans don't believe the agency will help them as much as other factors.more
- Rates expected to climb after new financial rules
Category: Credit Card Legislation News, Credit Card News, Economy News
September 24, 2010
Many experts have predicted that rates for all types of loans, including credit cards, would quickly climb as a result of the financial reform bill and the Credit Card Accountability, Responsibility and Disclosure Act.more
- President appoints head for credit card watchdog
Category: Credit Card Legislation News, Credit Card News
September 20, 2010
The federal government formed a watchdog program to monitor the credit card and banking industries after it passed the new reform laws. Now that body has its first chief.more
- Students can be hurt by university credit card arrangements
Category: Credit Card Legislation News, Credit Card News
September 10, 2010
Although it has become less popular in recent years, many schools of higher education across the country still make agreements with credit card companies that can end up being financially unhealthy for their students. more
- Credit card offers to college students under investigation
Category: Credit Card Legislation News, Credit Card News
September 8, 2010
New provisions of the Credit Card Accountability, Responsibility and Disclosure Act contain measures designed to prevent people under the age of 21 from obtaining credit card accounts they can't afford. But that hasn't deterred some lenders, a new investigation by the state of New York alleges.more
- Credit card lenders now endorsing minimums
Category: Credit Card Legislation News, Credit Card News
September 8, 2010
Major lenders used to forbid small business owners from imposing minimum payment amounts to use a credit card, but they are now prohibited from doing so by the Credit Card Accountability, Responsibility and Disclosure Act.more
- Rates for small business credit cards climb higher
Category: Credit Card Legislation News, Credit Card News
September 7, 2010
The Credit Card Accountability, Responsibility and Disclosure Act may have extended numerous protections to consumers, but the same isn't true for small businesses, and lenders have acted to exploit that loophole. more
- Schumer says companies offer business credit cards to consumers
Category: Credit Card News, Credit Card Legislation News
September 2, 2010
Since the Credit Card Accountability, Responsibility and Disclosure Act limited the ways issuers could offer new accounts to consumers, some have exploited a loophole in the law. Now one U.S. senator wants to close it.more
- Lower swipe fees could cost banks billions
Category: Credit Card News, Credit Card Legislation News
August 27, 2010
When the Federal Financial Reform Bill was recently passed, one of the provisions limited how much companies could charge for swipe fees. While that's a boon for small businesses, it could cost major banks dearly.more
- New Jersey reining in credit card offers on campuses
Category: Credit Card Legislation News
August 24, 2010
One of the provisions of the new Credit Card Accountability, Responsibility and Disclosure Act makes it difficult for consumers under the age of 21 to get a credit card, but the state of New Jersey is taking the protection of college students a step farther.more
- Final credit card rules have taken effect
Category: Credit Card Legislation News
August 23, 2010
More than a year after the bill was initially passed, the final provisions of the Credit Card Accountability, Responsibility and Disclosure Act have taken effect.more
- Consumers Opting to Cover Overdrafts with Their Credit Cards
Category: Credit Card News, Credit Card Legislation News
August 23, 2010
In a move that has come as a bit of a shock to some experts, a large number of American consumers say they will opt into the new overdraft protection plans offered by their banks.more
- New Jersey adds student credit card restrictions
Category: Credit Card Legislation News
August 20, 2010
Many college students can be lured into taking on thousands of dollars in credit card debt because of their relative inexperience with their personal finances, but one state has adopted laws that it hopes will prevent that.more
- Credit card companies now marketing more aggressively to small businesses
Category: Credit Card News, Credit Card Legislation News
August 20, 2010
A loophole in the protections offered by the Credit Card Accountability, Responsibility and Disclosure Act has led to lenders sending more offers to small businesses.more
- Gift card changes won't affect prepaid credit or debit accounts
Category: Prepaid/Debit Card News, Credit Card Legislation News
August 19, 2010
Beginning on Sunday, the changes to the rules affecting gift cards that were mandated by the Credit Card Accountability, Responsibility and Disclosure Act will go into effect. However, some consumers may be surprised to find they don't affect prepaid or reloadable credit and debit cards.more
- Minimum credit card payments could soon grow in popularity
Category: Credit Card News, Credit Card Legislation News
August 17, 2010
Thanks to the new credit card laws that were recently passed, consumers may soon have to get used to business-set minimums when they make a purchase with their credit cards.more
- Many lenders still finding a way around the Credit CARD Act
