Low Interest Credit Cards

Low interest credit cards keep your money in your pocket.

If interest rates are a dealbreaker for you when it comes to credit cards, then look through the cards on this page. The cards below offer some of the lowest non-introductory interest rates for credit cards on the market.

The savings are simply spectacular: low interest credit cards offer minimal rates on purchases and balance transfers, and credit cards with no intro APR charge no interest at all when you apply. That means more of your money is going to the things you love, and not to your credit card company.

Discover® More Card - 18 Month Promotional Balance Transfer

Discover® More Card - 18 Month Promotional Balance Transfer
Expert Rating:
4.75 / 5
stars
  • 0% interest on balance transfers for 18 months!
  • 5% Cashback Bonus
  • No annual fee credit card
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 18 mo.

Citi® Diamond Preferred® Card - 0% Interest for 18 Months!

Citi Diamond Preferred 0 Interest Card
  • No interest for 18 months!
  • 0% interest on balance transfers and purchases
  • Cardholder benefits such as travel accident insurance, rental car insurance, travel discounts, and more
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0* No
Balance Transfers

Discover® More Card - $0 Balance Transfer Fee

Discover More No Balance Transfer Fee
  • No balance transfer fee! Limited time only, valid through July 10, 2012
  • Pay no interest on balance transfers and purchases for 12 months
  • 5% Cashback Bonus® in categories such as travel, gas, groceries, restaurants, and more
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes
Balance Transfers

Discover® More® Card

Discover More 0% Credit Card
  • Earn up to 5% cash back!
  • Unlimited cash back on all other purchases
  • 0% interest intro APR on balance transfers for a full 15 months, then the Regular APR
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Capital One® Platinum Prestige Credit Card

capital one platinum plus excellent credit low interest credit card
  • 0% intro APR until May 2013 on purchases
  • 0% intro APR until May 2013 on balance transfers
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until May 2013 $0 No
Balance Transfers

Slate℠ from Chase - No Balance Transfer Fee

Slate No Balance Transfer Fee Card
Expert Rating:
4.5 / 5
stars
  • Pay NO BALANCE TRANSFER FEE when you transfer your balance within 30 days!
  • Transfer higher rate balances and save money on interest
  • No interest on purchases and balance transfers for 15 months
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 No
Balance Transfers

Chase Freedom℠ Visa® - $100 Bonus Cash Back + 0% Intro APR

chase freedom cash back card
  • Earn $100 Bonus Cash Back after making $500 in purchases during first three months!
  • Earn 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations (subject to quarterly enrollment/maximum)
  • Pay 0% interest for up to 12 months!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 12 mo.

Capital One® Venture(SM) Rewards Credit Card

capital one no hassle miles ultra professional double points
  • Earn 10,000 bonus miles, equal to $100 in travel
  • Money® magazine's "Most Rewarding Card if you crave free airline flights"
  • 2 miles per dollar on every purchase, every day
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 intro for first year; $59 after that Yes

Capital One® VentureOne(SM) Rewards Credit Card

Capital One® VentureOneSM
  • Fly free on any airline, any time with no blackout dates
  • 1.25 miles per dollar on every purchase, every day
  • Earn 10,000 bonus miles, equal to $100 in travel
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Feb 2013 $0 Yes

Chase Freedom℠ MasterCard® - $100 Bonus Cash Back + 0% Intro APR

cash back credit card, Chase Freedom $100 Bonus promo
  • Earn a cash back bonus of $100 when you spend at least $500 during your first three months!
  • 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations, subject to quarterly maximum.
  • Earn an unlimited 1% cash back on all other purchases!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 12 mo.

Citi ThankYou(SM) Preferred Card - Enough for $250 in Gift Cards!

Citi ThankYou Preferred Card
  • Up to 25,000 in bonus points - enough for $250 in gift cards or other rewards!
  • Anniversary bonus each year up to 3%
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Citi ThankYou® Card - No interest for 15 months

Citi ThankYou Card No interest
  • No interest for 15 months
  • Anniversary bonus each year up to 3%
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Citi Forward® Card

citi forward card
  • 10,000 bonus points after you spend $650 in 3 months - enough for $100 in gift cards
  • Earn up to 1,200 bonus points and lower your purchase APR by paying on time and staying under your credit limit*
  • Up to 5 points per $1 spent
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes
Balance Transfers 12 mo.

Miles by Discover® Card

miles card by discover airline miles reward card
  • Earn up to 12,000 Bonus Miles in 1st Year
  • Book any travel, any airline, any time
  • Redeem for travel, gift cards, or cash!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

citi dividend platinum cash back card
  • $100 cash back bonus after you spend $500 within first 3 months
  • 5% cash back at fitness clubs and on health care and utilities through March 2012 (enrollment required)
  • Full 1% cash back on all other eligible purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes
Balance Transfers

Discover® Motiva(SM) Card

discover motiva cash back credit card
  • Up to 20% Cashback Bonus® at Top Online Retailers*
  • Earn double rewards when redeeming for gift certificates at select retailers
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Escape by Discover® Card
Travel Rewards Credit Card

escape discover travel credit card
  • 25,000 bonus miles - 1,000 each month you make a purchase for 25 months
  • Double miles on all purchases!
  • Book for any travel, anytime with no travel restrictions or blackout dates
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $60.00 Yes
Balance Transfers

Capital One® Cash

capital one cash credit card
  • $100 Bonus after you spend $500 in the first 3 months
  • 1% cash back on all purchases
  • 50% bonus on the cash back you earn every year
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Feb 2013 $0 Yes
Balance Transfers

IberiaBank Visa® Gold Cash Back Card

gold cash back rewards card with low interest rate
  • Earn 1% cash back on all purchases, with no limit of rebates earned
  • Low intro interest rate on balance transfers
  • Up to $500,000 in travel accident insurance
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

IberiaBank Visa® Classic

low interest cash advance credit card
  • Low intro rate of 1.99% on balance transfers
  • Low rate on cash advances
  • Free online access to your account
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 No

IberiaBank Visa® Platinum Rewards

rewards credit card with low interest
  • Earn points for each purchase, redeem for worldwide travel, merchandise, gift certificates, and more
  • Low introductory rate for balance transfers
  • Travel accident insurance up to $1,000,000
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

Citi Simplicty® Card

no interest credit card no fees
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • 0% Interest Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness
  • No annual fee* credit card
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 18 mo. $0 No
Balance Transfers

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