IberiaBank Visa® Platinum Rewards
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IberiaBank Visa® Platinum Rewards Summary
Earn points for each purchase, redeem for worldwide travel, merchandise, gift certificates, and more
Low introductory rate for balance transfers
Travel accident insurance up to $1,000,000
Creditnet's Full Review
People with good credit will enjoy the great rewards program offered by the IberiaBank Visa® Platinum Rewards Card.
You'll earn one point per dollar on all purchases, with points being redeemable through the ScoreCard® Bonus Points Program. For no additional cost, you'll be able to redeem your points for travel (like to the Great Wall of China!), merchandise, and gift certificates to participating restaurants and merchants.
This card charges you no annual fee and offers those who qualify a reasonably low interest rate for purchases. All cardholders will enjoy a low intro rate of 1.99% on balance transfers for six months on requests submitted within the first three months of membership.
Besides a stellar rewards program, you can also expect the IberiaBank Visa® Platinum Rewards Card to give you great benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Apply today for the IberiaBank Visa® Platinum Rewards Card and enjoy low interest on balance transfers for six months and a great rewards program with a reasonably low interest rate.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | N/A | Credit Required: | excellent |
| Intro Period: | N/A | Set Up Fee | $0.00 |
| Ongoing APR: | As low as 8.25% | Annual Fee | $0.00 |
| Penalty APR: | 22% |
| Intro APR✝: | 1.99% |
| Intro Period: | 6 months |
| Ongoing APR: | As low as 8.25% |
| Penalty APR: | 22% |
| Transfer Fee: | 2% |
| ✝ Must initiate transfer: | Within 3 mo. of opening acct |
| Ongoing APR: | As low as 13.75% |
| Penalty APR: | 22% |
| Advance Fee: | Either $5 or 5% of the amount of each transfer, whichever is greater (maximum fee: $100) |
| Other Rates | |
|---|---|
| Foreign Transaction Fee: |
2.00% |
| Min. Interest Charge: | $1.00 |
| Credit Line | |
| Min: | N/A |
| Max: | N/A |
| Penalty Fees | |
| Late Payment: $15-$35 |
|
| Over the Credit Limit: | N/A |
| Returned Payment: | $35.00 |
