Cash Back Credit Cards

The concept is simple: the more you spend on cashback reward cards, the more cash you get back!

The credit cards in this section all offer cash rewards, but the right cash-back card for you will depend on your lifestyle. If you can't recall the last time you used your own dishwasher, then a card that rewards you for eating out is the perfect fit for you. If you're still frequenting the gas station despite rising gas prices, soften the impact to your wallet by using a gas rebate card. Take your time to figure out which cashback credit card will be the most rewarding for you.

Many cash back cards are even offering bonus cash back promotions for new cardholders. Some offer bonus cash after you've spent a certain amount in your first three months, and some offer special bonus categories that change each quarter. Be sure to read our reviews to understand how each card rewards you with cash.

Updated by on February 21, 2012

Discover® More Card - 18 Month Promotional Balance Transfer

Discover® More Card - 18 Month Promotional Balance Transfer
Expert Rating:
4.75 / 5
stars
  • 0% interest on balance transfers for 18 months!
  • 5% Cashback Bonus
  • No annual fee credit card
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 18 mo.

Discover® More Card - $0 Balance Transfer Fee

Discover More No Balance Transfer Fee
  • No balance transfer fee! Limited time only, valid through July 10, 2012
  • Pay no interest on balance transfers and purchases for 12 months
  • 5% Cashback Bonus® in categories such as travel, gas, groceries, restaurants, and more
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes
Balance Transfers

Discover® More® Card

Discover More 0% Credit Card
  • Earn up to 5% cash back!
  • Unlimited cash back on all other purchases
  • 0% interest intro APR on balance transfers for a full 15 months, then the Regular APR
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Chase Freedom℠ Visa® - $100 Bonus Cash Back + 0% Intro APR

chase freedom cash back card
  • Earn $100 Bonus Cash Back after making $500 in purchases during first three months!
  • Earn 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations (subject to quarterly enrollment/maximum)
  • Pay 0% interest for up to 12 months!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 12 mo.

Capital One® Cash Rewards

cash rewards credit card for bad credit capital one no hassle
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • 0% intro APR on purchases until November 2012
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
17.9% - 22.9% (V) $0 $39.00 Yes Average Credit

Chase Freedom℠ MasterCard® - $100 Bonus Cash Back + 0% Intro APR

cash back credit card, Chase Freedom $100 Bonus promo
  • Earn a cash back bonus of $100 when you spend at least $500 during your first three months!
  • 5% cash back in quarterly bonus categories like dining, department stores, movie theaters and charitable organizations, subject to quarterly maximum.
  • Earn an unlimited 1% cash back on all other purchases!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers 12 mo.

Citi ThankYou(SM) Preferred Card - Enough for $250 in Gift Cards!

Citi ThankYou Preferred Card
  • Up to 25,000 in bonus points - enough for $250 in gift cards or other rewards!
  • Anniversary bonus each year up to 3%
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $0 Yes

Citi ThankYou® Card - No interest for 15 months

Citi ThankYou Card No interest
Expert Rating:
4.5 / 5
stars
  • No interest for 15 months
  • Anniversary bonus each year up to 3%
  • No limit or expiration on points
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Citi ThankYou(SM) Premier Card - 30,000 bonus miles!

Citi ThankYou Premier Card
  • 30,000 bonus ThankYou points after you spend $2,000 within first 3 months -- enough for $300 in Gift Cards!
  • Annual complimentary companion ticket and 15% off all air travel purchased through Spirit Incentives
  • Earn 20% more miles at gas stations, supermarkets, drugstores, and more
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
n/a n/a n/a $125.00 Yes

Citi Forward® Card

citi forward card
  • 10,000 bonus points after you spend $650 in 3 months - enough for $100 in gift cards
  • Earn up to 1,200 bonus points and lower your purchase APR by paying on time and staying under your credit limit*
  • Up to 5 points per $1 spent
  • More Info
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Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes
Balance Transfers 12 mo.

Blue Cash Everyday(SM) Card - $100 Cash Bonus

amex blue cash cashback credit card
  • Earn up to 3% cash back on all your purchases, even gas!
  • Earn $100 cash bonus after spending just $1000 in your first 3 months
  • $25 referral bonus for each friend/family member approved for a card
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Up to 12 mo. $0 Yes

Blue Cash Preferred(SM) Card from American Express

amex blue cash preferred cashback credit card
  • Earn up to 6% cash back on all your purchases, even gas!
  • Earn a $75 referral bonus each time a friend or family is approved for this card
  • Spend $1,000, get $150 cash back!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Up to 12 mo. $75.00 Yes

