Credit One® Platinum Visa® Cash Back Rewards Credit Card
Credit One® Platinum Visa® Cash Back Rewards Credit Card Summary
1% cash back on gas & groceries, terms apply
See if you Pre-Qualify without harming your credit score
This is a fully unsecured credit card with no deposit requirement
Flexible payment date to assist you in making your payments on time
Automatic reviews for credit line increase opportunities
Creditnet's Full Review
The Credit One Platinum Visa Cash Back Rewards Credit Card is a fully unsecured card for consumers with less-than-perfect credit. That means you don't need to make a cash deposit in order to utilize this card. In addition, Credit One offers prequalification in less than a minute, so you can make sure you don't waste a hard credit pull on a credit card for which you might not get approved.
If approved, cardholders can earn 1% cash back on gas and groceries, there are no setup fees, and the annual fee will range between $0-99 depending upon credit worthiness. Cardholders will also receive automatic reviews for credit line increases, so you can continue to keep your credit utilization ratio low and enjoy watching your credit scores increase over time.
Creditnet's Expert Rating & Review
by Joshua Heckathorn on May 23, 2016
Cardholders can earn 1% cash back on gas and grocery purchases and get their payment history reported to all 3 major credit reporting agencies.
Least Favorite Features:
High interest rates and potentially a hefty annual fee. Don't carry a balance on this credit card!
Our Final Take:
The Credit One Platinum Visa Cash Back Rewards Credit Card is a solid credit card option for consumers with less-than-perfect credit who want an unsecured credit card that offers rewards. Keep your balances low, always pay your credit card bill in full and on time, and the Credit One Platinum Visa Cash Back Rewards Credit Card should serve as a great tool to help you build your credit.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||N/A||Credit Required:||fair|
|Intro Period:||N/A||Set Up Fee||N/A*|
|Ongoing APR:||15.65-24.15% (Variable)||Annual Fee||$0-$99|
|Ongoing APR:||17.90% to 25.15%, based on creditworthiness|
|Advance Fee:||Thereafter, either $5 or 8% of the amount of each cash advance, whichever is greater.|
|Min. Interest Charge:||N/A|
Up to $35
|Over the Credit Limit:||N/A|
|Returned Payment:||Up to $35|
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