Unsecured Credit Cards for Bad Credit
If you have bad credit but you're unwilling or unable to pay the security deposit for a secured credit card, there are unsecured credit cards for people with less than perfect credit available below.
Unfortunately, bad credit credit cards often carry higher interest rates and some less-than-desirable fees. That said, they're also proven credit-building cards that when used correctly can help consumers dig their way out of bad credit.
You don't have to be stuck with a bad credit score forever; apply for a credit card for bad credit to get the ball rolling on an improved score today. And if you're unsure what the difference is between a secured and unsecured credit card, check out our infographic highlighting the similarities and differences between the two cards.
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Unsecured Bad Credit Cards - Yes, They Exist!
Having bad credit doesn't exempt you from an unsecured credit card. "Unsecured" means these cards do not require a security deposit up front, as opposed to their secured credit card counterparts which do.
That said, unsecured cards aren't always the best deal for you, especially considering that secured credit card deposits are fully refundable. Unsecured bad credit cards often carry high interest, so be sure to pay these cards off in full each and every month. Also get familiar with the fee structure of your the unsecured credit card you decide is right for you.
The good news is that the above cards can help build your credit score and improve your credit history ... with responsible usage, of course. Get your credit on the right track with one of the above unsecured cards for bad credit.
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