IberiaBank Visa® Gold Cash Back Card

gold cash back rewards card with low interest rate

Quick Card Summary

  • Earn 1% cash back on all purchases, with no limit of rebates earned
  • Low intro interest rate on balance transfers
  • Up to $500,000 in travel accident insurance
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

Creditnet's Full Review

The IberiaBank Visa® Gold Cash Back Rewards Card offers a great cash back rewards program for people with good credit. Cardholders will earn a 1% cash rebate on every single purchase. Earn unlimited rebates that don't expire as long as your account is open.

Cardholders will pay low interest on balance transfers for six months on transfers submitted within the first three months of your account being opened. In addition to the low introductory interest rate on balance transfers, you'll pay no annual fee and a reasonably low interest rate on purchases (for a rewards card).

The IberiaBank Visa® Gold Cash Back Rewards Card also gives cardholders gold-level benefits, such as up to $500,000 in travel accident insurance, online account services, and lost and stolen card reporting.

Apply today for the IberiaBank Visa® Gold Cash Back Rewards Card and enjoy no annual fee, a low interest rate, and an unlimited cash back rewards program!

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

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Purchase Rates
Intro APR: n/a
Intro Period: n/a
Ongoing APR: As low as 8.25%
Penalty APR: 22%
Balance Transfer and Cash Advance Rates
Balance Transfers Cash Advances
Intro APR✝ : 1.99% Intro APR✝ : n/a
Intro Period: 6 mo. Intro Period: n/a
Ongoing APR: As low as 8.25% Ongoing APR: As low as 13.75%
Penalty APR: 22% Penalty APR: 22%
Transfer Fee: 2% Advance Fee: 5%
Min. Transfer Fee: n/a Min. Advance Fee: $5.00
Max. Transfer Fee: n/a Max. Advance Fee: See Terms*
✝ Must initiate transfer: Within 3 mo.
of opening acct
Miscellaneous
Other Rates Credit Line Penalty Fees
Foreign
Transaction Fee:
2% Min: n/a Late Payment: $15-$35
Min. Interest Charge: $1.00 Max: n/a Over the Credit Limit: n/a
Returned Payment $35.00

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