Zero Liability Cards

$0 Liability for Fraudulent and Unauthorized Charges

Visa and MasterCard pride themselves in offering added protection for their cardholders against identity theft and fraud. For all fraudulent and unauthorized charges to your Visa or MasterCard branded cards, you have zero liability.

Orchard Bank® Classic MasterCard®
For Bad or Fair Credit to Help Rebuild Credit

orchard bank
Expert Rating:
4.75 / 5
stars
  • An excellent credit card for rebuilding bad credit scores; reports to 3 major credit bureaus monthly
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% - 19.99%, or 7.99% for secured cards $0-$39
(based on credit worthiness)		 $0-$59 first year;
$35-$59 per year thereafter		 Yes Bad or Fair Credit

Citi Simplicity® Visa Card

no interest credit card no fees
Expert Rating:
4.85 / 5
stars
  • No interest on purchases and balance transfers
  • Direct access to customer service—no long waits on the phone
  • Minimal fees—no annual fee, no late fees, no penalty rates, no over limit fees
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0 No
Balance Transfers

Citi Simplicity® Card

no interest credit card no fees
Expert Rating:
4.85 / 5
stars
  • 0% interest on purchases and balance transfers for 18 months
  • No annual fee
  • No late payment fees, no over-the-limit fees, no interest rate hikes
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0 No
Balance Transfers

Citi® Diamond Preferred® Card - 0% Interest for 18 Months!

Citi Diamond Preferred 0 Interest Card
  • No interest for 18 months!
  • After that, the APR will be 11.99% - 21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0* No
Balance Transfers

Capital One® Platinum Prestige Credit Card

capital one platinum plus excellent credit low interest credit card
  • 0% intro APR until August 2013 on purchases
  • 0% intro APR until August 2013 on balance transfers
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Aug 2013 $0 No
Balance Transfers

Slate℠ from Chase - No Balance Transfer Fee

Slate No Balance Transfer Fee Card
Expert Rating:
4.5 / 5
stars
  • Pay NO BALANCE TRANSFER FEE when you transfer your balance within 30 days!
  • Transfer higher rate balances and save money on interest
  • No interest on purchases and balance transfers for 15 months
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 No
Balance Transfers

Chase Freedom℠ Visa® - $100 Bonus Cash Back + 0% Intro APR

chase freedom cash back card
  • Earn $100 Bonus Cash Back after making $500 in purchases during first three months!
  • Earn 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations (subject to quarterly enrollment/maximum)
  • Pay 0% interest for up to 15 months on balance transfers and purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Capital One® Platinum Credit Card

credit cards for bad credit, capital one, no interest credit card
  • 24-hour travel assistance gives you a replacement card and cash advance
  • $0 intro annual fee for the first year; $19 after that
  • Monitor your spending with free text message alerts
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
24.9%(V) $0 $0 intro for first year; $19 after that Yes Limited to
Average Credit

Capital One® Cash Rewards

cash rewards credit card for bad credit capital one no hassle
Expert Rating:
4.25 / 5
stars
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • 0% intro APR on purchases until February 2013
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
17.9% - 22.9% (V) $0 $39.00 Yes Average Credit

Capital One® Venture(SM) Rewards Credit Card - 10,000 Bonus Miles

capital one venture miles card
Expert Rating:
4.25 / 5
stars
  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"
  • Earn 10,000 bonus miles, equal to $100 in travel
  • 2 miles per dollar on every purchase, every day
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 intro for first year; $59 after that Yes

Capital One® VentureOne(SM) Rewards Credit Card

Capital One® VentureOneSM
  • Fly free on any airline, any time with no blackout dates
  • 1.25 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 Yes

Chase Sapphire℠ Preferred Card

Chase Sapphire Preferred Card
Expert Rating:
4.75 / 5
stars
  • Earn 40,000 bonus points (worth $500 in travel rewards) after you spend $3,000 in the first 3 months
  • Points go 20% farther when you travel — For example, 40,000 points can be redeemed for flights worth up to $500, which would usually cost 50,000 points. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • Earn double points on travel and dining
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00; waived for first year Yes

