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Bad Credit Credit Cards with Low Interest

A credit card for bad credit with low interest - sounds like an oxymoron, right?

Believe it or not, there are low interest bad credit cards available for consumers hoping to rebuild their credit without breaking the bank in interest fees. These cards are of the secured variety, meaning they require a security deposit that guarantees your credit line.

These types of bad credit cards offers are the preferred way to build credit since their interest rates are low (but remember, your interest is ZERO if you pay your total balance back in full each month, something we always recommend doing) and their fees minimal. Some of the bad credit credit cards with low interest below also include credit monitoring tools, so you can watch each month as your credit improves with responsible usage.

Remember, if you're a bad credit consumer your main focus should be on rebuilding your overall credit profile. One of the best ways to do this is with a secured bad credit card with low interest, a criteria all of the below credit cards meet.

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Ongoing APR
11.99%
Setup Fee
N/A*
Reports to Major Credit Bureaus?
Yes

First Progress Platinum Prestige MasterCard® Secured Credit Card Highlights

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • We Can Approve You at Any Credit Score; No Minimum Score Required!
  • Approval is Based on a Fully-Refundable Security Deposit ($300 minimum)
Hide More Info
Ongoing APR
19.99% Variable
Setup Fee
N/A*
Reports to Major Credit Bureaus?
Yes
Show More Info
Ongoing APR
13.99%
Setup Fee
N/A*
Reports to Major Credit Bureaus?
Yes
Ongoing APR
14.99%
Setup Fee
N/A*
Reports to Major Credit Bureaus?
Yes
Ongoing APR
17.99% Fixed
Setup Fee
N/A*
Reports to Major Credit Bureaus?
Yes

Bad credit credit cards with low interest are especially useful tools for poor credit consumers hoping to improve their credit scores with responsible spending on a new card.

The funny thing about low interest, however, is that you won't have to pay any interest if you simply pay your balance back in full each month and never carry a monthly balance. Granted, that's easier said than done and stuff happens, which is why a low interest credit card for bad credit can keep your debt in check over time.

The above credit cards are secured bad credit credit cards, and carry low annual fees, low APR's and may even include credit monitoring tools to help you track your credit-building progress.

Apply today for the low interest bad credit card that suits you best to get the ball rolling on improving your credit score.