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Discover it® for Students

Intro APR
6 months
Regular APR
12.99%-21.99% Variable*
Balance Transfer
6 months
See Terms
Expert Rating: 4.85 / 5 stars

Discover it® for Students Summary

  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*

  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.

  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*

  • Call for 100% U.S.-based customer service day or night. Or get text alerts when your payment is due. And free mobile app helps you stay on top of your account.

  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*

  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.

  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.

  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

Creditnet's Full Review

College students psyched to start building credit while earning cash back aren't likely to do better than Discover it for Students; check out the bullets below for complete cash back details.

The ongoing interest rate variable on this credit card starts at a variable APR of 12.99 percent, and there's no annual fee. Check out the pros and cons below.

Creditnet's Expert Rating & Review

by on May 25, 2015

Expert Rating: 4.85 / 5 stars
Favorite Card Features:

No late fee after your first late payment is pretty forgiving, but we'll say it's the rewards program.

Least Favorite Features:

We got nothing here... Discover is so widely accepted that we won't even to attempt to knock its mythical "limitations".

Our Final Take:

This is an excellent credit card for students, and is a great way to earn rewards while building credit for the long haul.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: fair
Intro Period: 6 months Set Up Fee N/A*
Ongoing APR: 12.99%-21.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: 10.99%
Intro Period: 6 months
Ongoing APR: See Terms
Transfer Fee: See Terms

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