Credit One Bank Platinum Visa®

credit one platinum visa for bad credit
  • Monthly reporting to major credit bureaus
  • Accepted worldwide wherever you see the Visa logo
  • Pre-qualification takes less than a minute and doesn't affect your credit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
23.9% $0 $99.00 Yes Bad Credit OK

British Airways Visa Signature® Card - Up to 100K bonus miles

british airways free flights card
Expert Rating:
4.5 / 5
stars
  • Earn up to 100,000 BA Avios Points!
  • No foreign transaction fees
  • Complimentary companion ticket each year you spend at least $30,000
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00 Yes

Orchard Bank® Visa® Cards
For Bad or Fair Credit to Help Rebuild Credit

orchard bank visa card for bad credit
Expert Rating:
4.75 / 5
stars
  • Reports to 3 major credit bureaus monthly
  • Provides you the opportunity to rebuild your credit score
  • Acceptance at millions of locations including online purchases and reservations
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% - 19.99%, or 7.99% for secured cards $0-$39
(based on credit worthiness)		 $0-$59 first year;
$35-$59 per year thereafter		 Yes Bad or Fair Credit

Capital One® Secured Mastercard®

Capital One Secured Mastercard
  • Automatic reporting to the 3 major credit bureaus
  • Get the credit you need with no processing fees or application fees
  • You may qualify for credit line increases with no further security deposit required
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
22.9%(V) $0 $29.00 Yes Limited / Bad

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE Flight

free flight southwest rapid rewards card
  • Earn a FREE flight after your first purchase
  • 3,000 bonus points on your anniversary each year, enough for $50 worth of Wanna Get Away® Fares!
  • Redeem for international travel, hotels, gift cards, and more!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $69.00 Yes

United MileagePlus® Explorer - Bonus Miles

united mileageplus card
  • Up to 40,000 bonus miles
  • Free checked bags
  • Free passes to the United Club
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00; waived for first year Yes

Chase Sapphire℠

chase sapphire points card
  • Limited Time Offer: Earn 10,000 points ($100 in rewards) after you spend $500 in the first 3 months
  • Redeem Points for Travel, Gift Cards, Merchandise, Cash Back and More
  • Earn double points on dining and when you book airlines or hotels through Ultimate Rewards
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Capital One® Classic Platinum Credit Card

capital one credit card for bad credit platinum
  • No foreign transaction fees
  • 0% intro APR on all purchases until February 2013
  • Pick an image for your card -- choose the one shown here, any of the hundreds in our collection, or add your own
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
17.9% - 22.9% (V) $0 $39.00 Yes Average Credit

Chase Freedom℠ MasterCard® - $100 Bonus Cash Back + 0% Intro APR

cash back credit card, Chase Freedom $100 Bonus promo
  • Earn a cash back bonus of $100 when you spend at least $500 during your first three months!
  • 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations, subject to quarterly maximum.
  • Earn an unlimited 1% cash back on all other purchases!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Citi® Platinum Select®/AAdvantage® Visa Signature® Card

citi aadvantage visa signature
  • Earn 30,000 bonus miles after spending $1,000 in 3 months
  • Additional 10,000 bonus miles every year you renew and spend at least $30,000 on the card
  • Earn 10% in bonus miles on the miles you redeem
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $95.00 Yes

Citi ThankYou(SM) Preferred Card - Enough for $250 in Gift Cards!

