Capital One® Secured Mastercard®
Capital One® Secured Mastercard® Summary
Get the credit you need with no application or processing fees
Automatic reporting to the 3 major credit bureaus
Track credit with access to your credit score and other tools
Creditnet's Full Review
If your credit needs rebuilding, the Capital One® Secured MasterCard® could be the perfect fit in your wallet. Features of this secured credit card include the following:
- Get the credit you need with no application or processing fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3,000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
Your payment and usage activity is reported to the 3 major credit bureaus. Since your activity on this card is automatically reported to all 3 major credit bureaus, there's no need to enroll in or pay extra for any credit building programs.
You can qualify for credit line increases without an additional security deposit. Initially, your credit line is equal to the amount of your fully refundable security deposit (up to $3,000). After you've shown responsible use of this card, however, you may qualify for credit line increases without having to increase your security deposit.
Use this card wherever MasterCard® is accepted online and around the world. This secured credit card can be used anywhere you see the MasterCard® logo. You can even use it to reserve rental cars and hotel rooms online or over the phone.
Gain access to your credit score and credit reports. You'll be enrolled in CreditInform® for free, allowing you to see your credit score monthly to track how it changes over time. You'll also have unlimited access to valuable credit tools to help you see how potential actions could affect your credit.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
|Intro APR:||N/A||Credit Required:||bad|
|Intro Period:||N/A||Set Up Fee||$0.00|
|Ongoing APR:||22.9% (V)||Annual Fee||$29.00|
|Ongoing APR:||22.9% (V)|
|✝ Must initiate transfer:||N/A|
|Ongoing APR:||24.9% (V)|
|Advance Fee:||3% of the amount of the cash advance, but not less than $10|
|Min. Interest Charge:||$0.50|
Up to $19
|Over the Credit Limit:||None|
|Returned Payment:||Up to $35|