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IberiaBank Visa® Gold Cash Back Card

Intro APR
N/A
Regular APR
As low as 8.25%
Balance Transfer
1.99%
6 billing periods

IberiaBank Visa® Gold Cash Back Card Summary

  • Earn 1% cash back on all purchases, with no limit of rebates earned

  • Low intro interest rate on balance transfers

  • Up to $500,000 in travel accident insurance

Creditnet's Full Review

The IberiaBank Visa® Gold Cash Back Rewards Card offers a great cash back rewards program for people with good credit. Cardholders will earn a 1% cash rebate on every single purchase. Earn unlimited rebates that don't expire as long as your account is open.

Cardholders will pay low interest on balance transfers for six months on transfers submitted within the first three months of your account being opened. In addition to the low introductory interest rate on balance transfers, you'll pay no annual fee and a reasonably low interest rate on purchases (for a rewards card).

The IberiaBank Visa® Gold Cash Back Rewards Card also gives cardholders gold-level benefits, such as up to $500,000 in travel accident insurance, online account services, and lost and stolen card reporting.

Apply today for the IberiaBank Visa® Gold Cash Back Rewards Card and enjoy no annual fee, a low interest rate, and an unlimited cash back rewards program!

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: excellent
Intro Period: N/A Set Up Fee $0.00
Ongoing APR: As low as 8.25% Annual Fee $0.00
Penalty APR: 22%
Balance Transfer
Intro APR✝: 1.99%
Intro Period: 6 billing periods
Ongoing APR: As low as 8.25%
Penalty APR: 22%
Transfer Fee: 2%
✝ Must initiate transfer: Within 3 mo. of opening acct
Cash Advance Rates
Ongoing APR: As low as 13.75 %
Penalty APR: 22%
Advance Fee: Either $5 or 5% of the amount of each transfer, whichever is greater (maximum fee: $100)
Miscellaneous
Other Rates
Foreign
Transaction Fee:
2.00%
Min. Interest Charge: $1.00
Credit Line
Min: N/A
Max: N/A
Penalty Fees
Late Payment:
$15-$35
Over the Credit Limit: N/A
Returned Payment: $35.00