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USAA Rewards™ American Express® Card

Intro APR
N/A
Regular APR
10.40% to 26.40% based on your creditworthiness and other factors.
Balance Transfer
N/A
4.2
Expert Rating: 4.20 / 5 stars

USAA Rewards™ American Express® Card Summary

  • Earn one point for every dollar spent on your everyday purchases.

  • Earn 2X points per dollar on gas and groceries with no caps.

  • Get 2,500 bonus points with your first purchase.

  • Redeem points for cash, merchandise, gift cards and more.

Creditnet's Full Review

If you have access to a USAA membership and are searching for a no annual fee credit card that offers both a rewards program and no foreign transaction fees, the USAA Rewards™ American Express® Card is a great card to consider.  You will be rewarded with an extra 2,500 after your first purchase, and you will then rack up one point for every dollar spent on everyday purchases and 2 points per dollar spent on gas and groceries.  There's no cap or expiration date on points earned, and you can redeem your points through USAA for many things including cash, gift cards, name-brand merchandise, and travel with no blackout dates

When you are ready to redeem your USAA points, it couldn't be easier.  Simply sign into the USAA website and choose your rewards; and don't worry, you won't pay any redemption fees.

In addition to great customer service and rewards, you'll also enjoy a low APR on purchases, balance transfers, and cash advances should you need it.  Make this your go-to no-annual-fee card!

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Creditnet's Expert Rating & Review

by on January 20, 2017

4.2
Expert Rating: 4.20 / 5 stars
Favorite Card Features:

No annual fee and no foreign transaction fees.  Make this your card to use abroad and save up to 3% on every purchase you make!

Least Favorite Features:

It is an AMEX card, which means it may accepted by a vendor when you need to use it most.

Our Final Take:

Are you looking for a USAA credit card?  Do you want a no annual fee card that also boasts a rewards program and no foreign transaction fees?  If so, then the USAA Rewards™ American Express® Card may be the perfect card for you.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: excellent
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 10.40% to 26.40% based on your creditworthiness and other factors. Annual Fee $0.00
Penalty APR: None
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: 10.40% to 26.40% based on your creditworthiness and other factors.
Transfer Fee: 3% of the amount of each transfer (maximum fee per transfer $200).
Cash Advance Rates
Ongoing APR: 10.40% to 26.40% based on your creditworthiness and other factors.
Advance Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
N/A
Min. Interest Charge: N/A
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
Up to $35
Over the Credit Limit: N/A
Returned Payment: Up to $35

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