Citi ThankYou Preferred Card
  • Up to 25,000 in bonus points - enough for $250 in gift cards or other rewards!
  • Receive an anniversary bonus every year you're a cardmember
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Citi ThankYou® Card - No interest for 15 months

Citi ThankYou Card No interest
Expert Rating:
4.5 / 5
stars
  • No interest for 15 months
  • Earn an anniversary bonus on points earned from purchases every year*
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Citi Forward® Card

citi forward card
  • 10,000 bonus points after you spend $650 in 3 months - enough for $100 in gift cards
  • Earn up to 1,200 bonus points and lower your purchase APR by paying on time and staying under your credit limit*
  • Up to 5 points per $1 spent
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes
Balance Transfers 12 mo.

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

citi dividend platinum cash back card
  • $100 cash back bonus after you spend $500 within first 3 months
  • 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases
  • Full 1% cash back on all other eligible purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes
Balance Transfers

Citi® Hilton HHonors® Visa® Signature Card

Citi® Hilton HHonors® Visa® Signature Card
  • 40,000 Hilton HHonors bonus points when you spend $1,000 within first 4 months; enough for up to 3 nights*!
  • Hilton HHonors Silver status
  • Up to 6 Hilton HHonors bonus points per $1 spent
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Walmart MoneyCard(SM) Visa® Prepaid Card

Walmart Prepaid Card
  • No issuance fee online
  • No credit check or bank account required
  • Limited time offer: $10 bonus with qualifying direct deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $36.00 No Bad Credit OK

Capital One® Cash Rewards for Newcomers

capital one cash rewards newcomers
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
24.9%(V) $0 $0 Yes Limited Credit
Fair Credit OK

UPside Visa® Prepaid Card

UPside prepaid visa cash back card
  • Save up to $220 compared to other prepaid cards, the first year alone!
  • Earn 1,500 cash back reward points for your first direct deposit load
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise)
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 See Terms* No Bad Credit OK

Capital One® Spark℠ Miles Select for Business

Capital One Business Double Miles
  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Nov 2012 $0 Yes

Capital One® Spark℠ Miles for Business

Capital One Business Double Miles
  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles—just spend $1,000 within the first 3 months
  • $0 intro annual fee for the first year; $59 after that
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $59.00; waived for first year Yes

Capital One® Spark℠ Cash for Business

Capital One® Spark℠ Cash for Business
  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $59.00; waived for first year Yes

Baby Phat Prepaid Visa® RushCard

prepaid baby phat rushcard
  • 100% guaranteed approval* with no credit check!
  • Free direct deposit, $0 activation fee
  • Free credit builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $3.95 - $14.95 See Terms* See Terms* Bad Credit OK

AccountNow® Gold Visa® Prepaid Card

accountnow prepaid visa card
  • Instant Guaranteed Approval* — no credit check, no security deposit
  • High customer satisfaction
  • $25 bonus when you set up direct deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a n/a $119.40 No Bad Credit OK

AccountNow® Prepaid MasterCard®

prepaid debit card, accountnow
  • Reloadable - $10,000 balance limit
  • $0 ACTIVATION FEE* — when you load your card by direct deposit
  • $25 bonus when you set up direct deposit! Only takes 60 seconds!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a n/a $119.40 No Bad Credit OK

Journey(SM) Student Rewards from Capital One®

cash back student rewards card
Expert Rating:
4.5 / 5
stars
  • Designed to help students build good credit with responsible use
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.8%(V) $0 $0 Yes Average Credit

Green Dot® Prepaid MasterCard®

green dot prepaid card
  • FREE Activation Online - and NO Credit Checks!
  • Free ATM withdrawals at over 18,000 participating ATMs
  • First MoneyPak® load is refunded to you
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 See Terms* No Bad Credit OK

MTV® Visa® Card from Capital One®

capital one mtv visa for good credit
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 Yes

READYdebit™ Card

READYdebit prepaid card
  • Great alternative to checking account
  • No credit checks
  • Pay no interest
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 No Bad Credit OK

Citi Forward® Card for College Students

citi forward student credit card
  • Up to 5 points per $1
  • Bonus points for new cardmembers
  • No cosigner required!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes

