Starwood Preferred Guest(R) Credit Card from American Express

Quick Card Summary

• Earn up to 25,000 bonus Starpoints®, enough for up to 6 free nights at a category 1 or 2 hotel
• Redeem points for free flights with no blackout dates!
• No annual fee during first year!

Intro APR	Intro Applied To	Intro Period	Annual Fee	Rewards
n/a	n/a	n/a	$65.00; waived for first year	Yes

Creditnet's Full Review

• Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months — enough for up to 6 free nights at a category 1 or 2 hotel.
• Free nights, free flights: Redeem Starpoints with over 350 airlines and more than 1,000 hotels and resorts worldwide. No blackout dates
• Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
• 2011 SmarterTravel® Award for "Best Travel Rewards Card"
• $0 introductory annual fee for the first year, then $65

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates

Intro APR:	n/a
Intro Period:	n/a
Ongoing APR:	15.24% - 19.24% (V)
Penalty APR:	n/a

Balance Transfer and Cash Advance Rates

Balance Transfers		Cash Advances
Intro APR✝ :	n/a	Intro APR✝ :	n/a
Intro Period:	n/a	Intro Period:	n/a
Ongoing APR:	15.24% - 19.24% (V)	Ongoing APR:	25.24%
Penalty APR:	n/a	Penalty APR:	n/a
Transfer Fee:	See Terms*	Advance Fee:	See Terms*
Min. Transfer Fee:	See Terms*	Min. Advance Fee:	See Terms*
Max. Transfer Fee:	See Terms*	Max. Advance Fee:	See Terms*
✝ Must initiate transfer:	n/a

Miscellaneous

Other Rates		Credit Line		Penalty Fees
Foreign Transaction Fee:	See Terms*	Min:	n/a	Late Payment:	See Terms*
Min. Interest Charge:	$0.00	Max:	n/a	Over the Credit Limit:	$35
				Returned Payment	$0.00