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Discover it® chrome

Intro APR
0%
6 months
Regular APR
10.99% - 22.99% Variable*
Balance Transfer
0%
18 months
4.8
Expert Rating: 4.80 / 5 stars

Discover it® chrome Summary

  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.

  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.

  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.

  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.

  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.

  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.

  • 100 % U.S. based customer service - anytime, day and night.

  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

Creditnet's Full Review

The new Discover it® chrome from Discover is similar to its original Discover it Card, but with a few key differences. This Discover it® chrome offers the same long introductory 0% APR period of 18 months on balance transfers and 6 months on purchases. After that the regular APR of between 10.99% and 22.99% variable applies. In terms of rewards, the Discover it® chrome offers 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter, with no enrollment necessary. In addition, the card offers 1% cash back on all other purchases. Lastly, there is no annual fee to use the card.

Creditnet's Expert Rating & Review

by on September 2, 2014

4.8
Expert Rating: 4.80 / 5 stars
Favorite Card Features:

Long introductory 0% APR period on balance transfers, as well as cash back on every purchase all year long, automatically with no enrollment required.

Least Favorite Features:

Nada.

Our Final Take:

With the Discover it® chrome that offers a 0% APR 18 month introductory period, Discover has again brought a great offer to cardholders. It is one of the best cash back credit cards on the market.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: excellent
Intro Period: 6 months Set Up Fee N/A*
Ongoing APR: 10.99% - 22.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: 0%
Intro Period: 18 months
Ongoing APR: 10.99% - 22.99% Variable*
Transfer Fee: 3% of the amount of each transfer.

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