AT&T Universal Business Rewards Card

at&t business rewards card
  • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
  • You set the limits on employee cards
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes

Citi® Dividend Platinum Select® Card for College Students

citi dividend platinum select student credit card
  • 5% cash back on gas, groceries, utilities for 6 months; 1% thereafter
  • 2% cash back on rotating categories such as restaurants, apparel, and more
  • No cosigner required
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes

Capital One® Orbitz® Visa® Platinum

capital one orbitz signature card
  • Bonus points on eligible Orbitz.com bookings
  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 Yes

CitiBusiness®/AAdvantage® World MasterCard® Business Credit Card

CitiBusiness business AAdvantage mileage credit card
  • Earn 30,000 bonus miles when you spend $1,000 in first 3 months!
  • Priority boarding - Skip those long boarding lines
  • First eligible bag checked free for you and up to 4 travel companions*
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $75.00 Yes

Prepaid Visa® RushCard

prepaid visa rushcard
  • NO credit checks, 100% guaranteed approval*!
  • Free direct deposit
  • Free credit builder
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $3.95 - $14.95 See Terms* See Terms* Bad Credit OK

Wired Plastic Prepaid Debit Card

Wired Plastic prepaid card
  • No credit checks, no income requirements, no bank account required
  • No bounced check, NSF, or overdraft fees - EVER!
  • FREE rewards program, rewarding you with 1 point per $1 spent
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $39.95 No Bad Credit OK

Capital One® Cash Rewards - $100 Cash Back Bonus

capital one cash credit card
  • $100 Bonus after you spend $500 in the first 3 months
  • 1% cash back on all purchases
  • 50% bonus on the cash back you earn every year
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 Yes
Balance Transfers

Vision Premier® Prepaid Visa® Card

vision prepaid visa
  • Guaranteed Approval*, No Credit Checks!
  • NO overdraft fees or interest charges
  • Low weekly fee is waived with Direct Deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $29.95 $0 No Bad Credit OK

Pex Card for Businesses

pex visa card for businesses
  • Have more control over employee spending
  • No credit check required
  • No transaction or load fees - simple pricing
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $49.95 n/a No Bad Credit OK

IberiaBank Visa® Gold Cash Back Card

gold cash back rewards card with low interest rate
  • Earn 1% cash back on all purchases, with no limit of rebates earned
  • Low intro interest rate on balance transfers
  • Up to $500,000 in travel accident insurance
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

IberiaBank Visa® Classic

low interest cash advance credit card
  • Low intro rate of 1.99% on balance transfers
  • Low rate on cash advances
  • Free online access to your account
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 No

IberiaBank Visa® Platinum Rewards

rewards credit card with low interest
  • Earn points for each purchase, redeem for worldwide travel, merchandise, gift certificates, and more
  • Low introductory rate for balance transfers
  • Travel accident insurance up to $1,000,000
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

Ink Cash℠ Business - Up to $250 Bonus Cash Back

Cash back business credit card
  • 5% cash back on first $25K spent each year at office supply stores and on cell phone, internet, landline, and cable TV services
  • 2% cash back on first $25K spent each year at gas stations and restaurants
  • Up to $250 bonus cash back: $100 after first purchase, $150 if you spend $5,000 in first 3 months
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0* Yes
Balance Transfers

Creditnet.com is a BBB Accredited Credit Service in Seattle, WA
Credit Card
Search Tool

Use our FULL search tool or do a quick search below to find your ideal card.

Try our Advanced Search!
Trying to Rent with Bad Credit?

Competition for rental properties is fierce in a lot of cities around the country, which means many businesses managing apartment complexes are choosing to only rent to applicants with the...

Read More
Building Credit with Credit Cards for Bad Credit

Nobody wants to deal with repairing damaged credit, but the truth is many of us are just one serious illness or job loss away from a credit nightmare. And...

Read More
Stay Connected