Miles by Discover® Card

miles card by discover airline miles reward card
  • Earn up to 12,000 Bonus Miles in 1st Year
  • Book any travel, any airline, any time
  • Redeem for travel, gift cards, or cash!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

citi dividend platinum cash back card
  • $100 cash back bonus after you spend $500 within first 3 months
  • 5% cash back at fitness clubs and on health care and utilities through March 2012 (enrollment required)
  • Full 1% cash back on all other eligible purchases
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 12 mo. $0 Yes
Balance Transfers

UPside Visa® Prepaid Card

UPside prepaid visa cash back card
  • Save up to $220 compared to other prepaid cards, the first year alone!
  • Earn 1,500 cash back reward points for your first direct deposit load
  • $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise)
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 See Terms* No Bad Credit OK

Discover® Open Road℠ Card for Students

Discover Open Road for Students gas rebate card
  • Up to 5% in cash back rebates
  • Earn up to a 20% Cashback Bonus® when you shop at Top Online Retailers*
  • Double your rewards when you redeem for gift cards from over 100 Cashback Bonus® partners
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 9 mo. $0 Yes

True Earnings(R) Card from Costco and American Express

TrueEarnings® Card from Costco and American Express
  • $25 Statement Credit with First Purchase
  • Cashback on virtually all purchases: gas, travel, restaurants, and more
  • No annual fee with paid Costco membership
  • More Info
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Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
15.24% variable $0 See Terms* Yes Average Credit

Journey(SM) Student Rewards from Capital One®

cash back student rewards card
  • Designed to help students build good credit with responsible use
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.8%(V) $0 $0 Yes Average Credit

Discover® Student Card - Monogram Collection

Discover student cash back monogram card
  • Unlimited cash rewards
  • Up to 20% Cashback Bonus® when you shop online*
  • Personalize your card with a monogram of your initials!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 9 mo. $0 Yes

Discover® Motiva(SM) Card

discover motiva cash back credit card
  • Up to 20% Cashback Bonus® at Top Online Retailers*
  • Earn double rewards when redeeming for gift certificates at select retailers
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 15 mo. $0 Yes
Balance Transfers

Citi Forward® Card for College Students

citi forward student credit card
  • Up to 5 points per $1
  • Bonus points for new cardmembers
  • No cosigner required!
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes

AT&T Universal Business Rewards Card

at&t business rewards card
  • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
  • You set the limits on employee cards
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes

Citi® Dividend Platinum Select® Card for College Students

citi dividend platinum select student credit card
  • 5% cash back on gas, groceries, utilities for 6 months; 1% thereafter
  • 2% cash back on rotating categories such as restaurants, apparel, and more
  • No cosigner required
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 7 mo. $0 Yes

SimplyCash® Business Card from American Express OPEN

amex simplycash business cash back card
Expert Rating:
4.25 / 5
stars
  • 5% cash back; Up to 10% discount at FedEx, Hertz®, OfficeMax®, Hyatt and more
  • 0% intro on purchases for up to 12 months
  • No annual fee for main and additional cards
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Up to 12 mo. $0 Yes

Escape by Discover® Card
Travel Rewards Credit Card

escape discover travel credit card
  • 25,000 bonus miles - 1,000 each month you make a purchase for 25 months
  • Double miles on all purchases!
  • Book for any travel, anytime with no travel restrictions or blackout dates
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $60.00 Yes
Balance Transfers

Capital One® Cash Rewards - $100 Cash Back Bonus

capital one cash credit card
  • $100 Bonus after you spend $500 in the first 3 months
  • 1% cash back on all purchases
  • 50% bonus on the cash back you earn every year
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases Until Feb 2013 $0 Yes
Balance Transfers

IberiaBank Visa® Gold Cash Back Card

gold cash back rewards card with low interest rate
  • Earn 1% cash back on all purchases, with no limit of rebates earned
  • Low intro interest rate on balance transfers
  • Up to $500,000 in travel accident insurance
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

IberiaBank Visa® Platinum Rewards

rewards credit card with low interest
  • Earn points for each purchase, redeem for worldwide travel, merchandise, gift certificates, and more
  • Low introductory rate for balance transfers
  • Travel accident insurance up to $1,000,000
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
1.99% Balance Transfers 6 mo. $0 Yes

Ink Cash℠ Business

Cash back business credit card
  • 3% cash back on eligible fuel, home improvement, dining and office supply purchases, on up to $2,000 in monthly spend; Unlimited 1% cash back on all other eligible purchases
  • $150 cash back after first purchase – that’s 15,000 bonus points
  • Double points per $1 on first $25,000 spent each year on dining and fuel
  • More Info
Apply Now
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0* Yes
Balance Transfers

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