Citi Forward® Card
Quick Card Summary
- 10,000 bonus points after you spend $650 in 3 months - enough for $100 in gift cards
- Earn up to 1,200 bonus points and lower your purchase APR by paying on time and staying under your credit limit*
- Up to 5 points per $1 spent
| Intro APR | Intro Applied To | Intro Period | Annual Fee | Rewards |
|---|---|---|---|---|
| 0% | Purchases | 7 mo. | $0 | Yes |
| Balance Transfers | 12 mo. |
Creditnet's Full Review
The Citi Forward® Card rewards cardholders for being financially responsible. Cardholders who pay on time and stay within their credit limit are rewarded with 100 bonus points per billing period and a potential reduction of interest rate! For every three months in a row of making a purchase that cardholders stay within their credit limit and pay on time, they'll receive a reduction of .25% of their interest rate. Cardholders are eligible for eight reductions, up to a total of 2% in reductions!
Cardholders will also receive bonus points in addition to those earned for paying on time and staying within their credit limit. The Citi Forward® Card rewards you with 10,000 bonus points—enough for $100 in gift cards—when you spend at least $650 in your first three months.
The Citi Forward® Card also rewards you for each dollar you charge to the card. Citibank rewards cardholders with 5 points per dollar spent at restaurants, book stores, video rental stores and movie theaters; all other purchases will earn you 1 point per dollar. When you've stocked up enough points, you can redeem them through the ThankYou Network for travel, cash, music, merchandise, gift cards, and more.
In this economy, every dollar counts. So the Citi Forward® Card offers cardholders 0% APR for 12 months on Balance Transfers* and 0% APR for 7 months on Purchases* (after 7 months, 12.99% - 22.99% variable). But always remember that it is best to pay your balance in full each month to avoid financial problems in the future.
If you're interested in earning bonus points quickly and easily, then apply for the Citi Forward® Card today.
Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0% | ||
| Intro Period: | 7 mo. | ||
| Ongoing APR: | 12.99% - 22.99%* variable | ||
| Penalty APR: | 29.99% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR✝ : | 0% | Intro APR✝ : | n/a |
| Intro Period: | 12 mo. | Intro Period: | n/a |
| Ongoing APR: | 12.99% - 22.99%* variable | Ongoing APR: | 25.24% variable |
| Penalty APR: | 29.99% | Penalty APR: | 29.99% |
| Transfer Fee: | 3% | Advance Fee: | 5% |
| Min. Transfer Fee: | $5.00 | Min. Advance Fee: | $10.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| ✝ Must initiate transfer: | Within 12 mo. of opening acct |
||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Foreign Transaction Fee: |
3% | Min: | $500.00 | Late Payment: | Up to $35 |
| Min. Interest Charge: | $0.50 | Max: | n/a | Over the Credit Limit: | n/a |
| Returned Payment | Up to $35.00 | ||||
