The Bank of America Secured Visa® Card offer is currently not available from Creditnet.com
However the below card(s) are recommended by Creditnet as a great alternative to the Bank of America Secured Visa® Card:
If you have bad credit, it is imperative you make your credit card payments on time and in full every month. This type of behavior is what will be vital in improving your credit score.
Bank of America Secured Visa® Card
The Bank of America Secured Visa® Card issued by Bank of America, is designed for those with limited or poor credit who may have had difficulty in obtaining a standard unsecured credit card.
There is an annual fee of $29, which is average for a secured card.
Although the APR applied to purchases is reasonably low for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits.
Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, travel, and emergency assistance, and Total Security Protection®. it also has the option to receive convenience checks at no extra charge. The card also offers access to the Photo Expressions®.
Therefore, those who can afford to pay in full each month (to avoid finance charges) and can afford the $300 minimum deposit will benefit most from what the Bank of America Secured Visa® Card has to offer.
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