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Capital One® Secured Mastercard®

Ongoing APR
22.9% (V)
Setup Fee
$0.00
Reports to Major Credit Bureaus?
Yes
Expert Rating: 4.80 / 5 stars

Capital One® Secured Mastercard® Summary

  • Get the credit you need with no application or processing fees

  • Automatic reporting to the 3 major credit bureaus

  • Track credit with access to your credit score and other tools

Creditnet's Full Review

If your credit needs rebuilding, the Capital One® Secured MasterCard® could be the perfect fit in your wallet. Features of this secured credit card include the following:

  • Get the credit you need with no application or processing fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3,000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide

Your payment and usage activity is reported to the 3 major credit bureaus. Since your activity on this card is automatically reported to all 3 major credit bureaus, there's no need to enroll in or pay extra for any credit building programs.

You can qualify for credit line increases without an additional security deposit. Initially, your credit line is equal to the amount of your fully refundable security deposit (up to $3,000). After you've shown responsible use of this card, however, you may qualify for credit line increases without having to increase your security deposit.

Use this card wherever MasterCard® is accepted online and around the world. This secured credit card can be used anywhere you see the MasterCard® logo. You can even use it to reserve rental cars and hotel rooms online or over the phone.

Gain access to your credit score and credit reports. You'll be enrolled in CreditInform® for free, allowing you to see your credit score monthly to track how it changes over time. You'll also have unlimited access to valuable credit tools to help you see how potential actions could affect your credit.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: bad
Intro Period: N/A Set Up Fee $0.00
Ongoing APR: 22.9% (V) Annual Fee $29.00
Penalty APR: 29.4%
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: 22.9% (V)
Penalty APR: 29.4%
Transfer Fee: None
✝ Must initiate transfer: N/A
Cash Advance Rates
Ongoing APR: 24.9% (V)
Penalty APR: N/A
Advance Fee: 3% of the amount of the cash advance, but not less than $10
Miscellaneous
Other Rates
Foreign
Transaction Fee:
0.00%
Min. Interest Charge: $0.50
Credit Line
Min: See Terms
Max: See Terms
Penalty Fees
Late Payment:
Up to $19
Over the Credit Limit: None
Returned Payment: Up to $35