Category: Credit Card News, Credit Card Legislation News
August 14, 2010
Though the provisions in the Credit Card Accountability, Responsibility and Disclosure Act were designed to eliminate the costly practices of banks that cost consumers money, many fees, both new and old, still linger.more
- FTC pushes for reform of unclear debt collection laws
Category: Credit Card News, Credit Card Legislation News
August 10, 2010
Many consumers across the country who have found themselves too deep in debt, whether it's related to credit cards or otherwise, may discover that their balances were sold to a debt collection agency. Now the rules regulating their debt collectors could soon be changed.more
- California state senator's new bill aims to further rein in swipe fees
Category: Credit Card News, Credit Card Legislation News
August 10, 2010
While the new federal credit card laws give the government more control over credit card interchange fees, a new bill in California would give the state even more oversight.more
- Credit card companies still working around year-old Federal laws
Category: Credit Card Legislation News
August 2, 2010
Though many credit card companies have fallen in line with the changes implemented by the new laws governing lending, others have found ways to regain the lost profits by exploiting loopholes.more
- Reforms have made credit card debt worse for some
Category: Credit Card Legislation News
July 26, 2010
Many consumers believed that the passage of the Credit Card Accountability, Responsibility and Disclosure Act would help them reduce the amount of credit card debt they carried, especially if that total was particularly large. But that hasn't been the case.more
- Pew study says credit card reform has been effective
Category: Credit Card Legislation News
July 26, 2010
A new study has found that many of the changes lawmakers intended to make with the Credit Card Accountability, Responsibility and Disclosure Act have worked to consumers' benefits. But there is still work that needs to be done to prevent other abuses from lenders.more
- Credit card payments will cost residents of Nevada city
Category: Credit Card News, Credit Card Legislation News
July 22, 2010
Citizens of a Nevada city may soon notice a new charge on the bills they pay if they use their credit card.more
- Two senators pushing Fed for greater consumer protection
Category: Credit Card Legislation News
July 20, 2010
While the Federal Reserve will begin enforcing new measures designed to protect consumers from costly fees on their late credit card payments, there are two U.S. senators who believe the rules don't go far enough.more
- Financial reform bill will help those with credit card debt
Category: Credit Card Legislation News, Credit Crunch News
July 16, 2010
Many consumers that have been drowning in credit card debt might finally have some hope that they will be able to get help with their problems.more
- Uncollectable credit card debt part of the reason for increased rates
Category: Credit Card Legislation News, Credit Crunch News
July 15, 2010
Despite what many consumers may have expected when the Credit Card Accountability, Responsibility and Disclosure Act was passed last year, lenders have actually been able to increase interest rates considerably over the last 12 months.more
- Store owners fight credit card companies over interchange fees
Category: Credit Card Legislation News
July 13, 2010
Independent business owners and franchisees alike have had it with the fees charged by credit card companies when a consumer uses their card.more
- Deals from retailers also affected by credit card laws
Category: Credit Card News, Credit Card Legislation News
July 11, 2010
Consumers who head to stores looking for a great deal on financed furniture, electronics or appliances might be in for a bit of a surprise.more
- Credit card stats improving because of extended unemployment
Category: Credit Card News, Credit Card Legislation News
July 8, 2010
It is a long-accepted fact that the rates of credit card companies' charge offs and national unemployment would move almost as one; when one went up or down, so did the other. But that oddly isn't the case anymore.more
- Overdraft fees to become a thing of the past for many consumers
Category: Credit Card News, Credit Card Legislation News
July 7, 2010
Many consumers have at one point overdrawn their checking account when making a purchase, and been hit with a large overdraft fee as a consequence.more
- New changes to credit card statements
Category: Credit Card Legislation News
July 1, 2010
Credit card companies have long been issuing statements that some consumers found confusing, but a new mandate from the Federal Reserve Board could change all that.more
- Credit card changes that will affect consumers' everyday lives
Category: Credit Card Legislation News, Economy News
June 30, 2010
Many consumers may be wondering just how the recent changes in the financial overhaul bill will affect them. While many of the alterations it enacts won't make the average American's life any different, there are a few notable exceptions.more
- Compromise reached with swipe fee amendment
Category: Credit Card Legislation News
June 22, 2010
Merchants and credit card issuers can let out a sigh of relief as a compromise has been reached on the Wall Street bill.more
- Small business owners rally in D.C.
