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Discover it® Chrome - Double Cash Back your first year

Intro APR
0%
12 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
12 months
0%
See Terms
4.8
Expert Rating: 4.80 / 5 stars

Discover it® Chrome - Double Cash Back your first year Summary

  • 0% intro APR on purchases & balance transfers for 12 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.

  • Exclusive offer: Double all the cash back you've earned at the end of your 1st year-automatically.*

  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.

  • New Freeze It(SM) on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*

  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*

  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.

  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."

Creditnet's Full Review

The new Discover it® Chrome - Double Cash Back your first year from Discover is similar to its original Discover it Card, but with a few key differences. The Discover it® chrome offers the same long introductory period of 12 months on both purchases and balance transfers. After that the regular APR of between 10.99% and 22.99% variable applies. In terms of rewards, the Discover it® chrome offers 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter, with no enrollment necessary. In addition, the card offers 1% cash back on all other purchases. Lastly, there is no annual fee to use the card.

Creditnet's Expert Rating & Review

by on June 30, 2015

4.8
Expert Rating: 4.80 / 5 stars
Favorite Card Features:

Long introductory 0% APR periods, as well as cash back on every purchase all year long, automatically with no enrollment required.

Least Favorite Features:

None.

Our Final Take:

Discover looks to have come to market with another great credit card in regards to the Discover it® Chrome - Double Cash Back your first year card. It is one of the better cash back credit cards on the market.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: excellent
Intro Period: 12 months Set Up Fee N/A*
Ongoing APR: 10.99% - 22.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: 0%
Intro Period: 12 months
Ongoing APR: 10.99% - 22.99% Variable*
Transfer Fee: 3% of the amount of each transfer.

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