Capital One® Cash Rewards for Newcomers

Quick Card Summary

• A card designed to help those new to the U.S. establish credit and earn cash back
• Build credit with automatic reporting to the three major credit bureaus
• Get 2% cash back on travel purchases

Ongoing APR	Setup Fee	Annual Fee	Credit Bureau Reporting	Credit Required
24.9%(V)	$0	$0	Yes	Limited Credit Fair Credit OK

Creditnet's Full Review

The Capital One® Cash Rewards for Newcomers is for anyone who is new to the U.S. and wants to start establishing credit:

• A card designed to help those new to the U.S. establish credit and earn cash back
• Build credit with automatic reporting to the three major credit bureaus
• Get 2% cash back on travel purchases
• Earn 1% cash back on all other purchases
• No foreign transaction fees
• No annual fee

Wait, there's more...

Read our blog post on the Capital One® Cash Rewards for Newcomers.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates

Intro APR:	n/a
Intro Period:	n/a
Ongoing APR:	24.9%(V)
Penalty APR:	29.4%

Balance Transfer and Cash Advance Rates

Balance Transfers		Cash Advances
Intro APR✝ :	n/a	Intro APR✝ :	n/a
Intro Period:	n/a	Intro Period:	n/a
Ongoing APR:	24.9%(V)	Ongoing APR:	24.9%(V)
Penalty APR:	29.4%	Penalty APR:	29.4%
Transfer Fee:	0%	Advance Fee:	3%
Min. Transfer Fee:	$0.00	Min. Advance Fee:	$10.00
Max. Transfer Fee:	$0.00	Max. Advance Fee:	n/a
✝ Must initiate transfer:	n/a

Miscellaneous

Other Rates		Credit Line		Penalty Fees
Foreign Transaction Fee:	0%	Min:	n/a	Late Payment:	Balance of $0 - $99.99 = $15 fee; Balance of $100 - $249.99 = $29 fee; Balance of $250 or more = $35 fee
Min. Interest Charge:	$0.50	Max:	n/a	Over the Credit Limit:	See Terms*
				Returned Payment	$35.00