Category: Credit Card Legislation News
June 21, 2010
Merchants from across the country met in Washington to support Congressman Peter Welch during a press conference yesterday.more
- Benefit debit cards to be exempt, says Durbin
Category: Credit Card Legislation News
June 21, 2010
Illinois Senator Dick Durbin says benefit debit cards should be exempt, reports Bloomberg News.more
- What the new credit card laws mean for consumers
Category: Credit Card Legislation News
June 19, 2010
Because of the new credit card laws, lenders are now constantly trying to find new loopholes to ensure they get the most profits they possibly can.more
- Lawmakers make credit agencies liable for misleading investors
Category: Credit Card Legislation News, Credit Crunch News
June 18, 2010
From now on, credit rating agencies that either knowingly or recklessly mislead their investors could be sued.more
- Debit cards save state money
Category: Credit Card Legislation News
June 17, 2010
Prepaid debit cards are used for everything from unemployment benefits to child support in Nebraska.more
- CARD Act is helpful, but not perfect
Category: Credit Card Legislation News
June 16, 2010
The Credit Card Accountability, Responsibility and Disclosure Act was created to help consumers, but it may not bring people all the relief they hoped for.more
- Federal Reserve Board caps fees on credit cards
Category: Credit Card Legislation News
June 16, 2010
Thanks to a new regulation, consumers who make late credit card payments won't be hit quite so hard by the fees levied against them by lenders.more
- Consumers don't want more credit card regulation, survey finds
Category: Credit Card Legislation News
June 14, 2010
Credit card holders don't want government interference with swipe fees, according to a survey released by Visa.more
- Banks prepare for overdraft rule to take effect
Category: Credit Card News, Credit Card Legislation News
June 7, 2010
Expensive overdraft fees could become a thing of the past.more
- Consumers don't care for cash payment discounts
Category: Credit Card News, Credit Card Legislation News
June 4, 2010
The majority of consumers oppose price hikes for credit or debit card use, a study from the Financial Services Group at Lightspeed Research found.more
- Battle of swipe fees continues
Category: Credit Card Legislation News
May 28, 2010
The battle between Illinois Senator Dick Durbin and credit card companies rages on over swipe fees.more
- Database designed to help consumers
Category: Credit Card Legislation News
May 27, 2010
A database with over 300 credit card plan details was created by the Federal Reserve Board for consumers.more
- Discounts for cash payment allowed in Vermont
Category: Credit Card Legislation News
May 27, 2010
New law will allow companies to give consumers incentives to pay with cash instead of credit cards.more
- Free credit scores for consumers proposed
Category: Credit Card Legislation News
May 21, 2010
A proposed amendment will allow consumers free access to their credit score.more
- Durbin interchange fee amendment approved by Senate
Category: Credit Card Legislation News
May 17, 2010
An amendment to financial reforms being considered by the U.S. Senate would give merchants the option of offering discounts based on payment methods.more
- Change to financial reform would enforce state interest rate caps
Category: Credit Card Legislation News
May 16, 2010
Senator Sheldon Whitehouse is looking to make national banks adhere to interest rate limits set by states.more
- Debt settlement legislation close to becoming law
Category: Credit Card Legislation News, Credit Crunch News
May 15, 2010
If a new law takes effect in Illinois, companies offering debt settlement would not be able to collect fees until they deliver their services.more
- Vermont's Welch introduces interchange fee legislation
Category: Credit Card Legislation News
May 12, 2010
A bill from Vermont Democratic Representative Peter Welch would give merchants more power over interchange fees associated with card transactions.more
- AmEx launches prepaid card for parents, teens
Category: Prepaid/Debit Card News, American Express Credit Card News, Credit Card Legislation News
