Slate℠ from Chase - No Balance Transfer Fee

Slate No Balance Transfer Fee Card
Expert Rating:
4.5 / 5
stars
Reviewed by | Monday, May 21, 2012

Quick Card Summary

  • Pay NO BALANCE TRANSFER FEE when you transfer your balance within 30 days!
  • Transfer higher rate balances and save money on interest
  • No interest on purchases and balance transfers for 15 months
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 No
Balance Transfers

Creditnet's Full Review

How can a card full of so many "no's" have us nodding our heads "yes"? Read on for our review of the Slate℠ from Chase - No Balance Transfer Fee card.

No balance transfer fee. This is one of the few cards that offers no fee on balance transfers! You must, however, transfer your balance within the first 30 days of opening your account to take advantage of this offer. Any requests submitted after 30 days will be subject to a 3% balance transfer fee with a minimum fee of $5.

No interest on purchases and balance transfers for 15 months. As long as you pay at least the minimum balance by the statement due date each month, you'll be charged no interest on purchases or balance transfers. This means more of your money goes towards paying down your balances faster and not towards interest fees.

No liability for unauthorized transactions. If your card is stolen and used without your permission, you're not held liable for those charges.

No annual fee. Another zero to add to the features of this card is $0 annual fees.

Another unique feature of the Slate℠ from Chase - No Balance Transfer Fee credit card is it offers you four different ways to repay your balance, helping you to stay on top of your finances:

  • Full Pay: Avoid paying any interest whatsoever by simply paying your balance in full each month
  • Split Pay: Decide which purchases you'd like to pay off first and Chase will automatically separate these items on your monthly statement. Set a monthly payment amount or a goal payoff date, and Chase will you help manage your payments.
  • Finish It: Set a goal date or monthly amount to pay off your entire balance, and Chase will help you to calculate a repayment plan and monitor your progress online and on your monthly statement.
  • Track It: Chase helps you to track your monthly purchases so you can see your spending trends and track your progress against your goals.

Creditnet's Expert Rating & Review


Expert Rating:
4.5 / 5
stars

Favorite Card Features: Obviously, we love that you don't have to pay a balance transfer fee on any balances transferred to this card within 30 days. 0% interest on purchases/b.t. is great, too. So is the no annual fee.

Least Favorite Features: No rewards program!

Our Final Take: So you won't be able to earn a flight to Cancun with this card, but you will be able to pay off your balance faster since you won't incur balance transfer fees (within 30 days) or interest on purchases and balance transfers. If you're paying interest on any other balances right now, seriously consider taking advantage of the Slate℠ from Chase - No Balance Transfer Fee credit card.

Wait, there's more...

Read our blog post on the Slate℠ from Chase - No Balance Transfer Fee.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Apply Now
Purchase Rates
Intro APR: 0%
Intro Period: 15 mo.
Ongoing APR: As low as 11.99% variable
Penalty APR: 29.99%
Balance Transfer and Cash Advance Rates
Balance Transfers Cash Advances
Intro APR✝ : 0% Intro APR✝ : n/a
Intro Period: 15 mo. Intro Period: n/a
Ongoing APR: As low as 11.99% variable Ongoing APR: As low as 19.24% variable
Penalty APR: 29.99% Penalty APR: 29.99%
Transfer Fee: 0% Advance Fee: 3%
Min. Transfer Fee: $0.00 Min. Advance Fee: $10.00
Max. Transfer Fee: n/a Max. Advance Fee: n/a
✝ Must initiate transfer: Within 30 days
of opening acct
Miscellaneous
Other Rates Credit Line Penalty Fees
Foreign
Transaction Fee:
3% Min: n/a Late Payment: Up to $35
Min. Interest Charge: $1.50 Max: n/a Over the Credit Limit: Up to $35
Returned Payment $35.00

Creditnet.com is a BBB Accredited Credit Service in Seattle, WA
Credit Card
Search Tool

Use our FULL search tool or do a quick search below to find your ideal card.

Try our Advanced Search!

Maintaining a good credit mix means you're responsibly using multiple types of credit, such as credit cards, retail accounts, home loans, and/or car loans. Credit-scoring models basically like...

Nobody wants to deal with repairing damaged credit, but the truth is many of us are just one serious illness or job loss away from a credit nightmare. And...