Starwood Preferred Guest® Credit Card from American Express
Intro APR
None
None
Regular APR
15.24%-19.24% variable
Balance Transfer
Ongoing
15.24% - 19.24% variable
Starwood Preferred Guest® Credit Card from American Express Summary
Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
Creditnet's Full Review
- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Earn up to 5 Starpoints® for each dollar of eligible purchases at participating SPG hotels and resorts – that’s 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide — with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights — with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | None | Credit Required: | excellent |
| Intro Period: | N/A | Set Up Fee | $0.00 |
| Ongoing APR: | 15.24%-19.24% variable | Annual Fee | $0 introductory annual fee for the first year, then $65 |
| Penalty APR: | 27.24% |
| Intro APR✝: | N/A |
| Intro Period: | N/A |
| Ongoing APR: | 15.24% - 19.24% variable |
| Penalty APR: | 27.24% |
| Transfer Fee: | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| ✝ Must initiate transfer: | N/A |
| Ongoing APR: | 25.24% |
| Penalty APR: | N/A |
| Advance Fee: | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
| Other Rates | |
|---|---|
| Foreign Transaction Fee: |
2.70% |
| Min. Interest Charge: | $0.00 |
| Credit Line | |
| Min: | N/A |
| Max: | N/A |
| Penalty Fees | |
| Late Payment: Up to $35 |
|
| Over the Credit Limit: | None |
| Returned Payment: | Up to $35 |




