Chase United MileagePlus® Explorer Card

Intro APR
0 months
Regular APR
15.24% (Variable)
Balance Transfer
15.24% (Variable)
Ongoing
Average Savings
$0.00
Over years Apply Now View Savings Info
Expert Rating: 4.75 / 5 stars

Your Average Savings

Year One Year Two Year Three Total
Interest Savings on Balance Transfers ? $0.00 $0.00 $0.00 $0.00
* For Interest Savings on Balance Transfers calculations, we use the amount you input in your "My Credit Card Profile". For calculation purposes, please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Interest Savings on Balance for New Purchases ? $0.00 $0.00 $0.00 $0.00
* For Interest Savings on Balance Carried on New Purchases calculations, we use the amount you input in your "My Credit Card Profile". Please note that as of February 2010, the CARD Act requires credit card companies to use customer credit card payments to pay off the highest APR portion of their balance first, which is more favorable for the customer.
Reward Points ? $0.00 $0.00 $0.00 $0.00
* Creditnet assumes that 35% of purchases made with this card are on United ticket purchases. These premium purchases are worth double miles (estimated at $.02). Creditnet then assumes that the remaining 65% of purchases qualify for the standard one mile per $1 spent ($.01).
One Time Bonus ? $0.00 $0.00 $0.00 $0.00
* Cardholders that make $1,000 or more in purchases within the first three months will earn the advertised bonus miles. Creditnet estimates that one bonus mile is earned for every $1 spent with this card, making the estimated value of this the one time bonus worth $300.
Free bags ? $200.00 $200.00 $200.00 $600.00
* Creditnet assumes cardholders make four roundtrip flights per year using this card. Cardholders with this card are each eligible to check their first bag free each way. One free checked bag on United Airlines flights is worth $25, with up to $50 in savings each trip for an assumed total of $200 each year.
Balance Transfer Cost ? -$0.00 -$0.00 -$0.00 -$0.00
* For Balance Transfer Cost calculations, we take the specific balance transfer fee associated with a card to determine the cost. Once this balance transfer cost is calculated, we deduct this value from the total savings amount. Please note that we only factor in this cost if a user intends to transfer a balance, as determined by selecting "Yes" under "I want to carry a balance" in your "My Credit Card Profile".
Annual Fee ? -$0.00 -$95.00 -$95.00 -$190.00
* Annual fee costs are only deducted from your total savings when a card includes an annual fee. Credit cards that waive the annual fee for the first year have also been accounted for in our calculations.
Totals $200.00 $105.00 $105.00 $410.00
* Credit card savings displayed are based on estimates as calculated by Creditnet.com, are not endorsed by any credit card issuer, and are for comparison purposes only. Savings vary based upon individual factors such as spending & payment habits and how long you expect to maintain the card.

Chase United MileagePlus® Explorer Card Summary

  • Start with 30,000 bonus miles after your spend $1,000 in the first 3 months

  • Check your first bag for free - save up to $100 per roundtrip

  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases

Creditnet's Full Review

The United MileagePlus® Explorer Card is a new airline miles credit card offering cardholders bonus points and travel perks. Earn 30,000 bonus miles when you spend $1,000 in the first three months. Plus, they'll waive the annual fee for your first year, then it's $95 thereafter. 

Enjoy these perks offered by the United MileagePlus® Explorer Card:

  • Start with 30,000 bonus miles after your spend $1,000 in the first 3 months
  • Check your first bag for free - save up to $100 per roundtrip
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Enjoy priority boarding privileges
  • Visit the United Club with two one-time-use passes every year
  • Use your miles for any seat, any time, on any United flight
  • Your miles don't expire as long as you're a cardmember, with no limit to the number of miles you can earn
  • $0 intro annual fee for the first year, then $95

Apply for the United MileagePlus® Explorer today!

Creditnet's Expert Rating & Review

Expert Rating: 4.75 / 5 stars
Favorite Card Features:

Our favorite feature is the bonus miles; 30,000 bonus miles after spending $1,000 in your first three months, and another 5,000 miles after you use the card and add a second authorized user within three months of the account opening.. If this sounds like your budget and you're a frequent flier, this travel rewards credit card is worth taking a look at. 

Least Favorite Features:

We're never crazy about an annual fee, but the $95 fee is waived your first year and it puts it in line with other airline miles credit cards on the market today.

Our Final Take:

If you like flying United and you prefer the privileges of an airline-branded credit card, the Chase United Mileage Plus Explorer Card is a strong travel rewards credit card from Chase.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: 0 months Credit Required: excellent
Intro Period: N/A Set Up Fee $0.00
Ongoing APR: 15.24% (Variable) Annual Fee $0 introductory annual fee for the first year, then $95
Penalty APR: 29.99%
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: 15.24% (Variable)
Penalty APR: 29.99%
Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
✝ Must initiate transfer: N/A
Cash Advance Rates
Ongoing APR: 19.24%
Penalty APR: 29.99%
Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
Miscellaneous
Other Rates
Foreign
Transaction Fee:
3.00%
Min. Interest Charge: $1.50
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
Up to $35
Over the Credit Limit: None
Returned Payment: Up to $35