Discover it® for Students
Discover it® for Students Summary
The new Discover it card is out to change the way people think about credit cards.
Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
Choose your own due date and pay up to midnight ET online or by phone.
Creditnet's Full Review
The ongoing interest rate variable on this credit card is lower than the industry standard, and there's no annual fee. Check out the full details below:
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee.
- No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concerige(SM) who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.
Creditnet's Expert Rating & Review
No late fee after your first late payment is pretty forgiving, but we'll say it's the rewards program.
Least Favorite Features:We got nothing here... Discover is so widely accepted that we won't even to attempt to knock its mythical "limitations".
Our Final Take:This is an excellent credit card for students, and is a great way to earn rewards while building credit for the long haul.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0.00% | Credit Required: | fair |
| Intro Period: | 6 months | Set Up Fee | $0.00 |
| Ongoing APR: | 12.99%-18.99% V | Annual Fee | $0 |
| Penalty APR: | N/A |
| Intro APR✝: | N/A |
| Intro Period: | See Terms |
| Ongoing APR: | 12.99%-18.99% V |
| Penalty APR: | |
| Transfer Fee: | See Terms |
| ✝ Must initiate transfer: | See Terms |
| Ongoing APR: | 24.99% |
| Penalty APR: | N/A |
| Advance Fee: | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Other Rates | |
|---|---|
| Foreign Transaction Fee: |
0% |
| Min. Interest Charge: | N/A |
| Credit Line | |
| Min: | N/A |
| Max: | N/A |
| Penalty Fees | |
| Late Payment: None the first time; Up to $35 after |
|
| Over the Credit Limit: | N/A |
| Returned Payment: | Up to $35 |