May 6, 2010
A new prepaid card called PASS may give parents more control over their children's finances.more
- NACS calls for members to contact senators about interchange fees
Category: Credit Card Legislation News
May 6, 2010
Amendments introduced by Senator Dick Durbin would limit interchange fees.more
- Consumer sentiment on Credit CARD Act mixed
Category: Credit Card Legislation News
April 30, 2010
A recent survey of internet forums and blogs shows consumers have mixed feelings about federal credit card reforms.more
- Debit info would be limited by New Jersey law
Category: Prepaid/Debit Card News, Identity Theft News, Credit Card Legislation News
April 23, 2010
If passed, a law in New Jersey would aim at reducing identity theft by limiting debit card information on receipts.more
- Fed creates publication for gift-card rules
Category: Prepaid/Debit Card News, Credit Card Legislation News
April 21, 2010
The Federal Reserve Board has published a primer on gift card rules set to take effect in August.more
- Dodd calls for financial reform after SEC charges
Category: Credit Card Legislation News, Credit Crunch News, Economy News
April 21, 2010
The Securities and Exchange Commission recently brought charges against Goldman Sachs, leading Chris Dodd to call for further financial reforms.more
- Bill aims at combating spoofing
Category: Identity Theft News, Credit Card Legislation News
April 20, 2010
The U.S. House passed legislation that would make it illegal to alter caller identification in order to defraud or harm consumers.more
- Sanders, Cahill present challenges to credit card companies
Category: Credit Card Legislation News, Credit Crunch News
April 17, 2010
While a Vermont senator said he would seek a limit to credit card interest rates, the treasurer of Massachusetts announced he would pull state funds from a number of banks.more
- Fed asked to change credit card interest rules
Category: Credit Card Legislation News
April 16, 2010
Consumers Union wants the central bank to reduce interest-rate increases made prior to the Credit CARD Act taking effect.more
- Idaho store owners petition against fees
Category: Credit Card Legislation News, Economy News
April 13, 2010
Store owners in Idaho collected signatures from customers protesting interchange fees, which are charged to merchants for accepting card transactions.more
- Credit card legislation makes it past Vermont Senate
Category: Credit Card Legislation News
April 5, 2010
A proposed law in Vermont would give merchants the right to set minimum purchase amounts for credit transactions.more
- Retailers worry Credit CARD Act could hurt profits
Category: Credit Card Legislation News
April 3, 2010
New rules limit ability to increase interest rates and require consumers have means to afford credit.more
- Consumers Union calls for additional gift card regulation
Category: Prepaid/Debit Card News, Credit Card Legislation News
March 30, 2010
New rules from the Federal Reserve Board will limit fees on gift cards, though a consumer advocacy group says more could be done.more
- FTC director testifies before House subcommittee on credit reports
Category: Credit Report News, Credit Card Legislation News, Economy News
March 26, 2010
New rules from the Federal Trade Commission make it more clear that consumers don't have to pay to get a copy of their credit report.more
- Cornell professor: Dodd's bill helps provide protections
Category: Credit Card Legislation News, Economy News
March 24, 2010
Robert Hockett said the legislation would help add further regulation to the financial sector.more
- Dodd unveils new consumer protection bill
Category: Credit Card Legislation News, Economy News
March 18, 2010
President Barack Obama said he would oppose attempts to undermine the authority of a federal consumer protection agency.more
- Fed introduces rules associated with credit card interest rates
Category: Credit Card Legislation News
March 11, 2010
As a result of the Credit CARD Act, lenders would have to re-evaluate changes in interest rates.more
- Website for Consumer Protection Week highlights Credit CARD Act
Category: Credit Card Legislation News, Economy News
