Discover® Student Card - Monogram Collection
Quick Card Summary
- Unlimited cash rewards
- Up to 20% Cashback Bonus® when you shop online*
- Personalize your card with a monogram of your initials!
| Ongoing APR | Setup Fee | Annual Fee | Credit Bureau Reporting | Credit Required |
|---|---|---|---|---|
| 12.99% - 18.99% variable* | $0 | $0 | Yes | Fair Credit OK |
Creditnet's Full Review
The Discover® Student Card - Monogram Collection is a card that can uniquely be personalized for you by displaying your initials! Along with the monogram design, this card also offers a great cash reward program. Throughout the year you can earn up to 5% in cash rebates for purchases made in popular categories such as travel, gas, restaurants, entertainment, movies, and more. For all other purchases made outside of the popular category, you'll still earn up to 1%. If you like to save money by shopping at warehouse clubs or discount stores, you'll earn a .25% rebate. When you shop online at top retailers* and Discover Card Partners, you'll earn up to a 20% Cashback Bonus®! Don't worry about your rebates expiring or hitting a limit, because your no-limit rebates won't expire as long as your card is active within a 36-month period.
In addition to a great cash back program, the Discover® Student Card - Monogram Collection also provides cardholders with standard benefits, such as online management of your account, no liability on unauthorized charges, and discounts at participating merchants and retailers on their products and services.
You'll also enjoy no interest on purchases for 9 months! Pay no interest on the purchases that are earning you a cash rebate for 9 months!
If you decide to use your rebates to redeem for gift cards, be sure to check which ones will double your amount of your redemption!
The Discover® Student Card - Monogram Collection is a great card for students who want to earn a high rebate for their popular purchases and who can responsibly handle a no interest rate on purchases promotion for 9 months.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0% | ||
| Intro Period: | 9 mo. | ||
| Ongoing APR: | 12.99% - 18.99% variable* | ||
| Penalty APR: | Up to 29.99% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR✝ : | n/a | Intro APR✝ : | n/a |
| Intro Period: | n/a | Intro Period: | n/a |
| Ongoing APR: | 12.99% - 18.99% variable* | Ongoing APR: | 23.99% |
| Penalty APR: | n/a | Penalty APR: | Up to 29.99% |
| Transfer Fee: | n/a | Advance Fee: | 3% |
| Min. Transfer Fee: | n/a | Min. Advance Fee: | $5.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| ✝ Must initiate transfer: | n/a | ||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Foreign Transaction Fee: |
2% | Min: | n/a | Late Payment: | $19-$39 |
| Min. Interest Charge: | $0.50 | Max: | n/a | Over the Credit Limit: | $15-$39 |
| Returned Payment | $0.00 | ||||
