Capital One® Classic Platinum Credit Card

Intro APR
0.00%
until February 2014
Regular APR
19.8% (V)
Balance Transfer
19.8%* (V)
Ongoing
Expert Rating: 4.60 / 5 stars

Capital One® Classic Platinum Credit Card Summary

  • 0% intro APR on purchases until February 2014

  • $0 Fraud Liability if your card is lost or stolen

  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own

Creditnet's Full Review

A 0% interest credit card for fair, here are the details for the Capital One® Classic Platinum Credit Card:

  • 0% intro APR on purchases until February 2014
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Creditnet's Expert Rating & Review

Expert Rating: 4.60 / 5 stars
Favorite Card Features:

Few fair credit cards offer an interest-free period applied to new purchases as long as this card from Capital One. 

Least Favorite Features:

$39 annual fee. It's not much, but it counts. 

Our Final Take:

Another great credit-building option from Capital One, the Capital One® Classic Platinum Credit Card is a low-maintenance fair credit card perfect for consumers with fair or limited credit.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0.00% Credit Required: fair
Intro Period: until February 2014 Set Up Fee $0.00
Ongoing APR: 19.8% (V) Annual Fee $39.00
Penalty APR: 29.4%
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: 19.8%* (V)
Penalty APR: 29.4%
Transfer Fee: None
✝ Must initiate transfer: N/A
Cash Advance Rates
Ongoing APR: 24.9% (V)
Penalty APR: 29.4%
Advance Fee: Either 3% of the amount of the cash advance, but not less than $10
Miscellaneous
Other Rates
Foreign
Transaction Fee:
0.00%
Min. Interest Charge: $0.50
Credit Line
Min: See Terms
Max: See Terms
Penalty Fees
Late Payment:
Up to $35
Over the Credit Limit: Up to $29
Returned Payment: Up to $35.00