March 10, 2010
Consumers are being encouraged to educate themselves about their finances, including their credit card accounts.more
- Parents should take the time to teach about credit
Category: Student Credit Card News, Credit Card Legislation News
March 3, 2010
Should make sure kids understand its benefits, pitfalls.more
- Frank: No regulation of interchange fees this year
Category: Credit Card Legislation News, Economy News
February 27, 2010
Fees charge retailers for credit card transactions.more
- Firm says new credit card laws will hurt housing market
Category: Credit Card Legislation News, Economy News
February 26, 2010
Increasing rates will make it hard for people to get mortgages.more
- Companies still finding ways to market cards on campuses
Category: Student Credit Card News, Credit Card Legislation News
February 26, 2010
New approaches tied to Credit CARD Act.more
- Discover offers site to help with credit card questions
Category: Discover Credit Card News, Credit Card Legislation News
February 26, 2010
Effort developed after customer feedback.more
- Credit report rule from FTC required by Credit CARD Act
Category: Credit Card Legislation News, Economy News
February 25, 2010
First set of new rules from commission take effect April 1.more
- Obama lauds new rules for accounts, credit card offers
Category: Credit Card Legislation News
February 23, 2010
Says Credit CARD Act shifts power back to consumers.more
- New regulations may push consumers to short-term loans
Category: Credit Card Legislation News, Credit Crunch News
February 23, 2010
Credit CARD Act could make lending to subprime borrowers less attractive.more
- Site from the Fed provides information on rules for accounts, credit card offers
Category: Credit Card Legislation News, Economy News
February 22, 2010
Credit CARD Act brings with it further regulations.more
- Rules regarding credit card offers to younger people take effect
Category: Student Credit Card News, Credit Card Legislation News
February 22, 2010
Those under 21 will need co-signer or proof of income.more
- Discover, BoA report delinquency and default rates on credit card accounts
Category: Discover Credit Card News, Credit Card Legislation News, Credit Crunch News
February 19, 2010
Both say defaults declined in January.more
- AmEx poll: Some parents focused on teaching kids about debt
Category: American Express Credit Card News, Credit Card Legislation News
February 19, 2010
Laws also loom that will limit access to credit for young people.more
- Colorado senator praises new laws that regulate accounts made through credit card offers
Category: Credit Card Legislation News
February 17, 2010
Bennet calls for creation of federal consumer protection agency.more
- Pew: New regulations could save billions for consumers
Category: Credit Card Legislation News
February 17, 2010
Credit CARD Act will prevent certain increases in rates.more
- Looking for new credit card offers may help in dealing with rate increases
Category: Credit Card Legislation News, Credit Crunch News
February 15, 2010
Lower introductory rates are being offered by some lenders.more
- Prepaid credit cards an option for students facing new rules
Category: Student Credit Card News, Credit Card Legislation News
February 9, 2010
Credit CARD Act limits the ability of those under 21 to get credit.more
- With rule changes coming, consumers continue to pay off credit card debt
Category: Credit Card Legislation News, Credit Crunch News, Economy News
February 8, 2010
Revolving consumer credit dropped 9.5 percent in 2009.more
- Credit card offers and interest rates subject of Indiana Senate bill
Category: Credit Card Legislation News
February 2, 2010
Lenders that offer more than 21 percent interest on cards would not get public funds.more
- Credit card statements will have new information on paying off debt
Category: Credit Card Legislation News
January 30, 2010
Bills will show how long it would take to pay off debt.more
- Companies increasing rates, fees to deal with Credit CARD Act
Category: First PREMIER® Bank Credit Card News, Credit Card Legislation News
January 29, 2010
Switches include changing accounts to variable rates.more
