Capital One® Classic Platinum Credit Card
Capital One® Classic Platinum Credit Card Summary
0% intro APR on purchases until February 2014
$0 Fraud Liability if your card is lost or stolen
Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own
Creditnet's Full Review
A 0% interest credit card for fair, here are the details for the Capital One® Classic Platinum Credit Card:
- 0% intro APR on purchases until February 2014
- $0 Fraud Liability if your card is lost or stolen
- Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Creditnet's Expert Rating & Review

Few fair credit cards offer an interest-free period applied to new purchases as long as this card from Capital One.
Least Favorite Features:$39 annual fee. It's not much, but it counts.
Our Final Take:Another great credit-building option from Capital One, the Capital One® Classic Platinum Credit Card is a low-maintenance fair credit card perfect for consumers with fair or limited credit.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0.00% | Credit Required: | fair |
| Intro Period: | until February 2014 | Set Up Fee | $0.00 |
| Ongoing APR: | 19.8% (V) | Annual Fee | $39.00 |
| Penalty APR: | 29.4% |
| Intro APR✝: | N/A |
| Intro Period: | N/A |
| Ongoing APR: | 19.8%* (V) |
| Penalty APR: | 29.4% |
| Transfer Fee: | None |
| ✝ Must initiate transfer: | N/A |
| Ongoing APR: | 24.9% (V) |
| Penalty APR: | 29.4% |
| Advance Fee: | Either 3% of the amount of the cash advance, but not less than $10 |
| Other Rates | |
|---|---|
| Foreign Transaction Fee: |
0.00% |
| Min. Interest Charge: | $0.50 |
| Credit Line | |
| Min: | See Terms |
| Max: | See Terms |
| Penalty Fees | |
| Late Payment: Up to $35 |
|
| Over the Credit Limit: | Up to $29 |
| Returned Payment: | Up to $35.00 |



