Chase Sapphire℠ Preferred Card
Quick Card Summary
- Earn 40,000 bonus points (worth $500 in travel rewards) after you spend $3,000 in the first 3 months
- Points go 20% farther when you travel — For example, 40,000 points can be redeemed for flights worth up to $500, which would usually cost 50,000 points. Just book your flight, cruise, or other travel through Ultimate RewardsSM
- Earn double points on travel and dining
| Intro APR | Intro Applied To | Intro Period | Annual Fee | Rewards |
|---|---|---|---|---|
| n/a | n/a | n/a | $95.00; waived for first year | Yes |
Creditnet's Full Review
Limited Time Offer: Earn 40,000 bonus points—worth $500—when you spend $3,000 in your first three months!
Because of the enhanced earnings and rewards of the Chase Sapphire℠ Preferred Card, it is perfectly targeted towards consumers who enjoy traveling and earning travel rewards. When you spend $3,000 in the first 3 months of being a cardholder, you'll earn 40,000 bonus points! That's worth $500 towards any airfare or hotel stay!
Earn double points on travel and dining. For every dollar you spend on everything else, you'll earn one point. If you book your airfare or hotel accommodations through Ultimate Rewards, you'll earn two points per dollar! You can earn unlimited points with this travel credit card and your points will never expire.
In addition to the 40,000 bonus, you'll also receive bonus points on your points! At the end of each year, you'll receive an annual points dividend in the amount of 7% of your earned points!
When you're ready to redeem your points for travel rewards, do it through Ultimate Rewards and your points will be worth 20% more. That means your 40,000 bonus points can be redeemed for $500 towards airfare or hotel accommodations. You can also transfer your points on a 1:1 ratio to leading airline and hotel programs.
If you ever have any questions about your Chase Sapphire℠ Preferred Card, talk to a customer service representative 24/7. They're there to help you take advantage of this great travel points credit card!
This card normally carries an annual fee of $95, but this fee is currently waived for your first year of membership!
Sign up today for the Chase Sapphire℠ Preferred Card!
Creditnet's Expert Rating & Review
Favorite Card Features: New cardholders can rack up 40,000 bonus points worth $500 in travel after spending just $3,000 during the first 3 months. There's also no foreign transaction fees, which will save you 3% when traveling, and you can even transfer you points to major frequent flier or hotel programs at a 1:1 value. How's that for flexibility? Don't forget your points will also be worth 20% more when booking travel through Chase's Ultimate Rewards site.
Least Favorite Features: The ongoing annual fee is pretty steep at $95, but at least you'll get to enjoy the benefits of the card for free during the first year.
Our Final Take: This card continues to offer one of the best sign-up bonuses on the market. If you have good credit and are looking to bank some free travel for the summer, get yourself a Chase Sapphire Preferred Card today.
Wait, there's more...
Read our blog post on the Chase Sapphire℠ Preferred Card.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | n/a | ||
| Intro Period: | n/a | ||
| Ongoing APR: | 15.24% Variable* | ||
| Penalty APR: | 29.99% Variable | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR✝ : | n/a | Intro APR✝ : | n/a |
| Intro Period: | n/a | Intro Period: | n/a |
| Ongoing APR: | 15.24% Variable* | Ongoing APR: | 19.24% Variable |
| Penalty APR: | 29.99% Variable | Penalty APR: | 29.99% Variable |
| Transfer Fee: | 3% | Advance Fee: | 5% |
| Min. Transfer Fee: | $5.00 | Min. Advance Fee: | $10.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| ✝ Must initiate transfer: | n/a | ||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Foreign Transaction Fee: |
0% | Min: | n/a | Late Payment: | Up to $15 if balance < $100; Up to $25 if balance is $100 - $249.99; Up to $35 if balance >= $250 |
| Min. Interest Charge: | $1.50 | Max: | n/a | Over the Credit Limit: | n/a |
| Returned Payment | Up to $35 | ||||