- New credit card rules could affect profits for Citigroup
Category: Citibank Credit Card News, Credit Card Legislation News
January 20, 2010
Credit CARD Act limits lenders' ability to raise interest rates.more
- Massachusetts secretary of state sends letter to companies that make credit card offers
Category: Credit Card Legislation News, Economy News
January 19, 2010
Questions practices prior to Credit CARD Act.more
- New regulations from Fed limit credit card offers for young people
Category: Student Credit Card News, Credit Card Legislation News
January 14, 2010
Those under 21 will have to get a cosigner for accounts.more
- Proposed legislation to limit interest rates on credit cards to be presented before committee
Category: Credit Card Legislation News, Economy News
January 13, 2010
Would cap rates at 16 percent.more
- Credit score could be affected as consumers deal with new account terms
Category: Credit Card Legislation News
January 6, 2010
Opting out of accounts could lower a person's status as a borrower.more
- Connecticut law for credit card offers at colleges takes effect
Category: Student Credit Card News, Credit Card Legislation News
January 4, 2010
Restricts companies' ability to sign up students.more
- New year brings new rules for credit card offers
Category: Credit Card Legislation News
December 31, 2009
Overdraft protection will also get new regulation.more
- Amendment makes credit score available to consumers again
Category: Credit Card Legislation News
December 14, 2009
Experian would be required to offer information.more
- Credit card offers could be affected by bill passed by the House
Category: Credit Card Legislation News, Economy News
December 11, 2009
New law would create consumer protection agency.more
- BoA offers clarity statement for credit cards
Category: Credit Monitoring News, Credit Card Legislation News, Economy News
November 30, 2009
Interest rates, fees to be included in mailings.more
- Representative from Bay State to present legislation on credit cards
Category: Credit Card Legislation News, Economy News
November 27, 2009
Would limit interest rates to 16 percent.more
- New Jersey enacts law regulating credit card offers on campuses
Category: Credit Card Legislation News
November 24, 2009
Companies will have to register with colleges.more
- Consumers saddled with unwanted credit card debt
Category: Credit Card Legislation News
November 20, 2009
Senate committee finds some internet companies enroll consumers in programs that charge additional fees.more
- Fed encouraged to stop negative credit card practices
Category: Credit Card Legislation News
November 20, 2009
Some card companies raising rates ahead of new rules.more
- Senate bill would change financial regulations
Category: Credit Card Legislation News
November 11, 2009
Plan would take power away from Federal Reserve.more
- CARD Act may come sooner
Category: Credit Card Legislation News
November 5, 2009
Effective date would move from next year.more
- Federal regulatory agency approved by House committee
Category: Credit Card Legislation News
October 23, 2009
Organizations that provide a consumer with a credit report will be regulated with larger banks and other financial institutions under a proposed federal consumer protection agency.more
- Which Credit Cards Are Already Complying with the Credit Card Bill?
Category: Credit Card Legislation News
May 21, 2009
Although the Credit Card Bill will not take effect for at least another 9 months, some credit card issuers are already taking steps to implement the rules to help protect consumers against unfair practices. Read more at Creditnet.com.more
- New Bill to Protect Student Consumers
Category: Credit Card Legislation News
May 17, 2009
A new bill has been introduced to protect student consumers from predatory acts by credit card issuers. Read details at Creditnet.commore
- Senators Won't Give In to Credit Card Companies
Category: Credit Card Legislation News
May 15, 2009
Senators are standing firm on credit card legislation to protect consumers against interest rate hikes and high fees for credit cards.more
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