True Earnings(R) Card from Costco and American Express

TrueEarnings® Card from Costco and American Express

Quick Card Summary

  • $25 Statement Credit with First Purchase
  • Cashback on virtually all purchases: gas, travel, restaurants, and more
  • No annual fee with paid Costco membership
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. See Terms* Yes

Creditnet's Full Review

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • 0% introductory APR on purchases for 6 months
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 2% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
  • Rated 4.5 out of 5 stars in Overall Satisfaction Rating, based on feedback from current TrueEarnings(R) Cardmembers from Costco and American Express

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

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Purchase Rates
Intro APR: 0%
Intro Period: 6 mo.
Ongoing APR: 15.24% variable
Penalty APR: n/a
Balance Transfer and Cash Advance Rates
Balance Transfers Cash Advances
Intro APR✝ : n/a Intro APR✝ : n/a
Intro Period: n/a Intro Period: n/a
Ongoing APR: n/a Ongoing APR: n/a
Penalty APR: n/a Penalty APR: n/a
Transfer Fee: See Terms* Advance Fee: 3%
Min. Transfer Fee: See Terms* Min. Advance Fee: $5.00
Max. Transfer Fee: See Terms* Max. Advance Fee: n/a
✝ Must initiate transfer: Within 30 days of
opening acct
Miscellaneous
Other Rates Credit Line Penalty Fees
Foreign
Transaction Fee:
See Terms* Min: n/a Late Payment: See Terms*
Min. Interest Charge: $0.50 Max: n/a Over the Credit Limit: $29
Returned Payment $38.00

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