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Credit One® Platinum Visa® Cash Back Rewards Credit Card

Intro APR
N/A
Regular APR
15.65-24.15% (Variable)
Balance Transfer
N/A
4.25
Expert Rating: 4.25 / 5 stars

Credit One® Platinum Visa® Cash Back Rewards Credit Card Summary

  • 1% cash back on gas & groceries, terms apply

  • See if you Pre-Qualify without harming your credit score

  • This is a fully unsecured credit card with no deposit requirement

  • Flexible payment date to assist you in making your payments on time

  • Automatic reviews for credit line increase opportunities

Creditnet's Full Review

The Credit One Platinum Visa Cash Back Rewards Credit Card is a fully unsecured card for consumers with less-than-perfect credit.  That means you don't need to make a cash deposit in order to utilize this card.  In addition, Credit One offers prequalification in less than a minute, so you can make sure you don't waste a hard credit pull on a credit card for which you might not get approved.

If approved, cardholders can earn 1% cash back on gas and groceries, there are no setup fees, and the annual fee will range between $0-99 depending upon credit worthiness.  Cardholders will also receive automatic reviews for credit line increases, so you can continue to keep your credit utilization ratio low and enjoy watching your credit scores increase over time.

 

Creditnet's Expert Rating & Review

by on May 23, 2016

4.25
Expert Rating: 4.25 / 5 stars
Favorite Card Features:

Cardholders can earn 1% cash back on gas and grocery purchases and get their payment history reported to all 3 major credit reporting agencies.

 

 

Least Favorite Features:

High interest rates and potentially a hefty annual fee.  Don't carry a balance on this credit card!

 

Our Final Take:

The Credit One Platinum Visa Cash Back Rewards Credit Card is a solid credit card option for consumers with less-than-perfect credit who want an unsecured credit card that offers rewards.  Keep your balances low, always pay your credit card bill in full and on time, and the Credit One Platinum Visa Cash Back Rewards Credit Card should serve as a great tool to help you build your credit.

 

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 15.65-24.15% (Variable) Annual Fee $0-$99
Penalty APR: 24.15
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: N/A
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 17.90% to 25.15%, based on creditworthiness
Advance Fee: Thereafter, either $5 or 8% of the amount of each cash advance, whichever is greater.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
N/A
Min. Interest Charge: N/A
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
Up to $35
Over the Credit Limit: N/A
Returned Payment: Up to $35

User Reviews

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Average user reviews

Based on 1 review

Overall
5
Customer Service
4
Reward Redemption
5
Accuracy of Statements
5