Discover it® for Students

Intro APR
6 months applied to Purchases
Regular APR
12.99%-21.99% Variable*
Balance Transfer
See Terms
Expert Rating: 4.85 / 5 stars

Discover it® for Students Summary

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*

  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*

  • Human. Talk to a real person any time with 100% U.S.-based service.

  • Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.

  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.

  • *Click "Apply" to see rates, rewards and other information.

Creditnet's Full Review

College students psyched to start building credit while earning cash back aren't likely to do better than Discover it for Students; check out the bullets below for complete cash back details.

The ongoing interest rate variable on this credit card starts at a variable APR of 12.99 percent, and there's no annual fee. Check out the pros and cons below.

Creditnet's Expert Rating & Review

by on April 18, 2014

Expert Rating: 4.85 / 5 stars
Favorite Card Features:

No late fee after your first late payment is pretty forgiving, but we'll say it's the rewards program.

Least Favorite Features:

We got nothing here... Discover is so widely accepted that we won't even to attempt to knock its mythical "limitations".

Our Final Take:

This is an excellent credit card for students, and is a great way to earn rewards while building credit for the long haul.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0% Credit Required: fair
Intro Period: 6 months applied to Purchases Set Up Fee $0.00
Ongoing APR: 12.99%-21.99% Variable* Annual Fee $0
Penalty APR: None
Balance Transfer
Intro APR✝: N/A
Intro Period: See Terms
Ongoing APR: See Terms
Transfer Fee: See Terms

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